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Best Credit Card Welcome Offers for June 2021

June 1, 2021
12 mins
A family walks down the neighbourhood street while their child gets ahead on the scooter

Do not miss the welcome offers for this month — we feature some of the biggest promotions yet!

We have searched high and low to bring you the top sign-up bonuses and welcome offers before they expire, sorting through the very best credit cards in Canada and weeding out the rest.

Get thousands of points worth hundreds of dollars in savings in the first year alone, and access great features like shopping coverage, travel insurance and even roadside assistance. These credit cards have a lot to offer apart from more money in your pocket.

Cardholders can use our exhaustive list to find a credit card that matches their lifestyle and spending habits. Compare our top picks to see the rewards, perks and benefits that offer the best everyday value.

Our top picks
Credit card Welcome offer Annual fee

1. CIBC Aventura® Visa InfiniteTM Card

  • Earn up to 35,000 Aventura Points.

$139 (First year rebated) 

2. RBC Avion® Visa Infinite Card

  • Earn up to 35,000 points.
  • This offer expires on July 26, 2021.

$120

3. Scotiabank®* Gold American Express® Card

  • Earn up to 40,000 Scotia Rewards points.
  • This offer expires on August 31, 2021.

$120

4. BMO CashBack World Elite* Mastercard*

  • Earn up to 10% cash back in your first three months.
  • This offer expires on October 31, 2021.

$120 (First year waived) 

5. American Express® Aeroplan®* Card

  • Earn up to 15,000 Aeroplan points and a bonus Buddy pass.

$120

6. CIBC Dividend® Visa Infinite* Card

  • Earn up to 10% cash back for the first four months.

$120 (First year rebated)

7. Scotia Momentum® Visa Infinite* Card

  • Earn up to 10% cash back for the first three months.
  • This offer expires on August 31, 2021.
  • Earn a $150 e-Gift Card from RATESDOTCA upon approval until July 31, 2021.

$120 (First year waived)

8. SimplyCash™ Preferred Card from American Express

  • Earn up to 10% cash back for the first four months.

$99

9. HSBC World Elite® Mastercard®

  • Earn up to 70,000 points.
  • This offer expires on September 27, 2021.

$149

10. SimplyCash™ Card from American Express

  • Earn up to 4% cash back in your first six months.

$0

11. BMO CashBack Mastercard®*

  • Earn up to 5% cash back in your first three months.
  • This offer expires on October 31, 2021.

$0

12. Scotia Momentum® No-Fee VISA* Card

  • Earn up to 5% cash back for the first three months.
  • This offer expires on July 1, 2021.
  • Earn a $50 e-Gift Card from RATESDOTCA upon approval until July 31, 2021.

$0

13. CIBC Select VisaTM Card

  • Get a 0% promotional interest rate on balance transfers for up to 10 months. Conditions apply.

$29

1. CIBC Aventura® Visa InfiniteTM Card

First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$805
Annual rewards
$731
Annual fee (First Year Rebat)
0
Total first year value
$1536
CIBC Aventura® Visa InfiniteTM

card image
Welcome bonus
$805
CIBC Aventura Rewards points
Annual rewards
$731
CIBC Aventura Rewards points
Annual fee
$139
First Fee Rebate

Winner – Best Overall Travel Credit Card
Earn points on all purchases and redeem on travel or statement credits
Details at a glance Collapse details
First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$805
Annual rewards
$731
annualFee (First Year Rebat)
0
Total first year value
$1536
Welcome bonus
$805
Annual rewards
$731
Winner – Best Overall Travel Credit Card
Earn points on all purchases and redeem on travel or statement credits
Details at a glance Collapse details

Best of Finance Winner: Best Overall Travel Credit Card in Canada for 2021

The CIBC Aventura® Visa InfiniteTM Card offers up to 35,000 bonus Aventura Points. Get 20,000 Aventura Points when you make your first purchase. Get an additional 1,250 points each monthly statement period you spend at least $1,000 on your card in the first 12 months. That is up to 15,000 points. Plus, get an annual fee rebate for the first year, a $139 value.

Regular features and benefits of this card include:

  • Annual fee: $139
  • Annual fee for additional cards: $50
  • Earn two points for every $1 spent on travel through the CIBC Rewards Centre.
  • Earn 1.5 points for every $1 spent at eligible gas stations, grocery stores, and drugstores.
  • Earn one point for every $1 spent everywhere else.

This card also features top-tier travel benefits, including travel insurance coverage, a complimentary Priority PassTM membership with four free lounge visits annually and one NEXUS application fee rebate every four years.

Offer expiry date: N/A subject to change without notice

credit card mascot.png

Compare the best credit cards on RATESDOTCA

Find the best credit card for your lifestyle today!

2. RBC Avion® Visa Infinite Card

First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$750
Annual rewards
$527
Annual fee
$120
Total first year value
$1157
RBC Avion® Visa Infinite

card image
Welcome bonus
$750
RBC Rewards points
Annual rewards
$527
RBC Rewards points
Annual fee
$120

Travellers earn points redeemable on flights through various airline rewards programs
Includes comprehensive travel insurance and generous mobile device insurance
Details at a glance Collapse details
First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$750
Annual rewards
$527
annualFee
$120
Total first year value
$1157
Welcome bonus
$750
Annual rewards
$527
Travellers earn points redeemable on flights through various airline rewards programs
Includes comprehensive travel insurance and generous mobile device insurance
Details at a glance Collapse details

Apply for the RBC Avion® Visa Infinite Card to get 35,000 welcome points when your application is approved. That is a travel value of up to $750.

Regular features and benefits of this card include:

  • Annual fee: $120
  • Annual fee for additional cards: $50
  • Earn one RBC Rewards point for every $1 spent on the card.
  • Earn an extra 25% on travel-related purchases; that is 1.25 points for every $1 spent.

Find additional savings. Pay less for fuel at Petro-Canada and earn 20% more Petro-Points. Plus, when you link your card to the Be Well program through Rexall, you can score more Be Well points for everyday essentials.

Offer expiry date: July 26, 2021

3. Scotiabank®* Gold American Express® Card

First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$400
Annual rewards
$744
Annual fee
$120
Total first year value
$1024
Scotiabank®* Gold American Express® Card

card image
Welcome bonus
$400
Scotia Rewards points
Annual rewards
$744
Scotia Rewards points
Annual fee
$120

Winner – Best Credit Card With No Foreign Transaction Fees for Long Stay Travellers, and Best Credit Card for Staying Home and Ordering In
Strong travel perks and 0% foreign transaction fees compliment great reward value
Details at a glance Collapse details
First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$400
Annual rewards
$744
annualFee
$120
Total first year value
$1024
Welcome bonus
$400
Annual rewards
$744
Winner – Best Credit Card With No Foreign Transaction Fees for Long Stay Travellers, and Best Credit Card for Staying Home and Ordering In
Strong travel perks and 0% foreign transaction fees compliment great reward value
Details at a glance Collapse details

Best of Finance Winner: Best Credit Card With No Foreign Transaction Fees in Canada for 2021

The Scotiabank®* Gold American Express® Card offers up to 40,000 Scotia Rewards points in the first year. Earn 30,000 Scotia Rewards points when you spend at least $1,000 in the first three months and another 10,000 points when you spend at least $7,500 in the first 12 months.

Regular features and benefits of this card include:

  • Annual fee: $120
  • Annual fee for additional cards: $29
  • Earn five Scotia Rewards points for every $1 spent on grocery, restaurant, food delivery and entertainment purchases.
  • Earn three Scotia Rewards points for every $1 spent on eligible gas and daily transit purchases, as well as select streaming services.
  • Earn one Scotia Rewards point for every $1 spent on all other purchases.

Pay no foreign transaction fees with this card and access travel insurance.

Offer expiry date: August 31, 2021

4. BMO CashBack World Elite* Mastercard*

First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$150
Annual rewards
$594
Annual fee (First Year Waived)
0
Total first year value
$744
BMO CashBack World Elite* Mastercard*

card image
Welcome bonus
$150
BMO Cash Back Rewards
Annual rewards
$594
BMO Cash Back Rewards
Annual fee
$120
First Year Waived

Strong cash back reward rates in a variety of catagories 
Rare travel perks for a cashback card - includes lounge access and travel insurance
Details at a glance Collapse details
First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$150
Annual rewards
$594
annualFee (First Year Waived)
0
Total first year value
$744
Welcome bonus
$150
Annual rewards
$594
Strong cash back reward rates in a variety of catagories 
Rare travel perks for a cashback card - includes lounge access and travel insurance
Details at a glance Collapse details

Apply for the BMO CashBack World Elite* Mastercard* to earn up to 10% cash back for the first three months. Plus, BMO will waive the $120 annual fee for the first year.

Regular features and benefits of this card include:

  • Annual fee: $120
  • Annual fee for additional cards: $50
  • Earn 5% cash back on your first $500 spent on groceries each month.
  • Earn 4% cash back on your first $300 spent on ground transportation each month.
  • Earn 3% cash back on your first $300 spent on automobile and vehicle fuel purchases each month, including electric vehicle charging.
  • Earn 2% cash back on your first $500 spent on recurring bill payments each month.
  • Earn 1% cash back on all other purchases.

This recently revamped card features travel insurance, exclusive savings and roadside assistance.

Offer expiry date: October 31, 2021

5. American Express® Aeroplan®* Card

First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$300
Annual rewards
$558
Annual fee
$120
Total first year value
$738
American Express® Aeroplan®* Card

card image
Welcome bonus
$300
Annual rewards
$558
Annual fee
$120

A newly accelerated rewards program lets you redeem on all things travel!
Includes travel insurance coverage and access to exciting entertainment experiences.
Details at a glance Collapse details
First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$300
Annual rewards
$558
annualFee
$120
Total first year value
$738
Welcome bonus
$300
Annual rewards
$558
A newly accelerated rewards program lets you redeem on all things travel!
Includes travel insurance coverage and access to exciting entertainment experiences.
Details at a glance Collapse details

The American Express® Aeroplan®* Card offers up to 15,000 Aeroplan points and a bonus Buddy Pass. Earn 9,000 Aeroplan points and a bonus Buddy Pass when you spend at least $1,500 on your card in the first three months. Earn 1,000 Aeroplan points for each monthly billing period you spend at least $500 on your card in the first six months. That could add up to 6,000 Aeroplan points.

Regular features and benefits of this card include:

  • Annual fee: $120
  • Annual fee for additional cards:
    • $0 for additional cardholders without shared benefits
    • $50 for additional cardholders to share some of the benefits
  • Earn two Aeroplan points for every $1 spent on purchases made directly through Air Canada® and Air Canada Vacations®.
  • Earn 1.5 Aeroplan points for every $1 spent on eligible dining and food delivery purchases in Canada.
  • Earn one Aeroplan point for every $1 spent on all other purchases.

This card also features comprehensive travel insurance coverage and Air Canada benefits. You and up to eight travelling companions can save on baggage fees when your flight originates with Air Canada.

*This card is a charge card. Cardholders must pay the balance in full each month, or a 30% annual interest rate applies to unpaid balances.

Offer expiry date: N/A subject to change without notice

6. CIBC Dividend® Visa Infinite* Card

First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$152
Annual rewards
$582
Annual fee (First Year Rebat)
0
Total first year value
$734
CIBC Dividend® Visa Infinite*

card image
Welcome bonus
$152
CIBC Cash Back Rewards
Annual rewards
$582
CIBC Cash Back Rewards
Annual fee
$120
First Year Rebate

Limitless cash back card with 4% earns in 2 different categories.
Great base travel insurance.
Details at a glance Collapse details
First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$152
Annual rewards
$582
annualFee (First Year Rebat)
0
Total first year value
$734
Welcome bonus
$152
Annual rewards
$582
Limitless cash back card with 4% earns in 2 different categories.
Great base travel insurance.
Details at a glance Collapse details

The CIBC Dividend® Visa Infinite* Card offers up to 10% cash back for the first four statement periods, up to $2,000 in total purchases. That is up to $200 cash back. Plus, CIBC will rebate the annual fee for the first year.

Regular features and benefits of this card include:

  • Annual fee: $120
  • Annual fee for additional cards: $30
  • Earn 4% cash back for every $1 spent on gas and groceries.
  • Earn 2% cash back for every $1 spent on transportation, dining and recurring bill payments.
  • Earn 1% cash back for every $1 spent on everything else.

This card also features comprehensive travel insurance coverage and mobile device insurance.

Offer expiry date: N/A subject to change without notice

7. Scotia Momentum® Visa Infinite* Card

First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Gift card
$150
Welcome bonus
$153
Annual rewards
$564
Annual fee (First Year Waived)
0
Total first year value
$867
Scotia Momentum® Visa Infinite* Card

card image
Welcome bonus
$153
Scotia Cash Back Rewards
Annual rewards
$564
Scotia Cash Back Rewards
Annual fee
$120
First Year Waived

RATESDOTCA Bonus: $150 Amazon e-Gift card on approval
Winner – Best Overall Cash Back Credit Card
Includes comprehensive travel insurance and rare mobile device insurance
Details at a glance Collapse details
First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
giftCard
gift_card_amount
Welcome bonus
$153
Annual rewards
$564
annualFee (First Year Waived)
0
Total first year value
$867
Welcome bonus
$153
Annual rewards
$564
RATESDOTCA Bonus: $150 Amazon e-Gift card on approval
Winner – Best Overall Cash Back Credit Card
Includes comprehensive travel insurance and rare mobile device insurance
Details at a glance Collapse details

Best of Finance Winner: Best Overall Cash Back Credit Card in Canada for 2021

Apply for the Scotia Momentum® Visa Infinite* Card to earn 10% cash back for the first three months, up to $2,000 in total purchases. You could earn up to $200 cash back. Plus, pay no annual fee for the primary and additional cardholders for the first year.

Not only that but for a limited time, also earn a $150 e-Gift Card from RATESDOTCA upon approval until July 31, 2021. That is our biggest bonus to date!

Regular features and benefits of this card include:

  • Annual fee: $120
  • Annual fee for additional cards: $50
  • Earn 4% cash back for every $1 spent on groceries, recurring bill payments and subscription purchases.
  • Earn 2% cash back for every $1 spent on gas and daily transit purchases, including rideshare services.
  • Earn 1% cash back for every $1 spent everywhere else.

This card also features extensive insurance coverage, including shopping coverage, travel insurance and mobile device insurance.

Offer expiry date:

  • Scotiabank offer: August 31, 2021
  • RATESDOTCA offer: July 31, 2021

8. SimplyCash™ Preferred Card from American Express

First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$320
Annual rewards
$480
Annual fee
$99
Total first year value
$701
SimplyCash™ Preferred Card from American Express

card image
Welcome bonus
$320
AMEX Cashback Rewards
Annual rewards
$480
AMEX Cashback Rewards
Annual fee
$99

Strong and straightforward cashback rewards rate, 2% acrosss all catagories
Good insurance, and access perks
Details at a glance Collapse details
First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$320
Annual rewards
$480
annualFee
$99
Total first year value
$701
Welcome bonus
$320
Annual rewards
$480
Strong and straightforward cashback rewards rate, 2% acrosss all catagories
Good insurance, and access perks
Details at a glance Collapse details

The SimplyCash™ Preferred Card from American Express offers up to 10% cash back for the first four months, up to $4,000 in total purchases. That is up to $400 cash back.

Regular features and benefits of this card include:

  • Annual fee: $99
  • Annual fee for additional cards: $0
  • Earn 2% cash back on all purchases, with no limit to how much you can earn.

This card features shopping coverage and travel insurance. Cardholders can also access American Express® Experiences for exclusive offers, presale tickets and curated events.

Offer expiry date: N/A subject to change without notice

9. HSBC World Elite® Mastercard®

First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$200
Annual rewards
$446
Annual fee
$149
Total first year value
$497
HSBC World Elite® Mastercard®

card image
Welcome bonus
$200
HSBC Travel Rewards
Annual rewards
$446
HSBC Travel Rewards
Annual fee
$149

Excellent rewards on travel with the flexibility to also redeem on financial statements
Enjoy a $100 Annual Travel Enhancement Credit
Details at a glance Collapse details
First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$200
Annual rewards
$446
annualFee
$149
Total first year value
$497
Welcome bonus
$200
Annual rewards
$446
Excellent rewards on travel with the flexibility to also redeem on financial statements
Enjoy a $100 Annual Travel Enhancement Credit
Details at a glance Collapse details

New cardholders of the HSBC World Elite® Mastercard® can earn up to 70,000 bonus points. Get 20,000 welcome bonus points when you make your first purchase; 20,000 points when you spend at least $5,000 in the first 180 days (that’s about $834 per month for six months); 10,000 points when you add an authorized user to your account and 20,000 points as an Anniversary Bonus. Plus, get an annual fee rebate for the primary cardholder for the first year, a $149 value.

Regular features and benefits of this card include:

  • Annual fee: $149
  • Annual fee for additional cards: $50
  • Earn six points for every $1 spent on eligible travel purchases.
  • Earn three points for every $1 spent on all other purchases.

This card also features no foreign transaction fees, a $100 annual travel enhancement credit, 31-day insurance coverage and exclusive offers through Expedia and Agoda.

This offer is only available to residents of Canada other than the province of Quebec (Quebec residents eligible for separate offer).

Offer expiry date: September 27, 2021

10. SimplyCash™ Card from American Express

First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$165
Annual rewards
$300
Annual fee
$0
Total first year value
$465
SimplyCash™ Card from American Express

card image
Welcome bonus
$165
AMEX Cashback Rewards
Annual rewards
$300
AMEX Cashback Rewards
Annual fee
$0

Winner – Best No-Frills Cash Back Credit Card
Straigtforward, no fee card with a generous 6 month welcome offer
Details at a glance Collapse details
First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$165
Annual rewards
$300
annualFee
$0
Total first year value
$465
Welcome bonus
$165
Annual rewards
$300
Winner – Best No-Frills Cash Back Credit Card
Straigtforward, no fee card with a generous 6 month welcome offer
Details at a glance Collapse details

Best of Finance Winner: Best No-Frills Cash Back Credit Card in Canada for 2021

New cardholders of the SimplyCash™ Card from American Express can earn up to 4% cash back for the first six months, up to $5,000 in total purchases. That is up to $200 cash back.

Regular features and benefits of this card include:

  • Annual fee: $0
  • Annual fee for additional cards: $0
  • Earn 1.25% cash back on all purchases, with no limit to how much you can earn.

This card also features basic shopping coverage and up to $100,000 of travel accident insurance.

Offer expiry date: N/A subject to change without notice

11. BMO CashBack Mastercard®*

First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$95
Annual rewards
$288
Annual fee
$0
Total first year value
$383
BMO CashBack Mastercard®*

card image
Welcome bonus
$95
BMO Cash Back Rewards
Annual rewards
$288
BMO Cash Back Rewards
Annual fee
$0

Winner - Best No-Fee Cash Back Credit Card
Cash back rewards include the freedom to redeem anytime
Details at a glance Collapse details
First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$95
Annual rewards
$288
annualFee
$0
Total first year value
$383
Welcome bonus
$95
Annual rewards
$288
Winner - Best No-Fee Cash Back Credit Card
Cash back rewards include the freedom to redeem anytime
Details at a glance Collapse details

Best of Finance Winner: Best No-Fee Cash Back Credit Card in Canada for 2021

The BMO CashBack Mastercard®* offers up to 5% cash back on all purchases for the first three months. Plus, get a 1.99% introductory interest rate on balance transfers for nine months with a 1% transfer fee.

Regular features and benefits of this card include:

  • Annual fee: $0
  • Annual fee for additional cards: $0
  • Earn 3% cash back on your first $500 in grocery purchases each month.
  • Earn 1% cash back on your first $500 in recurring bill payments monthly.
  • Earn 0.5% cash back on all other purchases.

This card also features basic shopping coverage and financial insights through the app.

Offer expiry date: October 31, 2021

12. Scotia Momentum® No-Fee VISA* Card

First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Gift card
$50
Welcome bonus
$64
Annual rewards
$192
Annual fee
$0
Total first year value
$306
Scotia Momentum® No-Fee VISA* Card

card image
Welcome bonus
$64
Annual rewards
$192
Scotia Cash Back Rewards
Annual fee
$0

RATESDOTCA Bonus: $50 Amazon e-Gift card on approval
A flexible no-fee cashback for everyday spending
7.99% interet rate for the first 6 months
Details at a glance Collapse details
First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
giftCard
gift_card_amount
Welcome bonus
$64
Annual rewards
$192
annualFee
$0
Total first year value
$306
Welcome bonus
$64
Annual rewards
$192
RATESDOTCA Bonus: $50 Amazon e-Gift card on approval
A flexible no-fee cashback for everyday spending
7.99% interet rate for the first 6 months
Details at a glance Collapse details

Apply for the Scotia Momentum® No-Fee VISA* Card to earn 5% cash back on all purchases for the first three months, up to $100 cash back. Plus, get a 7.99% introductory interest rate on purchases for the first six months.

Bonus: Earn a $50 e-Gift Card from RATESDOTCA upon approval until July 31, 2021.

Regular features and benefits of this card include:

  • Annual fee: $0
  • Annual fee for additional cards: $0
  • Earn 1% cash back for every $1 spent on eligible gas, groceries, drugstore purchases and recurring bill payments.
  • Earn 0.5% cash back for every $1 spent on all other purchases.

Save up to 25% off base rates at participating AVIS locations across the U.S. and Canada.

Offer expiry date:

  • Scotiabank offer: July 1, 2021
  • RATESDOTCA offer: July 31, 2021

13. CIBC Select VisaTM Card

First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$0
Annual rewards
$0
Annual fee
$29
Total first year value
$-29
CIBC Select VisaTM

card image
Welcome bonus
$0
Annual rewards
$0
Annual fee
$29

Winner – Best Balance Transfer Credit Card
The best introductory interest rate on balance transfers out there!
Details at a glance Collapse details
First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$0
Annual rewards
$0
annualFee
$29
Total first year value
$-29
Welcome bonus
$0
Annual rewards
$0
Winner – Best Balance Transfer Credit Card
The best introductory interest rate on balance transfers out there!
Details at a glance Collapse details

Best of Finance Winner: Best Balance Transfer Credit Card in Canada for 2021

Transfer your credit card balance to the CIBC Select VisaTM Card to get a 0% interest rate for up to 10 months with a 1% balance transfer fee. Plus, CIBC will rebate the annual fee for the first year.

Regular features and benefits of this card include:

  • Annual fee: $29
  • Annual fee for additional cards: $0
  • Interest rate (purchases): 13.99%
  • Interest rate (cash advances): 13.99%

Pay no transaction fees when you send a CIBC Global Money Transfer™.

Offer expiry date: N/A subject to change without notice

Rates, product information and reward estimates are subject to change at any time and do not constitute financial advice. This post was not sponsored. RATESDOTCA may receive a referral fee from our partners or affiliate links featured on the site; however, our editorial choices are objective and free from bias. The opinions expressed in this article are purely those of RATESDOTCA; thus, the credit card issuers and partners are not responsible for any editorials or reviews that may appear. Please visit the associated website for complete and current terms and conditions on any product or service mentioned. The information in this article is accurate as of the date of this posting, June 1, 2021. Read our full disclaimer.

Hayley Vesh

Hayley Vesh is a creative, resourceful, and knowledgeable content producer who is passionate about financial literacy, storytelling, and generating ideas. She writes about credit cards, savings, debt management, and personal finance. In her spare time, Hayley can be found wandering in the woods, hunting for second-hand treasures, or curled up with a steeped tea and a good podcast.

Find Hayley Vesh on LinkedIn.

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