Canada’s 2026 most stolen cars can cost over $6,000 in annual insurance premiums

KEY FINDINGS
- The Honda CR-V was Canada’s most stolen vehicle in 2025 with 2,137 thefts, followed by the Honda Civic (1,813) and Toyota RAV4 (1,147). National auto theft fell 18% year-over-year to 46,999 vehicles, according to Équité Association.
- Ontario accounted for more than 40% of Canadian vehicle thefts, with 19,319 vehicles stolen. Honda's CR-V also topped the provincial list (1,598 thefts). SUVs dominate Ontario's theft frequency list, where one in four insured Toyota Land Cruisers (25.16%) and nearly one in five Lexus TXs (19.40%) were stolen.
- Pickup trucks took all five top spots in Alberta's most stolen list, led by the Ram 1500 (313 thefts). Thieves in Alberta target older models – two of the top five are 2006 and 2007 trucks.
- High theft rates boost insurance premiums. Équité’s theft frequency list closely matches IBC claims data from 2019–2024: the Lexus TX recorded theft claims were 83 times the average, and the most frequently stolen models cost $5,000 to $6,600 a year to insure in Toronto.
- Protect your vehicle and compare insurance quotes. Store key fobs in a Faraday pouch, use a steering wheel lock, and install a tracker or immobilizer. Drivers of high-theft models should compare car insurance quotes, as surcharges or mandatory trackers may apply.
The Honda CR-V has returned to the top of Canada’s most stolen vehicle ranking, according to Équité Association’s annual Top 10 Most Stolen Vehicles list, based on 2025 theft data. The CR-V last held the number one spot in 2021 and 2022. The Toyota RAV4, last year’s most stolen vehicle, slipped to third position.
Équité’s 2025 Auto Theft Trend Report found that national and provincial initiatives reduced theft by 18% year-over-year to 46,999 vehicles stolen compared to 2024. Yet criminals still profit from roughly $900 million a year in stolen vehicles across the country. While Canadians are having their cars stolen less often, much more needs to be done to curtail theft.
As in past years, the association published the models thieves target most, how many of each are insured in Canada, how many were stolen, and the resulting theft rate published in a separate ranking by theft frequency.
Key highlights in most stolen vehicles lists
SUVs and trucks continue to dominate theft lists (both by volume and frequency): Organized crime groups exploit key fob relay attacks and reprogramming tools to get into vehicles in minutes, and they’re zeroing in on models that maximize profits and are easy to resell.
Theft volume and theft risk are two different things: The first table counts total number of thefts, dominated by vehicles popular with Canadians. The Honda CR-V and Civic top the theft count partly because there are so many on the road: the CR-V was Canada’s fourth best-selling vehicle in 2025 and the Civic its best-selling passenger car. Even a modest theft rate adds up to thousands of stolen vehicles.
Theft frequency, the share of insured vehicles of each model that were stolen, is led by newer luxury SUVs. No vehicle from the volume list appears in the frequency top three, and only the Toyota Tundra makes it to both rankings.
Outdated anti-theft standards are the common thread: Équité says both lists show organized crime is capitalizing on gaps in vehicle anti-theft technology. Standards were last updated in 2007. The association is pushing Transport Canada to update and align the Motor Vehicle Safety Regulations with global best practices, and its polling found 72% of Canadians want anti-theft technology built into vehicles rather than sold as an aftermarket add-on.
Top 10 most stolen vehicles in Canada in 2025
By number of thefts
| No. | Make/model | Most stolen model year | # of vehicles insured | # of thefts | Theft rate / frequency (%) | Type |
|---|---|---|---|---|---|---|
| 1 | Honda CR-V | 2024 | 550,586 | 2,137 | 0.39% | SUV |
| 2 | Honda Civic | 2018 | 673,107 | 1,813 | 0.27% | Car |
| 3 | Toyota RAV4 | 2021 | 614,269 | 1,147 | 0.19% | SUV |
| 4 | Ram 1500 Series | 2022 | 500,931 | 1,072 | 0.21% | Truck |
| 5 | Ford F150 Series | 2023 | 593,365 | 1,057 | 0.18% | Truck |
| 6 | Lexus RX Series | 2024 | 103,338 | 964 | 0.93% | SUV |
| 7 | Chevrolet/GMC Silverado/Sierra 1500 Series | 2018 | 585,240 | 927 | 0.16% | Truck |
| 8 | Toyota Tundra | 2024 | 82,578 | 787 | 0.95% | Truck |
| 9 | Jeep Wrangler | 2024 | 149,295 | 603 | 0.40% | SUV |
| 10 | Hyundai Elantra | 2023 | 389,339 | 484 | 0.12% | Car |
Source: Équité Association, November 2026. The “most stolen model year” is based on a threshold of a minimum of 10 thefts.
Key findings from the 2025 number of thefts list
- The Honda CR-V returns to the top with 2,137 thefts, followed by the Honda Civic at 1,813. Équité says their global serviceability makes these vehicles easy for organized crime to resell locally and overseas.
- Top 10 thefts are down about 30%. This year’s ten vehicles total roughly 11,000 thefts, compared with about 15,700 a year earlier.
- Toyota RAV4 thefts nearly halved. Last year’s most stolen vehicle fell from 2,080 thefts to 1,147, dropping to third. Its theft rate fell from 0.38% to 0.19%.
Learn more: Installing an anti-theft device could save you money on insurance
By theft frequency
| No. | Make/model | Highest theft rate model year | Theft rate/frequency (%) | # of vehicles insured | # of thefts | Type |
|---|---|---|---|---|---|---|
| 1 | Lexus TX Series | 2024 | 11.37% | 2,455 | 279 | SUV |
| 2 | Toyota Landcruiser Wagon | 2025 | 11.32% | 2,236 | 253 | SUV |
| 3 | Toyota Grand Highlander | 2024 | 4.77% | 10,059 | 480 | SUV |
| 4 | Toyota Sequoia | 2023 | 1.53% | 6,140 | 94 | SUV |
| 5 | Land Rover Defender Series | 2022 | 1.39% | 5,671 | 79 | SUV |
| 6 | Acura TLX | 2021 | 1.32% | 23,989 | 317 | Car |
| 7 | Lexus GX Series | 2025 | 1.09% | 4,947 | 54 | SUV |
| 8 | Mercedes-Benz GLS | 2025 | 1.04% | 4,921 | 51 | SUV |
| 9 | Land Rover Range Rover Series | 2016 | 0.95% | 36,047 | 344 | SUV |
| 10 | Toyota Tundra | 2024 | 0.95% | 82,578 | 787 | Truck |
Source: Équité Association, November 2026. Vehicles need a minimum of 50 thefts to qualify for the frequency list.
Key findings from the 2025 theft frequency list
- New luxury SUVs are being stolen at alarming rates. More than one in nine insured Lexus TX (11.37%) and Toyota Land Cruiser (11.32%) models were stolen in 2025, and the Toyota Grand Highlander lost nearly 5% of its insured fleet (4.77%). None of the three appear on the volume list.
- Toyota and Lexus SUVs and trucks dominate the frequency list.
- Recent launches and high-value SUVs Équité says are organized crime targets for resale in Canada and overseas.
Does driving a most-stolen model raise your premium?
Theft risk shows up in insurance costs. Rates.ca's analysis found the most frequently stolen vehicles cost $5,000 to $6,600 a year to insure in Toronto, and owners may face surcharges or be required to install a tracker.
To reduce your premium you could store your key fob in a Faraday pouch, use a steering wheel lock, or install an aftermarket GPS tracker.
Équité’s most stolen vehicles of 2025 (by theft frequency) vs. IBC claims data (2019–2024)
| Vehicle | Équité theft rate (2025 ranking) | IBC theft frequency (2019-2024) | Estimated insurance premiums: recommended policy | Model year | Type |
|---|---|---|---|---|---|
| Lexus TX | 11.37% (#1) | 83x average | $509 / month $6,109 / year | 2024 | SUV |
| Toyota Grand Highlander | 4.77% (#3) | 38x | $485 / month $5,815 / year | 2024 | SUV |
| Acura TLX | 1.32% (#6) | 19x | $274 / month $3,293 / year | 2021 | Car |
| Land Rover Defender | 1.39% (#5) | 20x | $475 / month $5,697 / year | 2022 | SUV |
| Toyota Tundra | 0.95% (#9) | 23x | $385 / month $4,618 / year | 2024 | Truck |
IBC scores: 100 = the average vehicle, so 83x means theft claims ran about 83 times higher than average. Équité counts 2025 thefts; IBC reflects claims from 2019–2024. The two datasets are independent of each other. IBC also excludes any vehicle with fewer than 1,500 insured units over the period, which is why newer or low-volume models (such as the 2025 Toyota Land Cruiser) do not appear in its rankings.
Auto insurance premiums were calculated using the Rates.ca quoter and reflect a recommended personal-use policy including collision and comprehensive coverage for a 35-year-old male driver with a clean driving record, living in Toronto, who drives approximately 10,000 kilometres annually.
Équité’s list by theft frequency lines up closely with Rates.ca’s analysis of Insurance Bureau of Canada (IBC) claims data from 2019 to 2024, published earlier this month. IBC’s data, which scores each model against the average vehicle rather than as a percentage, put the 2024 Lexus TX350 at 83 times the average theft frequency and the 2024 Grand Highlander at 38 times, with the Land Rover Defender, Acura TLX, and Toyota Tundra also near the top of their segments. All five appear on Équité’s 2025 frequency list.
For an individual owner, the frequency list is a measure of theft risk for a specific model of car. A Civic owner has plenty of company on the volume list but a low chance of being targeted; a Lexus TX owner is in a much smaller group facing much higher odds. Our earlier analysis estimated a Toronto driver would pay about $6,100 a year to insure a 2024 Lexus TX350, and $5,800 for a 2024 Grand Highlander.
Related: The safest (and cheapest) cars to insure in Canada
What are the top 10 most stolen vehicles in Ontario?
Ontario: By number of thefts
| No. | Make/model | Most often stolen model year | # of vehicles insured | # of thefts | Theft rate/frequency (%) | Type |
|---|---|---|---|---|---|---|
| 1 | Honda CR-V | 2024 | 268,378 | 1,598 | 0.60% | SUV |
| 2 | Honda Civic | 2020 | 313,549 | 1,041 | 0.33% | Car |
| 3 | Lexus RX Series | 2024 | 59,576 | 863 | 1.45% | SUV |
| 4 | Toyota Tundra | 2024 | 28,845 | 593 | 2.06% | Truck |
| 5 | Toyota RAV4 | 2021 | 272,704 | 591 | 0.22% | SUV |
| 6 | Ford F150 Series | 2023 | 216,599 | 532 | 0.25% | Truck |
| 7 | Toyota Grand Highlander | 2024 | 5,320 | 459 | 8.63% | SUV |
| 8 | Ram 1500 Series | 2022 | 199,620 | 457 | 0.23% | Truck |
| 9 | Jeep Wrangler | 2024 | 67,441 | 365 | 0.54% | SUV |
| 10 | Toyota Highlander | 2017 | 64,805 | 314 | 0.49% | SUV |
Source: Équité Association, November 2026
Key takeaways from Ontario’s 2025 number of thefts list
- Thefts in the province fell 22% from 2024, according to Équité’s trend report, and Toronto police recorded a 32.2% YoY drop. Even so, Équité’s 2025 Auto Theft Trend Report counted 19,319 private passenger vehicles stolen in Ontario last year, more than 40% of the national total.
- The Honda CR-V tops the provincial list for the second year running, and Ontario is where CR-V theft is most acute: 1,598 of the 2,137 CR-Vs stolen nationwide were taken in Ontario, roughly three-quarters.
- Ontario’s mix is also more SUV-heavy than the national list, with six SUVs, three pickups, and only one car. Toyota and Lexus account for half the list.
Ontario: By theft frequency
| No. | Make/model | Highest theft frequency model year | Theft rate/frequency (%) | # of vehicles insured | # of thefts | Type |
|---|---|---|---|---|---|---|
| 1 | Toyota Landcruiser Wagon | 2025 | 25.16% | 791 | 199 | SUV |
| 2 | Lexus TX Series | 2024 | 19.40% | 1,371 | 266 | SUV |
| 3 | Toyota Grand Highlander | 2024 | 8.63% | 5,320 | 459 | SUV |
| 4 | Toyota Sequoia | 2023 | 3.49% | 2,065 | 72 | SUV |
| 5 | Land Rover Defender Series | 2022 | 2.30% | 3,089 | 71 | SUV |
| 6 | Toyota Tundra | 2024 | 2.06% | 28,845 | 593 | Truck |
| 7 | Acura TLX | 2022 | 1.95% | 13,220 | 258 | Car |
| 8 | Lexus RX Series | 2023 | 1.45% | 59,576 | 863 | SUV |
| 9 | Land Rover Range Rover Series | 2025 | 1.36% | 19,832 | 270 | SUV |
| 10 | Cadillac Escalade | 2023 | 0.90% | 7,861 | 71 | SUV |
Source: Équité Association, November 2026
Key takeaways from Ontario’s 2025 theft frequency list
- The volume list indicates which vehicles thieves took most. The frequency list shows which owners were most likely to be affected, and in Ontario the answer is stark.
- One in four insured Toyota Land Cruisers was stolen in 2025: 199 of just 791 on the road. The Lexus TX was close behind at 19.4%, with 266 of 1,371 stolen.
- Both are recent launches, and both are nearly double the national frequency for the same models, confirming Ontario as the epicentre for luxury SUV theft.
Related: When is the best time to buy a car in Canada?
What are the top 10 most stolen cars in Alberta?
| No. | Make/model | Most stolen model year | # of vehicles insured | # of thefts | Theft rate/frequency (%) | Type |
|---|---|---|---|---|---|---|
| 1 | Ram 1500 Series | 2023 | 94,621 | 313 | 0.33% | Truck |
| 2 | Chevrolet/GMC Silverado/Sierra 1500 Series | 2006 | 101,325 | 256 | 0.25% | Truck |
| 3 | Chevrolet/GMC Silverado/Sierra 2500 Series | 2006 | 36,013 | 227 | 0.63% | Truck |
| 4 | Ford F150 Series | 2023 | 109,048 | 219 | 0.20% | Truck |
| 5 | Ford F350 Series | 2007 | 22,261 | 142 | 0.64% | Truck |
| 6 | Jeep Grand Cherokee | 2024 | 34,405 | 117 | 0.34% | SUV |
| 7 | Toyota RAV4 | 2021 | 89,271 | 97 | 0.11% | SUV |
| 8 | Honda Civic | 2012 | 50,453 | 93 | 0.18% | Car |
| 9 | Honda CR-V | 2025 | 58,832 | 90 | 0.15% | SUV |
| 10 | Ford/Lincoln/Mercury Escape/Corsair/MKC/Mariner Series | 2017 | 65,679 | 79 | 0.12% | SUV |
Source: Équité Association, November 2026
Key takeaways from Alberta’s 2025 number of thefts list
- Pickups take all five top spots in the Alberta list, led by the Ram 1500 with 313 thefts.
- The total number of thefts of the top 10 adds up to 1,633 vehicles, a little higher than the number of CR-Vs taken in Ontario.
- No vehicle on Alberta’s list has a theft rate above 0.64%.
- Two of the top five stolen are 2006 and 2007 trucks, which predate Canada’s immobilizer requirement, and the most-stolen Civic is a 2012. Alberta thieves are taking older, easier vehicles for local use, parts, or re-registration rather than new luxury SUVs for export.
Équité’s trend report has flagged Alberta as a “feeder province” where stolen vehicles from elsewhere are re-VINed and registered, and the province recovers about 71% of stolen vehicles, well above Ontario and Quebec.
Still, Alberta recorded 8,980 private passenger vehicle thefts in 2025, second only to Ontario, and the highest per capita in the country. Lower theft rates per model in Alberta don’t necessarily translate to low risk overall. For truck owners especially, a steering wheel lock and a tracker remain worth the cost.
Read more: How Alberta’s Care-First 2027 auto reforms open door to shopping for better rates
How to protect your vehicle from theft
Consider these tips to avoid falling victim to auto theft:
- Don’t leave your key fob in your vehicle or near your front door unprotected. A Faraday pouch or box blocks the signal thieves use in relay attacks.
- Install an electronic immobilizer to prevent your vehicle from being started without the key.
- Install a tracking device so police can locate your vehicle if it’s taken.
- Park in a garage or well-lit area, close the windows, and remember to always lock the doors.
- Use a visible deterrent such as a steering wheel or brake pedal lock, and never leave your vehicle running unattended.
If you’re concerned about what your vehicle’s theft risk means for your car insurance, compare auto insurance quotes from several providers. It could save you money on your annual premium.
Read next: When is the cheapest time of year to compare car insurance rates?









