Canada’s 2026 most stolen cars can cost over $6,000 in annual insurance premiums

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November 13, 2026
Arshi Hossain
Written By Arshi Hossain Associate editor
Joan Pinto
Reviewed By Joan Pinto Managing Editor

KEY FINDINGS

  • The Honda CR-V was Canada’s most stolen vehicle in 2025 with 2,137 thefts, followed by the Honda Civic (1,813) and Toyota RAV4 (1,147). National auto theft fell 18% year-over-year to 46,999 vehicles, according to Équité Association.
  • Ontario accounted for more than 40% of Canadian vehicle thefts, with 19,319 vehicles stolen. Honda's CR-V also topped the provincial list (1,598 thefts). SUVs dominate Ontario's theft frequency list, where one in four insured Toyota Land Cruisers (25.16%) and nearly one in five Lexus TXs (19.40%) were stolen. 
  • Pickup trucks took all five top spots in Alberta's most stolen list, led by the Ram 1500 (313 thefts). Thieves in Alberta target older models – two of the top five are 2006 and 2007 trucks. 
  • High theft rates boost insurance premiums. Équité’s theft frequency list closely matches IBC claims data from 2019–2024: the Lexus TX recorded theft claims were 83 times the average, and the most frequently stolen models cost $5,000 to $6,600 a year to insure in Toronto. 
  • Protect your vehicle and compare insurance quotes. Store key fobs in a Faraday pouch, use a steering wheel lock, and install a tracker or immobilizer. Drivers of high-theft models should compare car insurance quotes, as surcharges or mandatory trackers may apply. 

The Honda CR-V has returned to the top of Canada’s most stolen vehicle ranking, according to Équité Association’s annual Top 10 Most Stolen Vehicles list, based on 2025 theft data. The CR-V last held the number one spot in 2021 and 2022. The Toyota RAV4, last year’s most stolen vehicle, slipped to third position.

Équité’s 2025 Auto Theft Trend Report found that national and provincial initiatives reduced theft by 18% year-over-year to 46,999 vehicles stolen compared to 2024. Yet criminals still profit from roughly $900 million a year in stolen vehicles across the country. While Canadians are having their cars stolen less often, much more needs to be done to curtail theft. 

As in past years, the association published the models thieves target most, how many of each are insured in Canada, how many were stolen, and the resulting theft rate published in a separate ranking by theft frequency. 

Key highlights in most stolen vehicles lists  

SUVs and trucks continue to dominate theft lists (both by volume and frequency): Organized crime groups exploit key fob relay attacks and reprogramming tools to get into vehicles in minutes, and they’re zeroing in on models that maximize profits and are easy to resell.

Theft volume and theft risk are two different things: The first table counts total number of thefts, dominated by vehicles popular with Canadians. The Honda CR-V and Civic top the theft count partly because there are so many on the road: the CR-V was Canada’s fourth best-selling vehicle in 2025 and the Civic its best-selling passenger car. Even a modest theft rate adds up to thousands of stolen vehicles.  

Theft frequency, the share of insured vehicles of each model that were stolen, is led by newer luxury SUVs. No vehicle from the volume list appears in the frequency top three, and only the Toyota Tundra makes it to both rankings.

Outdated anti-theft standards are the common thread: Équité says both lists show organized crime is capitalizing on gaps in vehicle anti-theft technology. Standards were last updated in 2007. The association is pushing Transport Canada to update and align the Motor Vehicle Safety Regulations with global best practices, and its polling found 72% of Canadians want anti-theft technology built into vehicles rather than sold as an aftermarket add-on. 

Top 10 most stolen vehicles in Canada in 2025 

By number of thefts 

No.Make/modelMost stolen model year# of vehicles insured# of theftsTheft rate / 
frequency (%)
Type
1Honda CR-V

2024

550,5862,1370.39%

SUV

2Honda Civic

2018

673,1071,8130.27%

Car

3Toyota RAV4

2021

614,2691,1470.19%

SUV

4Ram 1500 Series

2022

500,9311,0720.21%

Truck

5Ford F150 Series

2023

593,3651,0570.18%

Truck

6Lexus RX Series

2024

103,3389640.93%

SUV

7Chevrolet/GMC Silverado/Sierra 1500 Series

2018

585,2409270.16%

Truck

8Toyota Tundra

2024

82,5787870.95%

Truck

9Jeep Wrangler

2024

149,2956030.40%

SUV

10Hyundai Elantra

2023

389,3394840.12%

Car

Source: Équité Association, November 2026. The “most stolen model year” is based on a threshold of a minimum of 10 thefts.

Key findings from the 2025 number of thefts list

  • The Honda CR-V returns to the top with 2,137 thefts, followed by the Honda Civic at 1,813. Équité says their global serviceability makes these vehicles easy for organized crime to resell locally and overseas.
  • Top 10 thefts are down about 30%. This year’s ten vehicles total roughly 11,000 thefts, compared with about 15,700 a year earlier.
  • Toyota RAV4 thefts nearly halved. Last year’s most stolen vehicle fell from 2,080 thefts to 1,147, dropping to third. Its theft rate fell from 0.38% to 0.19%.

Learn more: Installing an anti-theft device could save you money on insurance 

By theft frequency  

No.Make/modelHighest theft rate model yearTheft rate/frequency (%)# of vehicles insured# of theftsType
1Lexus TX Series202411.37%2,455279SUV
2Toyota Landcruiser Wagon202511.32%2,236253SUV
3Toyota Grand Highlander20244.77%10,059480SUV
4Toyota Sequoia20231.53%6,14094SUV
5Land Rover Defender Series20221.39%5,67179SUV
6Acura TLX20211.32%23,989317Car
7Lexus GX Series20251.09%4,94754SUV
8Mercedes-Benz GLS20251.04%4,92151SUV
9Land Rover Range Rover Series20160.95%36,047344SUV
10Toyota Tundra20240.95%82,578787Truck

Source: Équité Association, November 2026. Vehicles need a minimum of 50 thefts to qualify for the frequency list.

Key findings from the 2025 theft frequency list

Does driving a most-stolen model raise your premium? 

Theft risk shows up in insurance costs. Rates.ca's analysis found the most frequently stolen vehicles cost $5,000 to $6,600 a year to insure in Toronto, and owners may face surcharges or be required to install a tracker.  

To reduce your premium you could store your key fob in a Faraday pouch, use a steering wheel lock, or install an aftermarket GPS tracker. 

Équité’s most stolen vehicles of 2025 (by theft frequency) vs. IBC claims data (2019–2024) 

VehicleÉquité theft rate (2025 ranking)IBC theft frequency 
(2019-2024)
Estimated insurance premiums: 
recommended policy
Model yearType
Lexus TX11.37% (#1)83x average$509 / month
$6,109 / year

2024

SUV

Toyota Grand Highlander4.77% (#3)38x$485 / month
$5,815 / year

2024

SUV

Acura TLX1.32% (#6)19x$274 / month
$3,293 / year

2021

Car

Land Rover Defender1.39% (#5)20x$475 / month
$5,697 / year

2022

SUV

Toyota Tundra0.95% (#9)23x$385 / month
$4,618 / year

2024

Truck

IBC scores: 100 = the average vehicle, so 83x means theft claims ran about 83 times higher than average. Équité counts 2025 thefts; IBC reflects claims from 2019–2024. The two datasets are independent of each other. IBC also excludes any vehicle with fewer than 1,500 insured units over the period, which is why newer or low-volume models (such as the 2025 Toyota Land Cruiser) do not appear in its rankings.

Auto insurance premiums were calculated using the Rates.ca quoter and reflect a recommended personal-use policy including collision and comprehensive coverage for a 35-year-old male driver with a clean driving record, living in Toronto, who drives approximately 10,000 kilometres annually.

Équité’s list by theft frequency lines up closely with Rates.ca’s analysis of Insurance Bureau of Canada (IBC) claims data from 2019 to 2024, published earlier this month. IBC’s data, which scores each model against the average vehicle rather than as a percentage, put the 2024 Lexus TX350 at 83 times the average theft frequency and the 2024 Grand Highlander at 38 times, with the Land Rover Defender, Acura TLX, and Toyota Tundra also near the top of their segments. All five appear on Équité’s 2025 frequency list.

For an individual owner, the frequency list is a measure of theft risk for a specific model of car. A Civic owner has plenty of company on the volume list but a low chance of being targeted; a Lexus TX owner is in a much smaller group facing much higher odds. Our earlier analysis estimated a Toronto driver would pay about $6,100 a year to insure a 2024 Lexus TX350, and $5,800 for a 2024 Grand Highlander.

Related: The safest (and cheapest) cars to insure in Canada 

What are the top 10 most stolen vehicles in Ontario? 

Ontario: By number of thefts 

No.Make/modelMost often stolen model year# of vehicles insured# of theftsTheft rate/frequency (%)Type
1Honda CR-V

2024

268,3781,5980.60%

SUV

2Honda Civic

2020

313,5491,0410.33%

Car

3Lexus RX Series

2024

59,5768631.45%

SUV

4Toyota Tundra

2024

28,8455932.06%

Truck

5Toyota RAV4

2021

272,7045910.22%

SUV

6Ford F150 Series

2023

216,5995320.25%

Truck

7Toyota Grand Highlander

2024

5,3204598.63%

SUV

8Ram 1500 Series

2022

199,6204570.23%

Truck

9Jeep Wrangler

2024

67,4413650.54%

SUV

10Toyota Highlander

2017

64,8053140.49%

SUV

Source: Équité Association, November 2026

Key takeaways from Ontario’s 2025 number of thefts list

  • Thefts in the province fell 22% from 2024, according to Équité’s trend report, and Toronto police recorded a 32.2% YoY drop. Even so, Équité’s 2025 Auto Theft Trend Report counted 19,319 private passenger vehicles stolen in Ontario last year, more than 40% of the national total.
  • The Honda CR-V tops the provincial list for the second year running, and Ontario is where CR-V theft is most acute: 1,598 of the 2,137 CR-Vs stolen nationwide were taken in Ontario, roughly three-quarters.
  • Ontario’s mix is also more SUV-heavy than the national list, with six SUVs, three pickups, and only one car. Toyota and Lexus account for half the list. 

Ontario: By theft frequency 

No.Make/modelHighest theft frequency model yearTheft rate/frequency (%)# of vehicles insured# of theftsType
1Toyota Landcruiser Wagon

2025

25.16%791199

SUV

2Lexus TX Series

2024

19.40%1,371266

SUV

3Toyota Grand Highlander

2024

8.63%5,320459

SUV

4Toyota Sequoia

2023

3.49%2,06572

SUV

5Land Rover Defender Series

2022

2.30%3,08971

SUV

6Toyota Tundra

2024

2.06%28,845593

Truck

7Acura TLX

2022

1.95%13,220258

Car

8Lexus RX Series

2023

1.45%59,576863

SUV

9Land Rover Range Rover Series

2025

1.36%19,832270

SUV

10Cadillac Escalade

2023

0.90%7,86171

SUV

Source: Équité Association, November 2026

Key takeaways from Ontario’s 2025 theft frequency list

  • The volume list indicates which vehicles thieves took most. The frequency list shows which owners were most likely to be affected, and in Ontario the answer is stark.  
  • One in four insured Toyota Land Cruisers was stolen in 2025: 199 of just 791 on the road. The Lexus TX was close behind at 19.4%, with 266 of 1,371 stolen.
  • Both are recent launches, and both are nearly double the national frequency for the same models, confirming Ontario as the epicentre for luxury SUV theft.

Related: When is the best time to buy a car in Canada?

What are the top 10 most stolen cars in Alberta? 

No.Make/modelMost stolen model year# of vehicles insured# of theftsTheft rate/frequency (%)Type
1Ram 1500 Series

2023

94,6213130.33%

Truck

2Chevrolet/GMC Silverado/Sierra 1500 Series

2006

101,3252560.25%

Truck

3Chevrolet/GMC Silverado/Sierra 2500 Series

2006

36,0132270.63%

Truck

4Ford F150 Series

2023

109,0482190.20%

Truck

5Ford F350 Series

2007

22,2611420.64%

Truck

6Jeep Grand Cherokee

2024

34,4051170.34%

SUV

7Toyota RAV4

2021

89,271970.11%

SUV

8Honda Civic

2012

50,453930.18%

Car

9Honda CR-V

2025

58,832900.15%

SUV

10Ford/Lincoln/Mercury Escape/Corsair/MKC/Mariner Series

2017

65,679790.12%

SUV

Source: Équité Association, November 2026

Key takeaways from Alberta’s 2025 number of thefts list

  • Pickups take all five top spots in the Alberta list, led by the Ram 1500 with 313 thefts.
  • The total number of thefts of the top 10 adds up to 1,633 vehicles, a little higher than the number of CR-Vs taken in Ontario.  
  • No vehicle on Alberta’s list has a theft rate above 0.64%.
  • Two of the top five stolen are 2006 and 2007 trucks, which predate Canada’s immobilizer requirement, and the most-stolen Civic is a 2012. Alberta thieves are taking older, easier vehicles for local use, parts, or re-registration rather than new luxury SUVs for export.  

Équité’s trend report has flagged Alberta as a “feeder province” where stolen vehicles from elsewhere are re-VINed and registered, and the province recovers about 71% of stolen vehicles, well above Ontario and Quebec.

Still, Alberta recorded 8,980 private passenger vehicle thefts in 2025, second only to Ontario, and the highest per capita in the country. Lower theft rates per model in Alberta don’t necessarily translate to low risk overall. For truck owners especially, a steering wheel lock and a tracker remain worth the cost.

Read more: How Alberta’s Care-First 2027 auto reforms open door to shopping for better rates 

How to protect your vehicle from theft

Consider these tips to avoid falling victim to auto theft:

  • Don’t leave your key fob in your vehicle or near your front door unprotected. A Faraday pouch or box blocks the signal thieves use in relay attacks.
  • Install an electronic immobilizer to prevent your vehicle from being started without the key.
  • Install a tracking device so police can locate your vehicle if it’s taken.
  • Park in a garage or well-lit area, close the windows, and remember to always lock the doors.
  • Use a visible deterrent such as a steering wheel or brake pedal lock, and never leave your vehicle running unattended.

If you’re concerned about what your vehicle’s theft risk means for your car insurance, compare auto insurance quotes from several providers. It could save you money on your annual premium.

Read next: When is the cheapest time of year to compare car insurance rates?

Arshi Hossain

Arshi Hossain

Arshi Hossain, Associate editor

Arshi Hossain is the associate editor at Rates.ca. She has 4+ years of experience in delivering strategy-backed digital content through various mediums. Her expertise lies in breaking down complex information, meeting people where they are, and in the moments that matter.

Prior to joining Rates.ca, she worked in the editorial and digital content space at Wealthsimple, supported digital strategies, and UX writing for payment products and solutions at Bank of Montreal. She has also worked with startups to support editorial, content writing, communications, copywriting, and marketing needs.

Education

Professional Communication - BA (Hons) at Toronto Metropolitan University with minors in Global Narratives, Public Relations, and Philosophy
 

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