Arshi Hossain

If you choose to break a closed mortgage before the end of your term, you'll have to pay a penalty. So, when does it make sense to end your mortgage early, and how does the process work?

How you pay for your car doesn't figure into your premiums, but the different coverage needs will.

Today the Bank of Canada cut its key interest rate by 50-basis points. Is today's double rate cut enough to incentivize buyers to re-enter the housing market? Let’s see what it means for the Canadian housing market.

While nearly a third of new homeowners receive financial gifts from parents, many don't have this option. Those putting just 5% down on a $700,000 home in Canada pay an extra $70,435 more on interest and CMHC insurance than those with a 20% down payment.

If your home needs repairs, by-law insurance covers the extra costs of upgrading to meet new safety standards, beyond what regular insurance covers.

Thinking of switching mortgages for a lower rate? Beware: breaking a fixed-rate mortgage can lead to a five-figure prepayment penalty.

Interest rates in Canada are gradually decreasing. Given this trend, is a fixed mortgage still more advantageous than a variable mortgage, or is it the other way around?

Home prices aren't the only thing you can negotiate. Don't leave a considerable amount of money on the table when signing your mortgage.

Only 5% of Canadians are very confident the country will avoid one. Here’s what survey respondents think about their country’s and their own financial future.

Do you know if your auto insurance will cover a guest driver’s collision?

Mortgage life insurance is like the extra warranty for your laptop or fridge—an add-on that boosts the lender’s profits. Here’s what you need to know to avoid getting taken for a ride.

What’s the point of home insurance if you don’t legally own your home? Title insurance protects you from hidden title defects.

Two rate cuts in a row: The Bank of Canada cuts the overnight rate again by another quarter percentage point to 4.5%.

With worsening climate events, more and more homes are becoming uninsurable. But where does that leave you as a homeowner?

When rules are broken, boundaries breached, or expectations unmet, anger flares. If you’ve endured gridlocked highways during your commute, you’ll understand. But how many Canadians are actually confessing to participating in it themselves?

Whether you’re gone for the weekend or for the entire summer, you want to leave your home with the assurance that your belongings are safe and will be there when you’re back. So, what's the plan?

From your music preferences to even your most subtle driving habits, your car sees all - and unfortunately, it's not the only one. Learn more about where all your data is going.

Whether you’re parked at a campground, a big box store parking lot, or on your own driveway, having the right insurance ensures peace of mind and financial security. Here’s what you should know about insuring your RV.

Debt consolidation is one way to reduce monthly bill payments and get out of debt sooner. But there are some downsides. Here's what you need to know.

Writing an offer to buy a home isn’t just a casual proposal—it’s a legally binding document that shapes your homeownership journey. Learn how to do it without sacrificing your sanity.

Found your dream home and ready to submit an offer? Take a moment to review your list of contingencies.

Canada experiences a fair share of natural disasters each year. When disaster strikes, and a mass evacuation order is issued, what do you do? How are you and your home protected?

House prices are slightly lower right now, but interest rates are still high. Ahead of a hot spring market, where does this leave Canadians looking to buy property?

If you’re in Alberta, whether you’re a long-time resident or a recent arrival, here’s everything you need to know about getting your driver’s license.

Ontario’s 2024 budget suggests allowing previously mandatory insurance coverage to become optional. However, opting for this flexibility may potentially bring on higher risks.

Spring means increased activity, warmer prospects, and a surge of buyer confidence in the real estate market. Will Canadians take advantage of potential rate cuts?

A new survey from RATESDOTCA and BNN found that 37% of Canadian drivers are planning on making changes to their driving routines in order to cut costs.

Bought a car this year? You might be paying at least 23% more for repairs. Find out why.

Is it a good idea to refinance your mortgage? Given the penalties for breaking a mortgage, it’s not always clear if you’ll save – here’s how to tell if refinancing is for you.

It’s not about finding the ‘best’ credit card in the market, but rather the best one for you. 

Your home insurance protects you, not your paying guests. Here's what you need to know before listing a room or home on Airbnb.

Inflation, higher costs of living, and growing debt compete against holiday spending on the list of priorities for 60% of Canadian shoppers this year.

In the heart of the modern Canadian dream lies the cornerstone of homeownership. But when unaffordability is squeezing finances from every direction, is this dream still a worthy investment?

At the end of the day, if this is going to be your home, you want to make sure that it’s in a livable condition before closing.

Before driving off on your next wintertime adventure, keep these safety tips in mind.

We looked at the median household income, and calculated how much you should make to afford the costs to own your car. Here’s what owning a used car looks like today across the province.

You don't get a letter to remind you about renewals anymore. Don't get caught driving with an expired driver's license.

Contemplating whether you should transfer your RRSP? Here’s what you need to know before you do.

Are you 60+ and looking to escape the cold Canadian winters? Ensure your travel is worry-free with a deep dive on snowbird insurance.