Every year, RATESDOTCA carefully analyzes the Canadian credit card and banking industry and awards the best products at its Best of Finance Awards.

There will come various points in every person’s life when they’ll be required to make a financial choice. But when there are hundreds of banking products on the market, applying for a mortgage, a line of credit, a loan or even a credit card can be overwhelming. What features should you look for? Which product will help you save or earn more?

At RATESDOTCA, we strive to help every Canadian consumer find the credit cardbank account or investment product that best fits their lifestyle and budget. That's why we annually recognize some of the top products in the personal finance industry at our Best of Finance Awards, helping you – the consumer – ultimately find your best match.

In selecting the top nominees in each category, we examined dozens of products and took various factors into consideration, such as points, miles, interest rates, balance transfer rates and annual fees. We then converted all figures into cash to see which products put the most money in your wallet. Each category contains three to four nominees, all of which we found performed exceptionally well for the Canadian consumer.

While we choose our top contenders of the year, once again, we wanted to give our shoppers a say in which credit cards best perform for them. So from now until Oct. 10, 2018, go to the RATESDOTCA Facebook page and tell us which Canadian credit card you believe deserves the #RSMFanFavourite award. As a thank you, each voter will be entered into a draw to win one (1) of two (2) $100 Amazon.ca gift cards. The winners of the Amazon.ca gift cards will also be chosen on Oct. 10, 2018.

2018-2019 Best of Finance Awards Nominees

And now, we present the 2018-2019 Best of Finance nominees in alphabetical order.

Credit Card Categories

Best Rewards Credit Card

Best Rewards Credit Card with No Annual Fee

Best Credit Card for Carrying a Balance

Best Credit Card for Balance Transfers

Best Credit Card for Building Credit

Best Credit Card for Students

Best Credit Card with Travel Perks

Best Credit Card for Groceries

Best Credit Card for Gas Rewards

Best Store Credit Card

Banking Product Categories

Best Savings Account

Best Chequings Account

Best GIC

The winners in each category will be announced on Oct. 25, 2018. ** The Scotia Momentum® Visa Infinite* Card was a late addition to the list of nominees for the Best Credit Card for Gas Rewards award, affective October 12, 2018.


The RATESDOTCA editorial team are experienced writers focused on sharing stories and bringing you the latest news in insurance and personal finance. Our goal is to provide Canadians with the information and resources they need to make better insurance and financial decisions.

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