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RATESDOTCA's Best of Finance awards recognizes the best credit cards and banking products in the Canadian personal finance industry.

From mortgages to credit cards to loans and lines of credit – there are hundreds of banking products on the market, and choosing just one can be overwhelming.

At RATESDOTCA, we strive to help every Canadian consumer find the credit card, bank account or investment product that best fits their lifestyle and budget. The Best of Finance Awards annually recognizes some of the top products in the personal finance industry, and helps you – the consumer – ultimately find your best match.

In selecting the top nominees for each category, we examined dozens of products and took various factors into consideration, such as points, miles, interest rates, balance transfer rates and annual fees. We then converted all figures into cash to see which products put the most money in your wallet. Each category contains two to three nominees, all of which we found performed exceptionally well for the Canadian consumer.

In addition to the products we highly regard, this year, we wanted to give our consumers a say in which credit cards best perform for them. For the first time, the Best of Finance Awards will feature a “Fan Favourite” award. From now until Oct. 19, 2017, you can vote for your favourite Canadian credit card. And as a thank you, each voter will be entered into a draw to win one (1) of two (2) $100 gift cards. Each entrant is also eligible to receive an additional entry by telling us why they love that specific card. Is it the features? The travel perks?  Or maybe your experience with the card issuer? Let us know for an extra chance to win. a Rafflecopter giveaway

The winners of the gift cards will be drawn on Oct. 23, 2017.

We are also acknowledging innovation and creativity in the “FinTech” field with another new award – the “Best Rewards App.” The award is designed to recognize mobile applications that work with the sole purpose of rewarding users with savings, coupons, points, cash back, gift cards, etc. for completing certain tasks.

And now, we present the full list of categories and nominees in alphabetical order. The winners will be announced on Oct. 23, 2017.

Credit cards

Best Rewards Card

Best Rewards Card with No Fee

Best Card for Carrying a Balance

Best Card for Balance Transfers

Best Card for Building Credit

Best Card for Students

Best Card with Travel Perks

Best Card for Groceries

Best Gas Rewards Card with No Fee

  • Canadian Tire Gas Advantage MasterCard
  • National Bank Ultramar MasterCard
  • Shell AIR MILES®† MasterCard®* from BMO

Banking products

Best Savings Account

Best Chequings Account

Best Non-Cashable GIC

  • B2B Trust
  • Motive Financial
  • Oaken Financial

Best Cashable GIC

  • BMO
  • Great-West Life
  • ICICI Bank Canada

Best Tax-Free Savings Accounts

  • Implicitly Financial
  • Motive Financial
  • Peoples Trust


Best Rewards App

  • Carrot
  • Checkout51
  • Drop
  • Zweet

The RATESDOTCA editorial team are experienced writers focused on sharing stories and bringing you the latest news in insurance and personal finance. Our goal is to provide Canadians with the information and resources they need to make better insurance and financial decisions.

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