Steve Garganis

Steve Garganis, Lead mortgage planner at Mortgage Architects

Steve Garganis is a licensed mortgage broker, leader mortgage planner at Mortgage Architects and founder and editor of CanadaMortgageNews.ca.

In 1992, Steve was one of the first Mobile Mortgage Specialists at TD Bank and has since held senior management positions in two major banks. 

In 2004, he decided to focus on his passion for mortgages became a mortgage broker.

In 2009, after noticing a lack of accurate, fact-checked and helpful mortgage content available online at the time, he founded CanadaMortgageNews.ca, where he has written over 600 articles and shares useful facts, opinions and recommendations for the owners, buyers, and sellers.

Articles From Steve Garganis

Ask the Mortgage Expert: Why this could be your window of opportunity into Canadian real estate

Predicting when the absolute bottom will come is like catching a falling knife. But according to mortgage broker and resident expert Steve Garganis, what we have now is a market that is taking a breath, where genuine buyers have a real advantage.

A digital rendering of a read house in front of a clock, signifying that the time is right to buy a home
Ask the Expert: Can the new Liberal housing plan solve Canada's housing crisis?

This month, our mortgage expert offers his take on the Liberal's new plan to build 500,000 homes a year, and when to go for a variable rate in today's real estate market.

A rendering of a block of new condominium developments
Ask the Expert: What’s your Canadian mortgage strategy in Trump’s tariff war?

With tariffs in full swing and jobs at stake, our resident mortgage broker shares his on vice on how to protect yourself - whatever your situation.

Digital illustration of a family looking at their home _what's your mortgage strategy during trump's tariffs
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