Get money-saving tips in your inbox.

Stay on top of personal finance tips from our money experts!

Steve Garganis

Steve Garganis ,
Lead mortgage planner at Mortgage Architects

Steve Garganis is a licensed mortgage broker, leader mortgage planner at Mortgage Architects and founder and editor of CanadaMortgageNews.ca.

In 1992, Steve was one of the first Mobile Mortgage Specialists at TD Bank and has since held senior management positions in two major banks.

In 2004, he decided to focus on his passion for mortgages became a mortgage broker.

In 2009, after noticing a lack of accurate, fact-checked and helpful mortgage content available online at the time, he founded CanadaMortgageNews.ca, where he has written over 600 articles and shares useful facts, opinions and recommendations for the owners, buyers, and sellers.

Experience
  • Mortgage
  • Real Estate
Featured in
  • The Globe and Mail
  • The Toronto Star
  • Global News
  • The Vancouver Sun
  • The Star Phoenix
Articles By Steve Garganis
Hosing Capital Gain header image.png

Ask the Expert: With the capital gains tax hike on its way out, is this your chance to buy an investment property?

New Liberal leader and prime minster Mark Carney wants to scrap the capital gains tax hike. What will that mean for your future investment home, if anything?

5 mins read
March 10, 2025
TariffHouse1.jpg

Ask the Expert: How Trump's tariffs will affect your Canadian mortgage

If history repeats itself, our economy is in for a bumpy ride. Now is the time to tread carefully - and don't make any major buying decisions alone.

5 mins read
Jan. 31, 2025
Condo Image 1.png

Ask the Expert: Solutions for a flatlining condo market and new year predictions

Is it time to remove the 2%+ qualifying rate for mortgage-seekers? Steve Garganis thinks so - if only just to spur condo building in Canada.

5 mins read
Dec. 30, 2024
USA Elections Canadian Market Housing Impact.png

Ask the Expert: Steve Garganis on how the US impacts Canadian mortgage rates

President Trump heads back to Washington. What does that mean for your mortgage?

5 mins read
Nov. 14, 2024
Housing image v1_.png

Ask the Expert: Steve Garganis on future bidding wars and why the feds should allow 40-year amortizations

Steve Garganis, a mortgage broker and Canadian real estate veteran shares his thoughts on what's to come.

5 mins read
Oct. 21, 2024