Articles From Steve Garganis
Why Canadian housing seems unaffordable in 2026: A 35-year real estate disconnect
Housing affordability in Canada has worsened from 1990 to 2026 as household incomes haven’t kept pace with surging home prices.

Mortgage expert alert: Will the Iran War and rising inflation offer a buying opportunity in 2026?
Historically, moments of extreme global panic stemming from war can create generational buying opportunities in the Canadian real estate market.

Ask the mortgage expert: How to buy a home in 2026, between budgets, builders, and opportunities
From longer amortizations to tax breaks for first-time homebuyers, Canada's housing landscape looks a lot different in 2026.

