Patrick is a writer, creative media producer, and award-winning journalist with a love of technology, the arts, and design. He’s passionate about consumer affairs and helping Canadians make the best possible choices when it comes to their finances. You can find him on social media @patfaller.
Missing some tax paperwork? Learn what you need to do to file your taxes without a T4 and avoid missing the deadline.
There are many myths about credit cards. Take our myth-busting quiz to see if you know the difference between fact and fiction!
How to master your finances after graduating college or university.
A new article argues the mortgage stress test is having negative consequences, and it’s hurting the real estate market and diminishing Canadians’ ability to own a home and build wealth…
Debt by the Numbers: new CBC program reveals the shocking statistics of Canadians’ finances.
Going splits with a friend could be the perfect (or even only) way to get into the property market. Here are the do’s and don’ts to buying a house with someone who…
According to a new survey of Canadians 25 to 38 years old, in some cases, saving for a down payment in hot housing markets could take up to 35 years for people in the age group…
According to a recent CIBC survey, many Canadians say credit card reward points are as good as cash, but 64% don’t consider them a financial asset when…
A new poll from CIBC shows 45% of Canadian home owners are renovating a home this year, compared to 48% in 2017.
A Royal LePage study found that while a millennial could afford a $243,349 home last year, that’s now dropped to $203,246. The OSFI stress test now applies to…
Cars are a pivotal part of many Canadians' identities. A recent Ipsos poll showed more than three-quarters of Canadians felt their car reflected who they are.
Millennials often get a bad rap from other generations, but in a recent survey from Allstate, it turns out they may be equally critical about themselves when it comes to distracted driving.
Ontario businesses are still not happy with the provincial government’s decision to hike the minimum wage to $14/hour in 2018. After a tumultuous month that saw business owners at all levels of disgruntled, clashes and protests at Tim Horton’s locations…
Canadians need to prepare for a changing financial landscape that includes higher interest rates.
Many Canadian drivers just can’t seem to put down their phones when driving, and it’s become an increasing concern for the vast majority of the people in the country.
For those living as a one-person household, this could mean missing out on the big financial benefits of being in a couple. For example, retired couples can split pension-income to reduce taxes. But there are ways to save and benefit….
Ontario’s Liberal government is hoping to send a strong message to drivers in Canada’s most-populace province: if you’re driving, keep your eyes on the road.
While the cost-of-living has risen in Canada's major cities, all of them place fairly low on the global scale.
If you collect Aeroplan points and use them for travelling on Air Canada flights, some big changes are on the way. Air Canada has announced it's terminating its agreement with Aimia, the company that runs Aeroplan.
If you’re applying for a mortgage with a small down payment, be prepared to pay a little more every month for default insurance. The Canadian Mortgage and Housing Corporation recently announced it will increase the premiums for ‘mortgage default insurance’ (also called mortgage loan insurance) effective March 17, 2017.
More than a third of all Canadians are withdrawing their RRSPs early, with many using the money to pay down debt or for basic living expenses, according to BMO’s annual RRSP study. At the same time, fewer Canadians plan to contribute to RRSPs this year in comparison to last.