Falling gold prices may be cause for concern among investors, but the metal’s decline will affect all aspects of the Canadian economy.

Should you pay your RRSP or the mortgage? It’s a question facing all Canadian investors. We’ve crunched the numbers from the past 15 years to find the real payoff.

What if you only needed 43% of your pre-retirement income in retirement?

I must confess. I’ve never been much of a gold bug. And I admit, I’ve never understood how the market values gold or the reasoning behind holding gold. So why is the market full of news about investing in gold?

Drawing a direct comparison between the S&P/TSX Index and mutual funds and the implications of having a volatile index.

The S&P/TSX Composite Index is no longer a representative index, but rather an actively managed index not much different than a mutual fund.

The Toronto Composite Index (S&P/TSX) is often used as a benchmark for the performance of your investments, but it is really an index?

We all want financial security. We want to make enough money to support our lifestyles, raise and educate our children, save for a wonderful retirement, and (of course!) have fun along the way. So to achieve it all, what will help you more – having a financial plan or a budget?

When we look at the financial planning world and the individuals preparing plans, you might be surprised to learn that the overwhelming majority of these individuals are actually working as commissioned sales people or on salary and bonus where almost every one of them have sales targets set by their employers.