Gail Balfour

COVID-19 has affected how we are living and working in our homes. It may have an impact on what kind of insurance coverage you need.

When it comes to assessing the value of the contents in your home, don’t sell yourself short. Find out how to calculate the value of your belongings accurately to get the home insurance coverage you need.

Traffic violations can affect your insurance premium. Find out how much they could cost you, and what to do about it.

In Canada, your insurance does not automatically cover you for any loss in value your vehicle incurs after being repaired after an accident. Your only recourse is to ask or to sue.

Bundling your home and auto insurance can offer discounts. But it’s not a one-size-fits-all approach.

Whether it's due to global health concerns or violent crime activity, here's how travelling under an advisory could void your travel insurance.

Your estate jewelry and paintings keep increasing in value, but so does the cost of your insurance premium. What happens if you can no longer afford to insure these items

Find a reputable contractor and make sure you’re both protected with the right insurance before you start.

Insurance companies use your driving record when setting your rate. Do you know what’s on yours?

It may be tempting to hide under a blanket until next year, but autumn is the time to weatherproof your home and prevent a future insurance claim.

Home security systems can give you peace of mind, but did you know they can also save you money on your insurance premium?

Many will take advantage of the long weekend by gathering outdoors or hitting the road. However, safety should remain a priority.

Car insurance mobile apps use real-time data about your driving habits to determine insurance pricing. Using one, and driving safely, can earn you a discount on your premium.

Do your homework, know what to look for and which questions to ask inspectors and insurance providers before making that dream purchase a reality. Here are five things to consider.

An impaired driving conviction has severe consequences. Find out the different circumstances in which people are charged, what the penalties are, and how this can affect insurance premiums.

A report indicates that Canada’s flood preparedness is not where it should be, and yet floods and other natural disasters are on the rise thanks to climate change. Find out more about how to protect yourself and ensure your insurance coverage is adequate in case of emergencies.

The pandemic has made us all hyper-aware (and nervous) of sharing small spaces with others especially vehicles. Increasing ventilation can be a simple and effective strategy. But which windows should you open and by how much?

Auto insurance is mandatory in Canada, but that doesn’t mean everyone follows the rules. Find out how uninsured auto coverage helps protect you in the event of an accident with someone who does not have valid insurance.

If fall and winter camping or RVing sounds interesting, but intimidating, here are a few tips to help ease your mind before heading out.

When it comes to being safe on the road, driving a compact vehicle is often not the problem – the influx of larger vehicles competing for the same road space is.

COVID-19 has affected how we are living and working in our homes. It may have an impact on what kind of insurance coverage you need.

When it comes to assessing the value of the contents in your home, don’t sell yourself short. Find out how to calculate the value of your belongings accurately to get the home insurance coverage you need.