Andrew Seale is a freelance writer with an absurdly hyperactive mind and predilection towards the obscure and eclectic. He frequently shares his personal finance experiences and mishaps with TheDot readers but has also been known to profile business leaders ranging from financial savants to bootstrapped entrepreneurs. His work has appeared in the Globe and Mail, Yahoo Canada Finance and News, Profit Magazine, The Toronto Star, Enroute Magazine, and on the back of napkins sometimes tucked into the pockets of strangers. He can be found at whenwedrift.contently.com.
Are timeshares worth it? Fractional ownership may seem an affordable alternative to cottage or vacation home ownership, but it comes with plenty of fees and not much by means of return on investment. Here’s what you need to know about timeshare basics.
Is closing a credit card bad for your credit score? The answer may surprise you. Read on to see how closing your card card can affect your standing as a borrower.
A CIBC study finds Canadian home buyers prefer fixed mortgage rates to variable, especially as recent discounts make locking in more affordable than ever.
Considering getting a US mortgage? Buying property stateside can be a great investment – but there are some key differences to expect when applying for an American mortgage. Here’s what you need to know.
Would you switch banks for a big incentive like a free tablet? A recent study from Oaken Financial finds Canadians are put off by “tease em and trap em” practices and should focus instead on products with real value.
Tangerine unveiled a new app on October 1, taking mobile banking options to a whole new high-tech level.
Living paycheque to paycheque isn’t the best way to manage your finances – but many Canadians do it, according to the Canadian Payroll Association. Looking to break the vicious cycle? Check out these 7 tips for sneaking savings into your spending habits.
A recent survey by CIBC found that 51% of Canadian post-secondary students have or will need to borrow money to pay for their education and 73% expect to owe more than $10,000.
The new card is available through CIBC and over 3,500 Tim Hortons locations in Canada.
\Single gals are snapping up real estate, especially in Canada’s urban centres. But the home buying process can be trickier when you’re going at it alone. Check out these top tips for navigating the housing and mortgage market solo.
Hey, we’re all human – tax mistakes happen… but what about when the error is made by the government? While a rare occurrence, the CRA can make mistakes. Here’s the course of action you can take if you disagree about your taxes.
Being audited sounds as pleasant as having your teeth pulled, but it’s a common part of the CRA’s tax process – and is bound to happen to you at least once. While audits are often due to high-risk claims, common tax mistakes can also prompt the CRA’s hairy eyeball. Here are the top triggers you should avoid making.
Investing can be overwhelming for many – and a good financial advisor can be of utmost value. However, some savvy investors prefer to take a more hands-on approach to their investing, preferring fewer advisor services from their mutual funds in exchange for lower fees.
Facebook isn’t just for pokes and pics anymore – RBC introduced the ability to send e-transfers through Facebook Messenger. But is it a secure online banking option? Read on to learn more about banking socially – and safely.
Telematics auto insurance installs technology that monitors a driver’s every move, and rewards better driving with lower premiums. Here’s what you need to know about this new insurance trend, which is poised to take over the Ontario market – and why it’s become a big hit with younger drivers.
Looking to get an online shopping refund? The process can be tricky when returning to stores cross-border. Check out these tips for getting your money back, including a new company that’ll deal with the red tape and legwork on your behalf – for a price.
Financial advisors for seniors should address the unique needs of those preparing for retirement. Here’s how to choose the right one, and spot whether an investment strategy may not be in your best interest.
Property tax deferral programs, created to help seniors maintain affordability in their homes, are gaining traction across Canada.
Tax season 2013 has come and gone – and we know parting ways with your hard-earned cash can be a drag – but your financial contribution goes a long way. Cheer up with these 5 reasons to feel good about paying your taxes.
The concept behind a Home Equity Line of Credit (HELOC) is simple – leverage your home in return for a hefty line of credit to draw from. However, it’s the underlying challenges associated with HELOC variable interest rates that makes a HELOC a tool best reserved for the thrifty and financially astute.