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Entries for tag "auto-insurance"

What Discounts Can Lower Your Auto Insurance Premium?

woman smiling in blue car
Canadian auto insurance rates seem ever on the rise. Like any other product or service, it's tough to finger one commodity in 2019 that hasn't escalated in cost or even remained level over time. In the case of auto premiums, price increases don't stem directly from a hike in raw materials or labor costs. Rather, an insurance company's claims experience ... Continue reading »

Ontario Is Allowing More Testing of Autonomous Vehicles: What Does This Mean?

Man sits with hand on knees in self-driving car
Would you get into the back seat of a car without a driver? Ontario residents may soon see autonomous vehicles — the industry term for cars that drive themselves — on the road as part of ongoing research and development. The province is a world centre of innovative technology that goes into the making of self-driving cars. Invest Ontario reports that over ... Continue reading »

Can Blockchain Change the Auto Insurance Industry?

Bearded man uses blockchain technology from mobile device
By now you’ve likely heard or read about the blockchain and cryptocurrencies such as Bitcoin or Monero. You may think this technology is tied to exchanging digital currencies only, but there's more to the story.What Is Blockchain Technology, Anyway?The blockchain — through a series of complex computer verification steps — exists to validate the transfer of value or information ... Continue reading »

Motor Vehicle Traffic Collisions in Calgary: A Snapshot

Calgary skyline with Bow River and cars in front
Overall, traffic accidents in Alberta have calmed down somewhat in recent years. In a recent study performed by the Alberta Transportation Office of Traffic Safety, statistics reveal trending decreases in the number of mishaps on the province's roads and highways. The most complete set of data has been compiled by the office for 2016, comparing collisions, injuries, and fatalities to ... Continue reading »

Motor Vehicle Traffic Collisions in Ottawa: A Snapshot

Cars drive through downtown Ottawa
Driving in Canada's capital has become more dangerous than ever. Ottawa traffic fatalities increased from 26 to 32 in 2017 as compared to 2016, while also marking a 30 percent increase over 2015 figures. When you dissect the details around automobile-related collisions in the city, it makes sense to know when and where the most mishaps occur. It's also prudent ... Continue reading »

Motor Vehicle Collisions in Montreal: A Snapshot

Cars parked on Montreal street
Motor vehicle accidents on Quebec roads in 2017 resulted in many deaths and serious injuries. The 2017 figures are an indication that it is becoming more and more difficult to improve the road safety record, which undoubtably has an impact on first-time car insurance.How Montreal Compares to the Rest of QuebecIn 2017, there was an increase in the number ... Continue reading »

How Safe Is Driving in Toronto?

Traffic in Toronto
On the whole, driving in Canada has grown safer over the past 20 years, which is good news for first time car insurance shoppers and everyone on the roads. However, driving on Canadian roads still isn't completely risk-free. In 1998, 3,076 Canadians lost their lives in motor vehicle accidents, according to Transport Canada. In 2016, fatalities totaled 1,898 ... Continue reading »

Canada Just Legalized Marijuana. Here's How It Might Affect Auto Insurance Rates

Cannabis leaf in front of white car
First-time car insurance consumers have something new to think about this year. Marijuana is now legal in Canada. Many Canadians have admitted to driving after using cannabis, but the connection to road safety is uncertain. Some U.S. jurisdictions where cannabis is legal have reported higher crash rates. If there is a similar effect in Canada after marijuana legalization, there ... Continue reading »