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Alternative Mortgage Markups Get Fatter

Mortgage rates have become far more competitive compared to the start of the year. But not all mortgage rates.If you're the type of borrower who can get approved anywhere (i.e., creditworthy), you’ll find that rate discounts are better today than on January 1.On the other hand, if you can’t prove your income, your credit is weak or your debt ratios ... Continue reading »

When Not to Expect the Lowest Mortgage Rate

A bearded man looking at the camera peering through binoculars.
When shopping for a mortgage, everyone and their neighbour wants the lowest rate.Who wouldn’t, considering a mortgage is the biggest debt most people ever have?A seemingly piddly difference in interest rate could amount to thousands of dollars over the mortgage term.For the bargain hunters among us, now's a historically good time to be shopping for a mortgage, especially if you’re ... Continue reading »