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November is the time of year when everyone is thinking about getting a good deal. It is, after all, the month in which both Black Friday and Cyber Monday take place. It's also the month where most people are looking to save money on their holiday shopping list.

For that reason, there are a lot of deals to be found. Here are the best deals you'll find in November:

Take advantage of deals on electronics

It won't come as a surprise that you can get great deals on electronics in November.

All the major stores are competing over your holiday shopping dollars which means that you benefit from competitors trying to underprice each other. If you're looking to buy a TV, digital camera, a tablet, or a laptop, late November is one of the best times to do so.

You'll find a number of great deals this month and not just during Black Friday and Cyber Monday. Just do your research on the model that you’re buying. Some stores offer their biggest discounts on off-brands, discontinued models, or lower quality models that reputable brands create specifically for doorbuster deals.

Also, if you’re after a deal on electronics this month be sure to keep things in perspective. Perhaps it’s worthwhile to you to camp out all night to save $75 flat screen TV, but it might make more sense to stay home, have a good night’s sleep and buy that same TV for $50 off online.

It’s time to stock your toolbox

If you are looking to buy a power saw or drill for yourself or for someone on your holiday shopping list -- you're in luck this month. Because tools are common holiday gifts, you'll be benefiting from the same type of price competition between retailers that you see on electronics.  Buying now will ensure that you get some of the best prices of the year.

Indulge your sweet tooth

November is a good time to stock up on candy. So long as you don't mind Halloween packaging, you can pick up leftover treats at most grocery stores and drugstores for heavily discounted prices.

You'll also be able to pick up Christmas candy starting this month and some of it will be on introductory special. If you're desperately craving a Toblerone, then you might be able to also find a great discount. But if you want to stock up on enough Toblerones last you the full year then you should wait until after Christmas when deals will be the best.

Toys and games for all the good girls and boys

Toy stores and department stores want to be your one stop shop to get everything on your Christmas shopping list. That means they often offer heavily discounted deals for some of the most popular toys of the season and these deals will start in late November.

These retailers figure that once they get you into the store you will also buy things on your list that are regular price. Take advantage of these deals and get your shopping started early. If something is regular price, you might want to wait until later on this month or early December to see if there might be a discounted price.

You could also ask if the ask store will honour any future sales by giving you the discount retroactively if something you buy goes on sale later on in the season.

Get a head start on your garden

If you're wanting to add some new plants to your garden for next year or keeps some plants indoors over the winter, you can get great deals at local nurseries this month. While not every type of plant will survive if it’s planted over winter, you can ask the nursery what you could plant this time of year and potentially get a great deal compared to what you would be paying next spring.

Stock your kitchen cupboards with new gadgets

November is the best month to buy some kinds of kitchen gadgets for the same reason that it’s a great month to buy electronics and tools. They make great gifts and retailers often compete to offer the lowest prices on these items.

Some items that are especially good deals are those that rarely go on sale for deep discounts like KitchenAid mixers, bread machines, and gourmet coffee makers. You can generally find the best deals for these on Black Friday or Cyber Monday.

Cook with what’s in season

Buying fresh local produce doesn't just save you dough but it also saves it also helps local farmers.

According to Foodland Ontario, the following fruits and vegetables are currently in season: pears, beets, Brussel sprouts, cabbage, carrots, cauliflowers, garlic, leeks, mushrooms, onions, parsnips, potatoes, radishes, rutabaga, squash, and sweet potatoes.

Amanda Reaume

Amanda is a freelance writer and the creator of the blog Millennial Personal Finance. After graduating from university with no debt, and $40,000 in savings, Amanda wrote the book The Complete Guide to a Debt-Free Education. She is also the author of a personal finance book aimed at Millennials called Money Is Everything.

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