Amanda is a freelance writer and the creator of the blog Millennial Personal Finance. After graduating from university with no debt, and $40,000 in savings, Amanda wrote the book The Complete Guide to a Debt-Free Education. She is also the author of a personal finance book aimed at Millennials called Money Is Everything.
A pre-approved credit increase may signal warning bells. Why is your credit card company offering you more money? But don’t be alarmed; it may be a good thing for your credit score.
Sometimes, it’s hard for students to get credit cards because they don’t have income from a part-time job, or any credit history on their record. In this case, consider these tips on how to build credit as a student.
Banks and lenders are not always too fond of risk. So if you’re self-employed but want to refinance credit card debt with a personal loan or get a mortgage – here are some things you should know about qualifying for a loan.
If you’re in debt, refinancing at a lower interest rate will help you repay it faster. But those in debt face a catch-22: They have so much debt, so their credit score likely isn’t very high – making it difficult to qualify for refinancing.
There are a lot of reasons why someone might want to improve their credit score quickly. Perhaps you’re applying for a mortgage and you fear that you won’t be able to qualify or get a good rate.
Maybe you want to go on a last-minute vacation next month or you just anticipate more expenses than usual. Saving an extra $500 in a month may sound easy to some, or impossible to others. But the fact is, saving money is more than…
If you’ve been following along with our debt-free journey since the beginning of the year, you can likely see the finish line from here. So what will your life be like after your final debt repayment? Here are some strategies to keep up the good habits in 2017.
If you’ve fully used up your credit limit but you’re still hoping to improve your credit score, there are a few ways to do so. Read on for some tips that will help ensure your score bounces back in the future.
In this second edition of our monthly series, Amanda Reaume explains how you can build your credit score back up and change your spending habits after declaring bankruptcy. Read on for her tips.
For many of you, December is the last month of your debt-free journey. If you are on track to paying off all your debt by the end of the year, then I would like to wish you sincere congratulations!
Canada’s big five banks know fintech has the power to change the banking landscape forever – which is why they’re pouring investment into tech of their own. Here’s a breakdown of what each bank is doing to make their mark on the growing Canadian fintech landscape.
Using sale-by-owner methods to sell your own home can be an effective way to save thousands on commission, but it’s not for the faint of heart. Here, Amanda shares how her mother successfully marketed and sold her house – and how you can, too.