Shaistha Khan

People are just as concerned about mortgage interest rate renewals as they were last year, but more are people have a plan to tackle the cost.

Heading into 2024, elevated inflation and rate increases means higher auto insurance premiums for customers. Here's what else we can expect in 2024.

You finally bought your dream car, but soon after there’s a vehicle recall. What should you do, and how does it impact your insurance rates?

RATESDOTCA looked at the best features and perks for online shopping, and here's our pick of top 5 credit cards this holiday season.

Insurance companies are charging a surcharge on most-commonly stolen vehicles. By installing an anti-theft device you can get the surcharge removed.

This Financial Literacy Month, let's take a closer look at how Canadians are feeling about their economic future and how they can take greater control of their finances.

We looked at the RATESDOTCA mortgage quoter to see how mortgage holders are responding to a high interest rate environment.

We looked at the median household income and the mortgage amount a family could qualify for against average home prices in each city. Here's how Canadian cities rank.

RATESDOTCA looked at fixed- vs. variable-rate to see how much more in interest someone with a variable-rate would've paid over the course of a mortgage.

After two successive hikes over the summer, the Bank of Canada has announced that it will be pausing the overnight policy rate at 5.00%

As Canadians are struggling with mortgage payments, banks may offer a mortgage extension. Here's some risks associated with it.

RATESDOTCA data demonstrates that more drivers claim to witness road rage, yet very few admit to engaging in it.

Homeowners are feeling the pinch of interest rate hikes, with 62% being concerned about higher payments when their mortgage comes up for renewal.

The Bank of Canada (BoC) has yet again raised interest rates by 25 basis points, bringing the benchmark overnight rate to 5.0%

Extreme weather conditions are only expected to worsen over the years. More Canadians are factoring in the risks of extreme weather into their decision on where to purchase a home.

While analysts were predicting another rate pause, the Bank of Canada announced a rate increase of 25-bps, bringing the overnight lending rate up from 4.5% to 4.75%.

Around three quarters of Canadians with fixed payments on variable-rate mortgages have reached their trigger rate. But what a trigger rate mean for home buyers?

The cost and intensity of natural flooding disasters in Canada are on the rise. Does your home insurance policy have you covered if your house is flooded?

Heading out of Canada for a week-long business trip or a six-month work relocation? Here's what to know about travel insurance coverage while working abroad.

Amid inflation and a vehicle parts supply chain shortage, you might be tempted to keep putting off replacing your worn-down car tires with new ones or changing your oil. It's no big deal, right?

RATESDOTCA data shows a nearly 20% increase in demand for usage-based insurance. Although the use of telematics in the auto insurance industry has been around since 2013, there seems to be a growing interest with more Canadian drivers now opting for it.

With higher rates and tighter qualifying requirements, homeowners and prospective buyers are finding renewing or qualifying for a mortgage with a traditional lender to be a challenge. According to a Leger survey, 29% are considering alternative lenders.

Thinking about moving abroad to work, study, or escape the Canadian winter? If you won’t be using your car for six months or more, do you still require car insurance? Here's what you need to know about getting a lower rate while abroad.

After eight successive increases, the Bank of Canada announced its first policy rate pause of 2023. While a rate pause does not mean decreased monthly mortgage payments for homeowners, it does offer respite from aggressive rate hikes.

According to a recent Leger survey, conducted on behalf of BNN and RATESDOTCA, nearly half of Canadians believe that mortgage fraud is common in Canada. Here are some other findings.

The Government of Alberta recently announced that they will not be approving any new auto insurance rate increases for the rest of 2023. A frozen environment is a great time to compare rates to ensure that you are getting the lowest rate on your auto insurance.

Before you purchase optional insurance for your rental car, check your credit card, as it may already offer coverage for rental cars. Here are our picks for the best credit cards for rental car insurance in Canada.

RATESDOTCA travel insurance quoter data reveal how Canadians have been shopping for travel insurance, where they’re planning to vacation this year, and more.

A hit-and-run victim typically has to pay their collision deductible. To avoid having to pay out of pocket, consider a hit-and-run deductible waiver.

A new car starts to depreciate in value the moment you drive it off the lot. But a depreciation waiver on your car insurance policy can ensure you receive the original value of your vehicle in the event of a total loss.

The obvious ones might be to lock all your doors and windows, or have a neighbour check in on your home periodically. But there may be other hazards you haven’t given much thought to.

A recent Leger survey found that 81% are worried about the possibility of a recession in 2023 — and more than half are actively preparing for one.

A look into mortgage shopping habits conducted by RATESDOTCA shows a slowdown in quoting activity across all property and mortgage types, as Canadians wait to see how market conditions unfold.

With six Bank of Canada interest rate hikes this year, homeowners with a mortgage loan should brace themselves for higher rates at renewal. According to a recent survey, homeowners are already feeling concerned about an increase in payments when their mortgages come up for renewal.

Distracted driving. Failing to report a change in the usage of your vehicle. Lying about where you live. These are just some of the mistakes that can result in a higher insurance premium.

FSRA has approved rate increases from several insurance providers. If your policy is soon up for renewal, now's the perfect time to shop the market.

A survey conducted by Leger on behalf of RATESDOTCA and BNN reveals that a majority of Canadian homeowners are concerned about inflation and interest rates, and many are tapping their savings or relying on credit to fill the gap.