Penelope Graham

Penelope Graham,

A first-time homeowner and newbie investor, Penelope Graham is the quintessential millennial, navigating the world of personal finance and wealth management. A self-professed monetary policy nerd, she follows the often-controversial housing market closely and specializes in mortgage, credit card and personal finance news.

Articles From Penelope Graham

INFOGRAPHIC: The Renovation Rookie's Cheat Sheet

Planning some home improvement projects… but don’t know where to start? Check out RATESDOTCA’s Renovation Rookie’s Cheat Sheet for value-adding renovation tips.

Penelope Graham April 21, 2016
An older man and woman laugh as they paint their home
4 Essential Mortgage Features To Ask For

Buying a home? Savvy mortgage shoppers know comparing the market for the best rate is a great way to score a better deal on home financing. But a truly great rate includes more than just the cheapest pricing. Check out these essential mortgage features – and ask for them by name.

Penelope Graham April 19, 2016
A couple sits with coffee mugs and speaks with a mortgage broker or financial advisor
Saving for a Down Payment

Are you planning to buy a home? You’ll need to shell out for at least part of your purchase up front. Saving for a down payment is an important part of the home buying process – and the size of your down payment can even impact how much of a mortgage you qualify for.

Penelope Graham March 28, 2016
Close up shot of two men on a couch, both of them looking at their mobile devices
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