Michelle Bates

Canadians are the most common foreign buyers of property in the United States. But there can be a few hoops to jump through before closing.

Using RATESDOTCA mortgage quoter data, we got a current read on how mortgage activity has changed from 2022 so far in 2023.

Before leaving the province or country, give some thought to the travel coverage you may need to purchase.

As you approach retirement, does it make more sense to stay put with a reverse mortgage or relocate to a smaller property?

With theft now a daily occurrence, Canadian drivers should consider reviewing their insurance coverage and the precautions they’re taking to ward off thieves.

The National Bank^® World Elite^™ Mastercard^® and HSBC World Elite^® Mastercard^® face-off to be named the card with the best overall travel value and benefits.

Standard coverage might lead to a cheaper insurance premium, but it holds you financially accountable for damage to your vehicle that you could have avoided.

Through a recent RATESDOTCA survey, we determined how likely Albertans are to engage in distracting behaviours behind the wheel and whether they think they’re safe. The results serve as a reminder to stay aware of how distracted driving can impact not only everyone’s safety, but your car insurance rate too.

In a dicey economic climate, you can leverage your home if you need to free up some financial breathing room. Here's how.

A recent RATESDOTCA survey reveals that more than half of Ontarians (57%) believe distracted driving to be a greater threat to road safety than impaired driving (40%), but nearly a quarter (24%) engage in distracting behaviours when driving.

Avoid these mistakes to make your first auto insurance policy low-cost and hassle-free.

Several factors help calculate your current auto insurance rate — but which matter most?

Whether the Bank pauses or continues its rate hikes depends on various economic factors, including consumer inflation, which fell to 5.9% in January. Although falling inflation lowers the likelihood of further policy rate increases, inflation could remain higher for longer than some expect. Regardless, it appears the hope of rate stability is enough for buyers to accept the current rate environment — and enter the spring market.

Not only have their daily transportation choices shifted, but Canadians’ willingness to commute to work and general attitudes toward employment have also been affected.

After a long year of rate hikes, the Bank of Canada kicked off 2023 with its eighth consecutive increase.

Inflation. Longer commutes. Rate increase approvals. What can we expect from auto insurance rates in 2023?

Moving your mortgage to a new lender will require you to pass the mortgage stress test. However, if you’re able to qualify, there may be an opportunity to save.

Though Canada as a whole may be planning to cut back on holiday spending this year, Ontario may be an exception. A RATESDOTCA survey offers a look at Ontarians' maximum budgets and holiday debt repayment plans.

As an annual RATESDOTCA tradition, we thoroughly compare and analyze more than 100 credit cards to formulate a list of the Best Credit Cards in Canada. Here are the nominees for 2023’s Best Credit Cards in Canada.

The Bank of Canada lifted its overnight rate for the last time this year, to 4.25%. The Bank will determine whether further hikes are needed in 2023.

If you want to protect your home, make sure you know what you’re covered for in order to avoid a denied claim and having to pay out of pocket for the damage.

The sixth rate hike of 2022 brings the overnight policy rate to 3.75%, as some speculate whether inflation will become entrenched throughout 2023.

When it comes to different vehicle models, not all auto insurance premiums are created equal. Find out which gas, diesel, hybrid, and electric vehicles cost the most and least to insure.

As your weekly commute drives up your kilometre count, your auto insurance provider can’t be the last to know. Failing to report a change in vehicle usage can have serious repercussions on your policy.

House prices may be falling, but interest rates are rising. Where does this leave Canadians looking to buy property?

Thousands of Canadian snowbirds will be heading south this winter. And with flight cancellations and baggage delays still not fully resolved, travel insurance is even more essential this year.

On the heels of a 75-basis-point rate hike, Toronto mortgage broker Sung Lee weighs in on how best to approach your mortgage decisions.

High interest rates are slowing the housing market. And as the Bank of Canada continues to increase its policy rate, many are choosing not to buy or sell.

One-third of Canadian flyers have altered their travel plans due to airport delays. While most plan to buy travel insurance for their next trip, those who don’t won’t have recourse if their trip is cancelled.

Road rage can quickly cloud your judgment. Most Canadians claim to see it while driving, but how many admit to engaging in it themselves?

The Bank of Canada announced its fourth rate hike of 2022. The 100-basis-point increase, to 2.5%, is the highest jump since 1998.

Homeowners who took advantage of low-interest home equity lines of credit during the pandemic now need to account for rapidly rising rates.

While the age of an appliance may not impact your home insurance claim, lack of maintenance and gradual wear and tear can.

Recent Canadian homeowners are investing in housing with retirement in mind. They expect their equity to fund some of their golden years, but will it pay off?

Your auto insurance can protect you after a collision with a cyclist or pedestrian — but you may need added coverage.

With interest rates rising and high home prices, are hybrid mortgages an advantageous borrowing option?

With variable rates on the rise, now is the time to lock in a low rate on your mortgage.

The federal government tabled its 2022 budget last week, and housing affordability is top of mind.

Distracted driving is a growing safety concern among Canadians, but they do it anyway. Find out how it can impact your auto insurance rate.

You can lower your heritage home insurance premium while still abiding by your local government guidelines.

The “buyer beware” principle makes home inspection a key part of the homebuying process.

We’ve always said comparing car insurance rates is essential — and even FSRA agrees.

Home insurance claims can have a lasting effect on your premium — even before you move in.

Check your home insurance policy to see which sudden events that commonly lead to mould are covered.

As the country looks at reopening, what can we expect from auto insurance rates this year?

The nominees for 2022’s Best of Finance Awards include the best credit cards available in Canada this year.

Be mindful of blackout dates as you book your winter vacation. Here’s why.