Securing the Canadian dream – a good job, a nice car and an affordable mortgage – may be increasingly out of reach for the millennial generation. A new research study from RATESDOTCA, Canada’s independent personal finance comparison site, offers the projections of future costs of living for young people starting out today. As the cost of owning a home continues to rise and jobs are very hard to come by, the picture is not pretty.

Are we in for a lifetime of debt? According to our Cost of the Future study, Canadians are staring down some of the longest debt repayment plans ever – and they’re kicked off by sky-high tuition costs.