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Barry Choi is a personal finance and budget travel expert at Moneywehave.com. He has been quoted by media in Canada and the United States including The Financial Post, The Toronto Star, Business Insider, The Globe and Mail, and has appeared on HuffPost Live.
How can students build credit when they already face such high amounts of debt? There are small ways to start building that credit score. Check out our tips.
An alarming study from the CPA finds nearly half of all Canadians are living paycheque to paycheque. Low interest rates are partly to blame, along with a lack of savings. How can consumers break the paycheque to paycheque cycle? Read on to find out.
Recent developments in China have investors panicking and dumping shares, leading to a big bear market. Despite big losses, it’s important to stick to your strategy. Barry Choi shares his tips for weathering a downturn.
The Canadian debt to income ratio now sits at 163.3% – a new high. What is driving such record borrowing levels? Barry Choi breaks down the economic factors.
While increasing in availability by Canada’s banks and retailers, many shoppers are still wary of contactless debit payments. Here Barry Choi of Moneywehave.com busts the top 4 myths surrounding this payment tech.
Did you know – March is Fraud Prevention Month in Canada? Awareness is the first step in avoiding falling victim to fraud.
Are you looking for the best credit cards for families? From cash back to travel rewards, we looked at four of the top cards and go over what you can earn and what benefits you get.
Tangerine has launched its second credit card. In this Tangerine World Mastercard review, we’ll tell you what the earn rate with this card is and what additional benefits you get.
When you know how to game the reward system and reap the benefits of different cards, the possibilities are endless, especially with regard to travel rewards.
According to the J.D. Power 2018 Canada Credit Card Satisfaction Study, 87% of Canadian credit cardholders are enrolled in a loyalty program.
I blindly trusted a former co-worker with my money, and it could’ve ended horribly. After years of investing with my bank, I decided to move my portfolio…
If you bank with BMO or CIBC’s Simplii Financial, your account may have been compromised. On Monday, both banks started to alert clients that “fraudsters”…
When it comes to your down payment, you need to be realistic about your expectations.
The Bank of Canada announced it’s keeping its key interest rate at 1.25%.
According to the CREA, the Canadian housing market is down again with sales dropping 17% last month compared to last year. Despite the decline in sales and prices…
According to a new Equifax report, Canadian consumer debt has now climbed to over $1.8-trillion, up from the $1.797 trillion reported in the previous quarter.
According to a TD survey, 1/4 of Canadian millennials are not using the screen-lock password feature on their phone. As technology evolves, so do the techniques thieves use to trick us out of our money.
There are so many different rewards programs out there. But right now, two popular reward points programs are Drop and Carrot – mobile apps that allow you to earn rewards for just walking or making your regular purchases…
Churning credit cards, in which applicants sign up for the welcome bonuses and then cancel the card, is a popular practice. Churning can be an effective way to rack up rewards, fast – but it comes with a few risks…
There’s no need to panic if your credit card application was rejected, but it is important to investigate why you were turned down.
Recent data now shows the average selling price of a Canadian home dropped by 0.3% in the past year. It may not seem like much of a difference, especially to those who have been waiting for the market to cool and stabilize, but does this mean that the bubble has burst?
Effective November 1, the Simplii Financial brand will replace the PC Financial branded banking products and services provided by CIBC. Are you a PC Financial customer? Find out how this may affect your banking.
Last month we reported that Canadian real estate sales slipped slightly, yet prices had increased. The Canadian Real Estate Association (CREA) just released their May numbers and let’s just say things have escalated quickly.
Canadian real estate prices are still at record highs, but there has been a shift in the market that has some Canadians wondering what’s going to happen next.
As of late, Home Capital Group is dominating the headlines. To quickly summarize, on April 19, the Ontario Securities Commission (OSC) claimed that brokers had falsified information on mortgage applications submitted to…
You’ve probably heard about the “importance” of travel insurance before. Maybe you’re even skeptical about its merit. But according to TD Insurance, 49% of Canadians planning to travel during March Break are still stressed about potentially…
Most people who seriously consider making a change usually aren’t happy with the service at their current bank.
Your retirement might be decades away, but that doesn’t mean you don’t have to save now. Here’s how to put aside funds so that you won’t have to work until the end of your life.
The media at its core is neutral and objective. They always strive to tell both sides of the story, but sometimes the information provided may benefit one group of individuals more than the other.
You’ve likely heard the expressions “save for a rainy day”, “keeping up with the Joneses” and “spend less than you make”, but how do these really apply to your budget in 2016? We take a look at some of the most commonly-given money advice and what it means for you.
Buying a home is a huge commitment and it involves a lot of costs that you may have not considered.
Buying a home is one of the most exciting yet intimidating things to do. The idea of owning your own place is thrilling, yet the prospect of having a mortgage can terrify even those who are already financial savvy. Read on for our do’s and don’ts when buying a home.
Are millennials driving the real estate market in Canada? A new BMO study finds 76% plan on becoming homeowners soon. But are they financially prepared?
How do you plan to spend your tax return? According to a recent survey from TD, many Canadians’ taxpectations don’t align with their financial goals. Here are some smart ways to spend that tax cash.
Interac has revealed a new token security measure for mobile debit payments called Interac TSP. Here’s how it could improve your tap-and-go experience.
Experiencing RRSP confusion? You’re not alone – a recent BMO study finds the number of Canadians investing in RRSPs is on a decline. Here’s what you need to know to get started with your RRSP investments.
Are you keeping money secrets from your spouse? A recent BMO study finds 45% of Canadians choose to conceal what they spend money on from their significant other.
Wondering why your RRSP isn’t making any money? There could be a number of reasons behind your lack of return. Read on for our break down.
Things have gotten more competitive for Canada’s big banks, as a growing fintech industry and customer demands give them a run for their money. To encourage loyalty, they’re pulling out new features and customer service tactics. Here are 4 you should keep an eye out for.
Canadians feel 5% less optimistic about their 2016 finances, according to a poll from CIBC. Debt repayment fears seem to be the main culprit. Here’s what you should know to start your finances on the right foot this year.
Want to start 2016 off on the right financial foot? Here’s how to actually stick to your financial resolutions, and see real change for your wallet this year.
Half of Canadians have already admitted to living paycheque-to-paycheque -- combine that with increased debt loads and that’s a recipe for disaster.
Credit vs debit cards – which should you use at the till? Spending power aside, there are a few key differences. Here’s what shoppers should know.
Would you give yourself a financial literacy passing grade? 97% of Canadians would, according to a new BMO poll. But are we really as smart as we think we are about money? Read on for the full story.
The shopping season may have just started, but pre-holiday credit card debt has already hit a 2-year high. Is your debt under control? Read on to learn more.
Black Friday 2015 is just around the corner – will you be taking part in the shopping frenzy? Here are the top trends for consumers to be aware of, according to a recent study released by Shopbot.
What are robo-advisors and how can they help you invest? We take a look at the pros and cons of automated investing advice, and whether it’s a good fit for your portfolio.
Two credit card companies make major positive changes to their rewards program. Will others follow?
How can students build credit when they already face such high amounts of debt? There are small ways to start building that credit score. Check out our tips.
An alarming study from the CPA finds nearly half of all Canadians are living paycheque to paycheque. Low interest rates are partly to blame, along with a lack of savings. How can consumers break the paycheque to paycheque cycle? Read on to find out.
Recent developments in China have investors panicking and dumping shares, leading to a big bear market. Despite big losses, it’s important to stick to your strategy. Barry Choi shares his tips for weathering a downturn.
The Canadian debt to income ratio now sits at 163.3% – a new high. What is driving such record borrowing levels? Barry Choi breaks down the economic factors.
While increasing in availability by Canada’s banks and retailers, many shoppers are still wary of contactless debit payments. Here Barry Choi of Moneywehave.com busts the top 4 myths surrounding this payment tech.
Did you know – March is Fraud Prevention Month in Canada? Awareness is the first step in avoiding falling victim to fraud.
Are you looking for the best credit cards for families? From cash back to travel rewards, we looked at four of the top cards and go over what you can earn and what benefits you get.
Tangerine has launched its second credit card. In this Tangerine World Mastercard review, we’ll tell you what the earn rate with this card is and what additional benefits you get.
When you know how to game the reward system and reap the benefits of different cards, the possibilities are endless, especially with regard to travel rewards.
According to the J.D. Power 2018 Canada Credit Card Satisfaction Study, 87% of Canadian credit cardholders are enrolled in a loyalty program.
I blindly trusted a former co-worker with my money, and it could’ve ended horribly. After years of investing with my bank, I decided to move my portfolio…
If you bank with BMO or CIBC’s Simplii Financial, your account may have been compromised. On Monday, both banks started to alert clients that “fraudsters”…
When it comes to your down payment, you need to be realistic about your expectations.
The Bank of Canada announced it’s keeping its key interest rate at 1.25%.
According to the CREA, the Canadian housing market is down again with sales dropping 17% last month compared to last year. Despite the decline in sales and prices…
According to a new Equifax report, Canadian consumer debt has now climbed to over $1.8-trillion, up from the $1.797 trillion reported in the previous quarter.
According to a TD survey, 1/4 of Canadian millennials are not using the screen-lock password feature on their phone. As technology evolves, so do the techniques thieves use to trick us out of our money.
There are so many different rewards programs out there. But right now, two popular reward points programs are Drop and Carrot – mobile apps that allow you to earn rewards for just walking or making your regular purchases…
Churning credit cards, in which applicants sign up for the welcome bonuses and then cancel the card, is a popular practice. Churning can be an effective way to rack up rewards, fast – but it comes with a few risks…
There’s no need to panic if your credit card application was rejected, but it is important to investigate why you were turned down.
Recent data now shows the average selling price of a Canadian home dropped by 0.3% in the past year. It may not seem like much of a difference, especially to those who have been waiting for the market to cool and stabilize, but does this mean that the bubble has burst?
Effective November 1, the Simplii Financial brand will replace the PC Financial branded banking products and services provided by CIBC. Are you a PC Financial customer? Find out how this may affect your banking.
Last month we reported that Canadian real estate sales slipped slightly, yet prices had increased. The Canadian Real Estate Association (CREA) just released their May numbers and let’s just say things have escalated quickly.
Canadian real estate prices are still at record highs, but there has been a shift in the market that has some Canadians wondering what’s going to happen next.
As of late, Home Capital Group is dominating the headlines. To quickly summarize, on April 19, the Ontario Securities Commission (OSC) claimed that brokers had falsified information on mortgage applications submitted to…
You’ve probably heard about the “importance” of travel insurance before. Maybe you’re even skeptical about its merit. But according to TD Insurance, 49% of Canadians planning to travel during March Break are still stressed about potentially…
Most people who seriously consider making a change usually aren’t happy with the service at their current bank.
Your retirement might be decades away, but that doesn’t mean you don’t have to save now. Here’s how to put aside funds so that you won’t have to work until the end of your life.
The media at its core is neutral and objective. They always strive to tell both sides of the story, but sometimes the information provided may benefit one group of individuals more than the other.
You’ve likely heard the expressions “save for a rainy day”, “keeping up with the Joneses” and “spend less than you make”, but how do these really apply to your budget in 2016? We take a look at some of the most commonly-given money advice and what it means for you.
Buying a home is a huge commitment and it involves a lot of costs that you may have not considered.
Buying a home is one of the most exciting yet intimidating things to do. The idea of owning your own place is thrilling, yet the prospect of having a mortgage can terrify even those who are already financial savvy. Read on for our do’s and don’ts when buying a home.
Are millennials driving the real estate market in Canada? A new BMO study finds 76% plan on becoming homeowners soon. But are they financially prepared?
How do you plan to spend your tax return? According to a recent survey from TD, many Canadians’ taxpectations don’t align with their financial goals. Here are some smart ways to spend that tax cash.
Interac has revealed a new token security measure for mobile debit payments called Interac TSP. Here’s how it could improve your tap-and-go experience.
Experiencing RRSP confusion? You’re not alone – a recent BMO study finds the number of Canadians investing in RRSPs is on a decline. Here’s what you need to know to get started with your RRSP investments.
Are you keeping money secrets from your spouse? A recent BMO study finds 45% of Canadians choose to conceal what they spend money on from their significant other.
Wondering why your RRSP isn’t making any money? There could be a number of reasons behind your lack of return. Read on for our break down.
Things have gotten more competitive for Canada’s big banks, as a growing fintech industry and customer demands give them a run for their money. To encourage loyalty, they’re pulling out new features and customer service tactics. Here are 4 you should keep an eye out for.
Canadians feel 5% less optimistic about their 2016 finances, according to a poll from CIBC. Debt repayment fears seem to be the main culprit. Here’s what you should know to start your finances on the right foot this year.
Want to start 2016 off on the right financial foot? Here’s how to actually stick to your financial resolutions, and see real change for your wallet this year.
Half of Canadians have already admitted to living paycheque-to-paycheque -- combine that with increased debt loads and that’s a recipe for disaster.
Credit vs debit cards – which should you use at the till? Spending power aside, there are a few key differences. Here’s what shoppers should know.
Would you give yourself a financial literacy passing grade? 97% of Canadians would, according to a new BMO poll. But are we really as smart as we think we are about money? Read on for the full story.
The shopping season may have just started, but pre-holiday credit card debt has already hit a 2-year high. Is your debt under control? Read on to learn more.
Black Friday 2015 is just around the corner – will you be taking part in the shopping frenzy? Here are the top trends for consumers to be aware of, according to a recent study released by Shopbot.
What are robo-advisors and how can they help you invest? We take a look at the pros and cons of automated investing advice, and whether it’s a good fit for your portfolio.
Two credit card companies make major positive changes to their rewards program. Will others follow?
How can students build credit when they already face such high amounts of debt? There are small ways to start building that credit score. Check out our tips.
An alarming study from the CPA finds nearly half of all Canadians are living paycheque to paycheque. Low interest rates are partly to blame, along with a lack of savings. How can consumers break the paycheque to paycheque cycle? Read on to find out.
Recent developments in China have investors panicking and dumping shares, leading to a big bear market. Despite big losses, it’s important to stick to your strategy. Barry Choi shares his tips for weathering a downturn.
The Canadian debt to income ratio now sits at 163.3% – a new high. What is driving such record borrowing levels? Barry Choi breaks down the economic factors.
While increasing in availability by Canada’s banks and retailers, many shoppers are still wary of contactless debit payments. Here Barry Choi of Moneywehave.com busts the top 4 myths surrounding this payment tech.
Did you know – March is Fraud Prevention Month in Canada? Awareness is the first step in avoiding falling victim to fraud.