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Barry Choi is a personal finance and budget travel expert at Moneywehave.com. He has been quoted by media in Canada and the United States including The Financial Post, The Toronto Star, Business Insider, The Globe and Mail, and has appeared on HuffPost Live.
When you know how to game the reward system and reap the benefits of different cards, the possibilities are endless, especially with regard to travel rewards.
According to the J.D. Power 2018 Canada Credit Card Satisfaction Study, 87% of Canadian credit cardholders are enrolled in a loyalty program.
If you bank with BMO or CIBC’s Simplii Financial, your account may have been compromised. On Monday, both banks started to alert clients that “fraudsters”…
The Bank of Canada announced it’s keeping its key interest rate at 1.25%.
According to the CREA, the Canadian housing market is down again with sales dropping 17% last month compared to last year. Despite the decline in sales and prices…
According to a new Equifax report, Canadian consumer debt has now climbed to over $1.8-trillion, up from the $1.797 trillion reported in the previous quarter.
According to a TD survey, 1/4 of Canadian millennials are not using the screen-lock password feature on their phone. As technology evolves, so do the techniques thieves use to trick us out of our money.
There are so many different rewards programs out there. But right now, two popular reward points programs are Drop and Carrot – mobile apps that allow you to earn rewards for just walking or making your regular purchases…
Churning credit cards, in which applicants sign up for the welcome bonuses and then cancel the card, is a popular practice. Churning can be an effective way to rack up rewards, fast – but it comes with a few risks…
There’s no need to panic if your credit card application was rejected, but it is important to investigate why you were turned down.
Recent data now shows the average selling price of a Canadian home dropped by 0.3% in the past year. It may not seem like much of a difference, especially to those who have been waiting for the market to cool and stabilize, but does this mean that the bubble has burst?
Effective November 1, the Simplii Financial brand will replace the PC Financial branded banking products and services provided by CIBC. Are you a PC Financial customer? Find out how this may affect your banking.
Last month we reported that Canadian real estate sales slipped slightly, yet prices had increased. The Canadian Real Estate Association (CREA) just released their May numbers and let’s just say things have escalated quickly.
Canadian real estate prices are still at record highs, but there has been a shift in the market that has some Canadians wondering what’s going to happen next.
As of late, Home Capital Group is dominating the headlines. To quickly summarize, on April 19, the Ontario Securities Commission (OSC) claimed that brokers had falsified information on mortgage applications submitted to…
You’ve probably heard about the “importance” of travel insurance before. Maybe you’re even skeptical about its merit. But according to TD Insurance, 49% of Canadians planning to travel during March Break are still stressed about potentially…
Most people who seriously consider making a change usually aren’t happy with the service at their current bank.
You’ve likely heard the expressions “save for a rainy day”, “keeping up with the Joneses” and “spend less than you make”, but how do these really apply to your budget in 2016? We take a look at some of the most commonly-given money advice and what it means for you.
Buying a home is one of the most exciting yet intimidating things to do. The idea of owning your own place is thrilling, yet the prospect of having a mortgage can terrify even those who are already financial savvy. Read on for our do’s and don’ts when buying a home.
Things have gotten more competitive for Canada’s big banks, as a growing fintech industry and customer demands give them a run for their money. To encourage loyalty, they’re pulling out new features and customer service tactics. Here are 4 you should keep an eye out for.
Canadians feel 5% less optimistic about their 2016 finances, according to a poll from CIBC. Debt repayment fears seem to be the main culprit. Here’s what you should know to start your finances on the right foot this year.
Want to start 2016 off on the right financial foot? Here’s how to actually stick to your financial resolutions, and see real change for your wallet this year.
Would you give yourself a financial literacy passing grade? 97% of Canadians would, according to a new BMO poll. But are we really as smart as we think we are about money? Read on for the full story.
The shopping season may have just started, but pre-holiday credit card debt has already hit a 2-year high. Is your debt under control? Read on to learn more.
Two credit card companies make major positive changes to their rewards program. Will others follow?
An alarming study from the CPA finds nearly half of all Canadians are living paycheque to paycheque. Low interest rates are partly to blame, along with a lack of savings. How can consumers break the paycheque to paycheque cycle? Read on to find out.
While increasing in availability by Canada’s banks and retailers, many shoppers are still wary of contactless debit payments. Here Barry Choi of Moneywehave.com busts the top 4 myths surrounding this payment tech.