icon

Square One Insurance

Learn more about Square One & compare quotes from great home insurance companies.

Compare home insurance quotes from providers you trust

SquareOne
SGI - 2022.png
Pembridge - 2022.png
CAA
Economical

Square One Insurance

Just as no two homes are the same, Square One Insurance believes that your insurance policy shouldn’t be one-sized fits all. Square One offers you personalized policies that cover exactly what you need, including both home insurance and tenant’s insurance. In Canada, they provide services to residents in BC, Alberta, Saskatchewan, Manitoba, and Ontario.

Innovating home insurance

Square One started in 2011, when a group of insurance professionals realized that traditional insurance wasn’t enough for policyholders. Together they envisioned a new kind of insurance provider that allows for more flexible and unique policies, allowing policyholders to get the best kind of service they need. Square One minimizes their overhead costs by selling policies exclusively through their website or over the phone. This allows them to offer you great policies at low prices.

Square One’s home insurance policies are underwritten by The Mutual Fire Insurance Company of B.C., who have a financial strength rating of A- (excellent). Mutual Fire Insurance is a member of the Property and Casualty Insurance Compensation Corporation, which protects policyholders and claimants.

DAS Legal Protection Inc., on behalf of Temple Insurance Company, issues Square One’s legal protection insurance.

Home insurance that covers everything you need

When it comes to home insurance, you need the coverage that’s best for you. Square One makes it easy for you to customize their policies to meet all your home insurance requirements. Square One offers comprehensive (all-risk) coverage, which ensures that you’re covered against all types of loss except those specifically listed as exclusions. Common exclusions are coastal floods, repeated leakage, and wear and tear.

Square One has you covered for personal and specialty property. You can decide what specialty property you want to ensure and for how much. Basic property is covered up to the amount that you choose, but you can also elect to include coverage for specialty property like:

  • Bicycles, sporting equipment, and watercraft
  • Business property
  • Fine arts and collectibles
  • Jewellery and watches

Square One also allows you to select coverage for additional living expenses, which covers costs that arise if your home can’t be lived in due to damage from an insured loss. You can get personal and premises liability coverage up to a limit of your choosing.

Optional coverage

Condo Owners Protection

If you select the Condo Owner’s Protection, you’ll have coverage for improvements and changes made to your condo that may not be covered by your condo corporation’s insurance policy. Most importantly, you will also have coverage if your condo corporation assesses a portion of their deductible against your unit for damage to the building.

On top of this extra coverage, you’ll get access to Square One’s Condo Concierge Service. The Concierge Service looks at your condo corporation’s insurance policy and recommends the best coverage for you. This includes access to the telephone legal advice hotline, which provides confidential general legal advice for any personal legal or tax problem.

Rental income insurance

If you rent out your property, rental income insurance covers you for rental income that you lose if your rental property becomes uninhabitable due to an insured loss like a fire.

Identity theft and financial loss coverage

If your identity is stolen, this optional coverage will protect against expenses you incur to recover your identity and fix your personal credit rating.

Legal protection coverage

With legal protection coverage, you can access the legal advice telephone helpline, receiving legal or tax advice regarding your personal matters. You’ll also have coverage for legal costs resulting from damage to your property, tax audits, or work-related criminal prosecution. The enhanced plan also includes coverage for contract dispute legal costs.

Support when you need it

Nobody knows when an accident or disaster may happen. Square One Claims is available day or night at 1.855.331.6933, or by email (claims@squareoneinsurance.com). You’ll get a response in two hours. A single claims adjuster handles all claims. You can easily track your claim online.

Square One home insurance quotes are available through RATESDOTCA. Compare the best home insurance quotes in Canada.

Subscribe to our newsletter

Stay on top of our latest offers, relevant news and tips!

Thanks for joining!

You'll be hearing from us shortly - stay tuned.