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Algoma Mutual
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About Algoma Mutual Insurance
Algoma Mutual Insurance Company offers the best in auto coverage, atv coverage, farm vehicle coverage, motor home coverage and snowmobile coverage.
The priority market for Algoma Mutual continues to be Algoma/Manitoulin, with support from secondary markets in Sudbury, North Bay, and up highway 11 towards the Timmins area, and South into Parry Sound, Muskoka, and Haliburton districts.
Algoma car insurance for Northern Ontario
The Algoma Mutual Insurance Company began in 1899 as a fire insurance company, headquartered in Sault Ste. Marie, ON. Algoma’s original mission was to provide relief from rates charged by ‘outside’ companies
Algoma Mutual still adheres to its original mission of providing affordable insurance products to the residents of Northern Ontario. Farm Insurance is still the main product offered by Algoma, but residential property insurance and car insurance have become a majority component of their business as the demographic in Northern Ontario has become more urbanized.
Algoma Mutual priority markets are the Algoma/Manitoulin area, but support from secondary markets is also present in Sudbury, North Bay, Timmins, and into Muskoka and Halliburton as well.
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*More than 50% of Rates.ca users in Canada who obtained an auto insurance quote from January to December 2025 saw savings ranging from $250 to $1,150, with an average savings of $620.68. The average savings amount represents the difference between the users’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by Rates.ca.