Resource Centre

The Resource Centre is a comprehensive collection of tips, FAQ, glossaries, and everything you need to know about Car Insurance, Mortgages and Credit Cards.

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Frequently Asked Questions

Answers to common questions about Rates.ca

Are there any fees associated with comparing rates on Rates.ca?

Comparing rates on Rates.ca is absolutely free! We get paid by the brokers and financial services companies we work with so our service always remains free for the consumer.

What products can I compare on Rates.ca?

Compare quotes for car insurance, mortgages and credit cards. Rates.ca is your one-stop site for all financial products.

Rates.ca Auto Insurance

Compare auto insurance rates so you can get a quote within minutes! Either enter your postal code to access our insurance application or your driver's licence number for a much shorter application. We will provide you with accurate auto insurance rates from a variety of companies and connect you with the provider of your choice. Our service is unique in that we update your rate in real time as you're filling out the application while providing full transparency throughout the process! Car insurance quotes are currently available for Ontario and Alberta residents only.

Rates.ca Mortgage Rates

Rates.ca publishes competing mortgage rates from a variety of brokers and financial institutions. Compare all the rates in an organized table format which will include information on the ratehold period and pre-payment privileges in addition to the actual mortgage rate. Filter your results by the mortgage type and term to get the mortgage product that best fits your needs. Once you've decided on the mortgage product, you can provide your contact information to connect to one of our partner mortgage brokers.

Rates.ca Credit Cards

If you're looking to apply for a credit card but not sure which one you want Rates.ca is your solution! Compare rates from dozens of different credit cards by reviewing their features, interest rates, annual fee and rewards. Once you've chosen a credit card that you feel is suitable you can apply for it directly through the credit card issuer's website.

What provinces is Rates.ca available in?

Car insurance is currently only available to Ontario & Alberta residents. Mortgages and credit cards are available across Canada.

How will the information I provide on the site be used?

Any information that you provide on Rates.ca will only be transferred to the financial services provider who you've chosen to share it with in order to fulfil your request. We will not sell your information to any third parties without your consent.

Is Rates.ca a broker?

Rates.ca is not a broker and is not affiliated with any particular financial services company. This allows us to take an objective/un-biased position in helping you compare products on our site.

How does Rates.ca make money?

We get compensated by insurance and mortgage brokers for referrals we send to them and by credit card issuers for approved credit card applications originating from our site. We only send referrals to our partners when you indicate that you want to be contacted by them. We do not sell your information to third parties without your consent.

How do I change my email address?

If you're subscribed to one of our services you can change your email on the Subscriptions page. Every one of our emails also contains a link at the bottom to edit your subscription and change your email. Lastly, you can send an email to [email protected] to request the change.

Does it matter what browser I use to access Rates.ca?

Rates.ca is compatible across all browsers and devices. If you do however spot an issue using a particular browser/device please notify us by emailing [email protected]

How do I change my subscription preferences?

Simply click on "Edit Existing Subscriptions" at the top of the Subscriptions page. You will be promoted to enter your email and check your inbox for an email from us containing a link to edit your current subscriptions. Every Rates.ca email also contains this link at the bottom. You will be able to change your subscriptions as well as unsubscribe. You may also email [email protected] to request any changes to your subscriptions.

How do I contact Rates.ca?

You may contact us via email at [email protected] or call 1-844-726-0907.

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