Looking for the Cheapest Car Insurance Quotes in Windsor?

Ontario drivers save $772* on average with RATESDOTCA.

Compare car insurance quotes with other top providers in Ontario

Travelers Insurance logo

How to use RATESDOTCA to get the cheapest car insurance rates

Ready to compare quotes and save?


Tell us about your vehicle

Answer a few basic questions about your driving & car insurance history.


Compare your quotes

See quotes from insurance companies side by side.


Choose the right coverage

Find the right protection for your vehicle.


Get covered

Connect with the provider and secure your rate.

About Windsor car insurance

If you live in Windsor, you know it’s the automotive capital of Canada. Thousands of people like you commute to work, plan trips away from the city, and drive around for leisure in Windsor. It’s one thing to ensure your vehicle is properly insured, but another to get the best rate on auto insurance. Drivers in Windsor have a wide range of insurance providers to choose from. RATESDOTCA makes it easy by giving you access to quotes from more than 30 of Canada’s top insurance companies to help you find the best rate!

A hassle-free way is to use our car insurance quotes comparison tool to start comparing rates. Get started by entering your postal code. Getting custom quotes is just a few clicks away!

Frequently asked questions about car insurance in Windsor

How much is car insurance in Windsor?

When you look at provincial averages, Ontario is second when it comes to high insurance premiums in Canada, according to data by the Insurance Bureau of Canada.

Provincial averages
British Columbia: $1,680
Ontario: $1,445
Alberta: $1,251
Newfoundland and Labrador: $1,132
Manitoba: $1,080
Saskatchewan: $936
Nova Scotia: $842
New Brunswick: $819
Prince Edward Island: $796
Quebec: $661

Even though Windsor has comparatively lower insurance premiums in the province, it's always good to shop around and compare quotes because even a little can go a long way. In fact, the Financial Services Regulatory Authority of Ontario (FSRA) recommends that drivers compare quotes from at least three different companies before you make a decision.

Does my car insurance cover me in the U.S.?

Your Canadian auto insurance will extend to your car while in the U.S., although there are differences between the insurance in Canada and the coverage you get when in the U.S. When you’re planning a trip across the border to Detroit or other states, check with your insurance company to ensure you have adequate coverage, especially if this is a trip you take often. Do not forget to get your insurance provider’s international toll-free number in case of emergencies.

How much can raising my car insurance deductible save me on insurance?

In most cases, the deductible amount ranges from $500 all the way up to $5000, though $1,000 is the most common deductible option for drivers looking to save.

By increasing your deductible from $500 to $1,000, you can save an average of 10 percent off your policy.

The deductible is the money that you pay out of your pocket in the event of an insurance claim. Deductibles have an impact on your car insurance rates; the higher your deductible, the lower your premiums will be. Raising your deductible is then one way to lower your insurance rates, but you should do so only if your financial situation permits. If you are equipped with sufficient savings, you can always choose a higher deductible. It also depends on where you live and the type of vehicle you drive, not just your bank account.

How can I get cheap car insurance quotes in Windsor?

With so many insurance companies to choose from, getting the cheapest insurance quotes in Windsor might seem like a daunting task. Here’s how you can make the process a little easier:

Before you begin comparison shopping, educate yourself. Determine what kind of auto insurance you need, and what coverage you want. This includes mandatory coverage options like choosing a limit of liability insurance, as well as optional coverages like comprehensive insurance and collision insurance. For more information on different types of auto insurance coverage, check out our guide.

If you have comparison shopped before, you may know that different insurance companies provide different rates for the same amount of coverage. The trick is to keep looking and comparing as you could save hundreds of dollars on your premiums by switching to a different provider that offers you better rates.

What factors determine my Windsor car insurance premiums?

There are a lot of factors that determine how much your premiums will cost you annually. Some of the key ones are:

  • The vehicle you drive – The make and model of your vehicle affects your premiums because new cars are often more expensive to repair or replace than older ones.
  • Driving and insurance history – Avoiding collisions and speeding tickets will help bring down your insurance rates.
  • Where you live and the length of your commute – The neighbourhood you live in plays a role in your insurance rates. This has to do with the incidence of crime, claims, and insurance fraud that occur in certain areas.
  • Any other drivers on your policy – Adding someone with a driving record that is not great onto your policy could affect the premium you pay.
car mascot.png

Get the best car insurance quotes in Windsor

RATESDOTCA is 100% free of charge. There are no hidden fees or surprise add-ons. We have partnered with 30+ of the top insurance companies in Canada to bring you the best rates at competitive prices. Don’t wait for your renewal to start comparison shopping!

Latest auto insurance articles

Why your new car's headlights cost $6,500 more than your old car's headlights
Bought a car this year? You might be paying at least 23% more for repairs. Find out why.
6 mins read
Major or minor traffic conviction — What’s the difference?
Certain traffic convictions can influence the car insurance rate you get for years. How much convictions may cost you depends on the seriousness of the violation.
2 mins read
What divorce means for your insurance
Separation and divorce hold many unknowns. For many families, insurance is one area of uncertainty.
3 mins read

Subscribe to our newsletter

Stay on top of our latest offers, relevant news and tips!

Thanks for joining!

You'll be hearing from us shortly - stay tuned.