Get the Best Credit Cards in Canada

Looking for a new credit card? Find one that matches your lifestyle.

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Maximize your card's value with rewards and perks. Pay your balance faster with low interest rate cards but earn less rewards.

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These cards earn rewards used towards cash back, statement credits or discounts. These cards earn rewards used towards travel and include great travel perks. Show me both Cash+ and Travel rewards cards.

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Apply for Canada's Most Popular Credit Cards
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$300
+ Annual rewards
$1113
- Annual fee
$156
Total first year value
$1257
American Express Cobalt® Credit Card

card image
Welcome bonus
$300
AMEX Rewards points
Annual rewards
$1113
AMEX Rewards points
Annual fees:
$156
Interest rates:
21.99% on purchases • 21.99% on cash advances
2025 Winner – Best Overall Rewards Credit Card, Best Credit Card for Earning Travel Points and Best American Express Credit Card.
Particularly great for individuals who live in the city, eat out often or order in.
Details at a glance Collapse details
Welcome bonus
$300
Annual rewards
$1113
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$300
+ Annual rewards
$1113
- Annual fee
$156
Total first year value
$1257
Annual fees:
$156
Interest rates:
21.99% on purchases
21.99 on cash advances
2025 Winner – Best Overall Rewards Credit Card, Best Credit Card for Earning Travel Points and Best American Express Credit Card.
Particularly great for individuals who live in the city, eat out often or order in.
Details at a glance Collapse details
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$211
+ Annual rewards
$594
- Annual fee (First Year Waived)
$0
Total first year value
$805
BMO CashBack World Elite* Mastercard*

card image
Welcome bonus
$211
BMO Cash Back Rewards
Annual rewards
$594
BMO Cash Back Rewards
Annual fees:
$120 (First Year Waived)
Interest rates:
21.99% on purchases • 23.99% on cash advances
Generous cash back rewards in a number of key categories
Details at a glance Collapse details
Welcome bonus
$211
Annual rewards
$594
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$211
+ Annual rewards
$594
- Annual fee (First Year Waived)
$0
Total first year value
$805
Annual fees:
$120 (First Year Waived)
Interest rates:
21.99% on purchases
23.99 on cash advances
Generous cash back rewards in a number of key categories
Details at a glance Collapse details
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Cash bonus
$100
+ Welcome bonus
$153
+ Annual rewards
$564
- Annual fee (First Year Waived)
$0
Total first year value
$817
Scotia Momentum® Visa Infinite* Card

card image
Welcome bonus
$153
Scotia Cash Back Rewards
Annual rewards
$564
Scotia Cash Back Rewards
Annual fees:
$120 (First Year Waived)
Interest rates:
20.99% on purchases • 22.99% on cash advances
Get a $100 Cash Bonus from RATESDOTCA (Offer ends May 30, 2025)
A top card that earns you generous cash back in a variety of key purchase categories
Details at a glance Collapse details
Welcome bonus
$153
Annual rewards
$564
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Cash bonus
$100
+ Welcome bonus
$153
+ Annual rewards
$564
- Annual fee (First Year Waived)
$0
Total first year value
$817
Annual fees:
$120 (First Year Waived)
Interest rates:
20.99% on purchases
22.99 on cash advances
Get a $100 Cash Bonus from RATESDOTCA (Offer ends May 30, 2025)
A top card that earns you generous cash back in a variety of key purchase categories
Details at a glance Collapse details
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$205
+ Annual rewards
$340
- Annual fee
$0
Total first year value
$545
MBNA Rewards Platinum Plus® Mastercard®

card image
Welcome bonus
$205
MBNA Rewards points
Annual rewards
$340
MBNA Rewards points
Annual fees:
$0
Interest rates:
19.99% on purchases • 24.99% on cash advances
A top annual fee travel card
Details at a glance Collapse details
Welcome bonus
$205
Annual rewards
$340
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$205
+ Annual rewards
$340
- Annual fee
$0
Total first year value
$545
Annual fees:
$0
Interest rates:
19.99% on purchases
24.99 on cash advances
A top annual fee travel card
Details at a glance Collapse details

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