Earn a $100 Cash Bonus

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Cash bonus
$100
+ Welcome bonus
$500
+ Annual rewards
$744
- Annual fee
$120
Total first year value
$1224
Scotiabank Gold American Express® Card

card image
Welcome bonus
$500
Scotia Scene+ Points
Annual rewards
$744
Scotia Scene+ Points
Annual fees:
$120
Interest rates:
21.99% on purchases • 22.99% on cash advances
Get a $100 Cash Bonus from Rates.ca (Offer ends August 31, 2026)
2026 Winner – Best No FX Fees Card and Best Card for Subscriptions
Details at a glance Collapse details
Welcome bonus
$500
Annual rewards
$744
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Cash bonus
$100
+ Welcome bonus
$500
+ Annual rewards
$744
- Annual fee
$120
Total first year value
$1224
Annual fees:
$120
Interest rates:
21.99% on purchases
22.99 on cash advances
Get a $100 Cash Bonus from Rates.ca (Offer ends August 31, 2026)
2026 Winner – Best No FX Fees Card and Best Card for Subscriptions
Details at a glance Collapse details

Special offers FAQs

Here are some questions you may have about your special credit card offer.

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I have been approved by the issuer for the credit card. When will Rates.ca send my cash bonus?

Rates.ca must wait to receive your approval confirmation from the issuer (bank). Please allow up to 7 business days for us to be notified. After which, your status will be updated to "Approved", and we will issue you the cash bonus.

It has been over 7 business days since I was approved for the credit card by the issuer, and I still see my status as "Subscribed" or "Pending". What should I do?

Rare technical issues can arise between the issuer and Rates.ca during the confirmation process. If you have been waiting more than 7 business days for you status to change to "Approved", please fill out a "Inquiry Form". We will submit this form to the issuer as an alternative way to confirm your approval status. Please allow up to 5 weeks for this form to be reviewed and we will notify you of the results via email.

How will I be receiving my cash bonus from Rates.ca?

You can expect an e-transfer to arrive. If you do not have “Auto Deposit” active on your online banking, you can expect another email to arrive in your inbox containing the password you will need to deposit your cash bonus.