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Pracheer Saran is a travel enthusiast and a freelance writer who loves to write about his escapades, from travel to beer – but when it comes to finances, he still had a lot to learn. Pracheer first moved to Canada five years ago and found that as a new immigrant, getting a credit card to building a credit history was a mammoth task for him. He mostly learned from trial and error – and is still learning!
Preparing financially for retirement and education can be a challenge for any Canadian – but time is especially of the essence for older immigrants who have not benefited long term from Canada’s RRSP and RESP programs. Pro poster Pracheer Sarah shares the steps some newcomers take to overcome these hurdles.
Are you a skilled immigrant looking for work in Canada? Experience requirements can be challenging hurdles – but you do have options. Pro poster Pracheer Saran shares the top resources for career-bridging programs and educational services for newcomers.
Carving out your home in a new country is daunting enough – navigating the real estate market is an entirely different challenge. Many newcomers to Canada are keen on becoming home owners – but some may be better off renting as a lack of credit history can mean paying a much higher mortgage rate.
A lack of credit and employment history can make it tough for new comers to Canada to obtain a mortgage, credit card – even a bank account! Guest poster Pracheer Saran, who first moved to Canada from India five years ago, shares his experiences with getting new banking products, finding affordable housing, and adjusting to Canada’s high tax rate.