Don't Get Milked on Car Insurance

Save $500 or more on car insurance with Rates.ca.*

The Hidden Costs of Sticking With the Same Car Insurer

"How much is your loyalty worth? Many car insurance providers offer so-called “loyalty” discounts to longtime customers with clean driving records, worth about $7 per month. According to a Leger survey conducted in March 2021 on behalf of Rates.ca, however, more than one in three Ontario drivers who switched car insurance providers last year ended up saving at least $60 per month. That is more than $700 per year or, put another way, more than the average Canadian family of three spends on groceries* in a month! Learn more.


*According to Canada’s Food Price Report 2021

Get car insurance quotes from companies across Canada

*More than 50% of Rates.ca users in Canada who obtained an auto insurance quote from January to December 2025 saw savings ranging from $250 to $1,150, with an average savings of $620.68. The average savings amount represents the difference between the users’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by Rates.ca.