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Derek Nicholson

Derek Nicholson

Derek is in his fourth year of the Bachelor of Public Relations program at Humber College, working as an intern with the marketing team at RATESDOTCA over the summer. As his first foray into the world of personal finance, he hopes to expand and further develop his understanding while offering insight from a student's perspective.

Articles By Derek Nicholson
A senior uses their smartphone to pay on the point of sale terminal

Meet the Mobile Wallet Competition

Apple Pay may have made a media splash by launching in Canada earlier this month, but there are other mobile payment apps available in Canada. Read on to learn more about them.

3 mins read
Dec. 3, 2015
A happy young woman wearing a yellow sweater works on her laptop

Ontario Tuition Costs Are Canada's Highest

A new report finds Ontario tuition costs are Canada’s highest and have grown 248% since 1993! What can Ontario students do to counter these rising costs?

3 mins read
Sept. 23, 2015
A young couple wait to board a train

5 Tips For Students Trying to Afford University

For many students trying to afford university, summer is a prime time for padding that bank account. Here are 5 tips for making the most of your student savings.

4 mins read
July 22, 2015
Two men sit and review their finances

Bank Websites: The Good, The Bad and the Ugly - Pt.1

Online banking is growing in popularity in Canada – but not all bank websites are created equal. What makes a great online user experience? Tell us and WIN $50!

3 mins read
June 4, 2015
A young man and woman sit closely together at a table and look at something on a laptop

What Happened To My Student Bank Rates?

Student bank rates are often discounted or free for those enrolled full-time – but that can change quickly after graduation! Often your bank will change your account type without letting you know – and you could find yourself paying fees. Here’s what you need to know.

4 mins read
May 27, 2015
A professional woman in trendy glasses sits outside at a table while working on her laptop and talking on the phone

Oaken Financial Adopts Cafe Banking Concept

Cafe banking – where clients are invited to sit and chat about their financial needs – is a growing trend in Canada. Oaken Financial is the latest lender to introduce this model, and MoneyWise was invited for a sneak peek. Check out our review.

3 mins read
May 13, 2015