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Craig Sebastiano is an award-winning writer and editor with more than a decade of experience in journalism, marketing, and communications. He’s written about a number of financial topics, including investing, real estate, robo-advisors, mortgages, credit cards, pensions, taxes, insurance, RRSPs, and TFSAs. Craig’s work has appeared in MoneySense, Morningstar, Benefits Canada, Advisor’s Edge, Job Postings, and Ryerson University Magazine. He has completed the Canadian Securities Course and is an avid do-it-yourself investor.
Inflation is at its highest level in nearly 40 years. Those with variable-rate mortgages should consider comparing mortgage rates to offset rising interest rates.
Postal code discrimination continues to affect car insurance rates for Canadians.
Vehicle theft is seriously discouraging. If you find yourself a victim to it, follow these steps.
A chip might be covered at no cost to you, but a crack is a slightly different story.
Some insurance providers reward safe drivers who don't make claims with a deductible that declines over time. But there are pros and cons to consider.
Here’s an overview of Ontario’s graduated licensing program, what’s required to get a G1 licence, and what you’re allowed to do once you have it.
Auto insurance endorsement forms can increase or reduce your coverage. Learn about the most common endorsements in Ontario and Alberta.
If you are returning to the office full-time or commuting a few days a week, you must determine the distance you’ll be driving and inform your car insurance provider.
Tinting your vehicle’s windows may help keep the sun and glare out of your eyes, but it could also result in higher auto insurance costs.
If you’re working from home as a result of the pandemic, you should ensure that work-related activities are covered by your insurance policy.
Credit card fraud can cause a lot of damage to both your balance and your credit score. Learn several ways to keep your personal information safe and how to report suspicious activity.
According to research, the majority of all new sanitary sewer systems in municipalities across the province are at risk of being overwhelmed, which increases homeowners’ flood risk. Climate change is exacerbating the problem.
Buying a home is likely going to be the largest purchase in your life. And when you sell, the real estate commission is likely going to be the biggest fee you’ll ever pay in your lifetime.
The pandemic has impacted Canadians’ financial stress levels. Concerns about money are affecting health and causing sleep issues.
The grace period for COVID-19 mortgage and credit card deferrals, property tax payments, and other financial relief measures are coming to an end.