Special Offers

Terms and Conditions

Terms

These Terms and Conditions ("Terms") are applied to this RATESDOTCA promotional offer ("Promotion"). This Promotion is only available through RATESDOTCA and is only valid online through the RATESDOTCA website.

Information on how to apply for the Promotion is part of these Terms.

Any individual who participates in this Promotion is a "Participant" and such participation is deemed acceptance of these Terms.

This Promotion is not valid in conjunction with any other promotions or offers, which RATESDOTCA may offer from time to time.

This Promotion commences at 12:00 PM EST on November 15, 2020 and closes at 11:59 PM EST on January 28, 2021 ("Offer Period").

In order to be eligible for this Promotion, Participants must:

- Be a new Scotiabank® Ultimate Package or Preferred Package Account Holder.

- Click on the specified link, which may change from time to time without prior notice from RATESDOTCA, on the RATESDOTCA website to apply for the featured banking package. Applications must originate from the specified link on the RATESDOTCA website. Applications placed over the phone, through online chat, or any other method will not be valid.

- Complete the Scotiabank® online banking package application and receive confirmation from the Issuer that the application has been approved.

- You must first provide your information to RATESDOTCA, then click through the 'Save & continue' button to be transferred to the secure online Scotiabank® banking package application form. Complete the online application form and submit it to Scotiabank® - your application is finished, which must match the details used to apply for the banking package exactly. If any details are inconsistent or do not match, then the Promotion is invalid.

- Authorize RATESDOTCA to receive information regarding banking package approval status, and the time and date of approval or decline.

It can take up to 60 days for the issuer to approve your banking package application. If you have any questions regarding the status of your application, please contact the issuer directly. Approved applicants will be notified by the Issuer.

Neither RATESDOTCA nor the Issuer is responsible for email address inaccuracies provided by the Participant. RATESDOTCA will distribute the Promotion to Participants who have successfully qualified following confirmation.

RATESDOTCA reserves the right, at its sole discretion, to disqualify any individual or Participant who tampers, or attempts to tamper, with the operation of the Promotion, or violates the Promotion Terms, or for any other reason deemed suspicious by Scotiabank. Scotiabank’s decision is final and no correspondence with the Participant will be entered into.

RATESDOTCA reserves the right, at any time, to cancel, modify or suspend this promotion.

Participants consent to RATESDOTCA using the Participant's name, email address, phone number and mailing address to verify approved banking package applications. RATESDOTCA will not have access to any personal details, beyond those details required to fulfill the Promotion, provided for in the banking package application. RATESDOTCA is not responsible in any way for the approval of the banking package applications. Please review RATESDOTCA’s Privacy Policy, which also governs this Promotion.

Neither RATESDOTCA, nor the Issuer are responsible for lost, late, misdirected or otherwise undeliverable mail or applications that cannot be processed due to phone, network, electronic or computer hardware or software failure, or technical failures of any kind, whether caused by RATESDOTCA, Participants, or by any of the equipment or programming associated with or utilized in the promotion or by any technical or human error which may occur in the processing of submissions which may limit a Participant's ability to participate in the Promotion.

All content included within the Promotion, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of RATESDOTCA or its content suppliers and protected by Canadian copyright laws.

The Promotion is non-transferable and there is no cash alternative. The Promotion is only open to Canadian residents who are the age of majority in their province/territory of residence.

The Promotion is void where prohibited.

Last updated: December 17, 2020