Are you looking for secured credit cards? Not sure if you should open a secured or unsecured card? If you're rebuilding your credit score, a secured credit card can help you get your credit back on track.
An unsecured credit card requires you to have established credit and can often include travel rewards and cash back rewards. Use these helpful tips to find the right credit card for your particular needs.
Secured credit cards are credit cards that require a deposit. When you receive the card, you link it to your bank account and pre-load it with money. You can then use the card.
A secured credit card is great for people with little to no credit. Secured credit card benefits include:
Looking for secured credit cards? Canadian residents can take advantage of these great offers:
With unsecured credit cards, these don’t require a security deposit. Unsecured cards are for people with fair, good or excellent credit. People with poor credit can still apply but their interest rates will be much higher.
Looking for the best rewards credit card? While the rewards can vary from one lender to the next, an unsecured credit card can include a host of benefits that help with shopping and travel. Unsecured credit cards include benefits like:
Looking for unsecured credit cards? Check out these great credit card offers:
If your credit isn’t good or you have no credit, start with a secured credit card to build up your credit card history.
When you build your credit history with consistent monthly payments, switch over to an unsecured credit card. Your unsecured credit card can include cash back and travel rewards.