Unfortunately, good drivers aren’t immune to car accidents. Collisions can happen to the best of drivers, most often when they least expect it.
Whether due to slippery road conditions, a wild animal darting out in front of you, mistakes made by an inexperienced driver, or a run-in with an impaired motorist, there are many unforeseen risks on the roads. Thankfully, your car insurance can help cover the unanticipated costs of an accident. But first, you’ll need to report it.
Test your knowledge to see how well you know when to report a car accident and to whom in Ontario by taking our interactive quiz:
If you have been in an accident, follow these next steps:
Visit a collision reporting centre within 24 hours of the accident if directed to by the police or to self-report a minor collision. From there, you can work with your adjuster and your car insurance provider to navigate the claims process.