Get a better rate.
Compare car insurance, mortgages and credit cards in just a few clicks.
RATESDOTCA helps you compare rates from more providers than anyone else
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Who ever wants to shop for insurance?
Calling around for quotes with one, two, or fifty providers? No way! We've all got better things to do. Thankfully, RATESDOTCA makes it easy.
Spare a few moments from the latest clickbait. Spare a few clicks to compare insurance rates. Pick the one that gives you the best coverage at the best price. And boom you're done!
Were all for the power of comparison because everyone deserves a better rate.
Got questions about what we do?
We help Canadians make better insurance and money decisions.
Is RATESDOTCA a broker?
No, RATESDOTCA is a comparison website, not a broker. We work with insurance providers, mortgage brokers, and financial institutions to aggregate their available rates so you can compare them side by side. This allows us to publish more rates than anyone else, so you can shop the market and find the best rates for you. You’ve likely already used comparison websites when looking for the best price for hotels or flights. Our services work the same way by showing you all the rates in one place so you can find and select the best deal.
Are there any fees associated with using RATESDOTCA?
Absolutely not! Comparing rates on RATESDOTCA is always free. We make our money from insurance providers and financial institutions for sending them referrals, and from credit card issuers for approved credit card applications originating from our site.. We believe in empowering Canadians to make better insurance and money decisions, which is why the choice to secure the best rate is always yours.
What products can I compare on RATESDOTCA?
You can compare quotes for car insurance, home insurance, travel insurance, life insurance, mortgages and credit cards. RATESDOTCA is your one-stop shop for all your insurance and financial needs.
What provinces is RATESDOTCA available in?
How will the information I provide on the site be used?
Any information that you provide on RATESDOTCA will only be transferred to the insurance or financial services provider that you've chosen to share it with in order to fulfil your request. We will not sell your information to any third parties without your consent.
How do I get the best rates?
Hands down, the easiest way to get the best rates is by shopping around and comparing rates from different brokers, insurance companies and financial institutions. RATESDOTCA partners with more companies than anyone else, giving you the widest selection of rates available.
Get a better rate
Shopping for insurance and financial services is never fun. We make it easy.
With easy-to-use, flexible online tools that let you search the entire market, you can compare the best rates on insurance, mortgages and credit cards in Canada. In just a few clicks you’ll be matched with a wide range of quotes from Canada’s top providers – the names you know and trust – so you can move on and do something else with your time. Just as easy as it is to search for a hotel on a comparison website, you can now do the same for your car or home insurance, your mortgage and the credit cards you want in your wallet.
RATESDOTCA users save an average of $800 on car insurance.*
Car Insurance
Find the cheapest car insurance rates.
Did you know car insurance rates can vary widely from one provider to the next? By comparing quotes from multiple companies, you can easily see if you’re still getting the best rate on your auto insurance. Compare quotes, benefits, and discounts offered by each provider, and choose the policy that suits your budget and needs.
Mortgage Rates
Find today’s best mortgage rates in one place.
With rates always changing, knowing that you have the best mortgage rate is top priority for Canadians. We publish competing mortgage rates from a wide variety of brokers and financial institutions so you can easily compare today’s lowest mortgage rates and filter your results by the mortgage type and term to get the best mortgage product for your needs. Once you've landed on a mortgage rate that you want, get connected directly with that mortgage provider to secure your rate.
Best Credit Cards in Canada for 2025
Finding a credit card that complements your lifestyle and spending habits can be daunting. There are so many to choose from, and nobody has time for all that fine print — well, no one except us. Our team analyzed over 80 credit cards across 20 categories for the best value to help take the guesswork out of shopping for a new card.
Scroll through the categories below, or click here for the full list of Best Credit Cards 2025 award winners.
Mortgage Calculators
Land Transfer Tax Calculator
Home Closing Cost Calculator
Home Sale Proceeds Calculator
Mortgage Payment Calculator
Mortgage Renewal Calculator
Mortgage Affordability Calculator
Mortgage Stress Test Calculator
Mortgage Insurance Calculator
Land Transfer Tax Calculator
Home Closing Cost Calculator
Home Sale Proceeds Calculator
*Shoppers in Canada who obtained an auto insurance quote on RATESDOTCA from January to December 2023 saved an average amount of $882. The average savings amount represents the difference between the shoppers’ average lowest quoted premium and the average of the second and third lowest quoted premiums generated by RATESDOTCA.
What people say about our quotes
Based on 6,426 reviews
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I have never submitted a claim for any policy's I have had ON MY TRAVELS. (I hope iI never have to.) So that part I can't comment on. If I ever need to submit will know how efficient it goes. thank you
Charlene
Call back within 5 hours
Call back within 5 hours. The Lady spoke clear English.
William A
promtly got a call back and setup with…
promtly got a call back and setup with a lender
Rodney STORIE
Quick response and great quotes
Quick response and great quotes, the only problem is: I got two different quotes in two days, which is cheaper in the second one.
Ray
Great information when speaking with…
Great information when speaking with John. Very knowledgeable and easy to talk with. Unfortunately I was last minute and resigned w the actual lender, not the business I used for the purchase and last renewal.
Corbett Thoms
Easy and fast
Easy and fast
Joanne
The quote the representative was able…
The quote the representative was able to obtain.
Jonathan McConnell
The agent I spoke to was very helpful…
The agent I spoke to was very helpful in recommending a few brokers in my area who was willing to work with my situation
The Blessed One
Laurie is a true agent but John is not
Laurie is a true agent but John is not, the person with extension 136 is not a good listener to client. Extension 133 Laurie is good on her duties!
Thu Tram
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