What Will My Car and Home Insurance Policies Cover When It Comes to Storm Damage?

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Canadians have to weather a lot when it comes to Mother Nature. From ice storms to thunderstorms, the weather can be fierce, resulting in damages to where you live and what you drive.

But does your auto insurance cover the damages when a tree topples over onto your car? Does your home insurance cover the costs when lightning strikes your house and fries your appliances and electronics?

Take the RATESDOTCA quiz to find out how weatherproof your coverage is, or can be, with the right policy.

Do you have adequate auto insurance and home insurance coverage to safeguard your vehicle and property from the threat of severe weather?

Calgary was hit with a hailstorm in June 2020, resulting in 70,000 claims and over $1.3 billion in insured damages. Overall, severe weather caused $2.4 billion in insured damages in Canada last year alone.

Optional auto insurance coverage, like comprehensive, can help cover unexpected costs from hail, falling or flying objects, and fire. Similarly, you can protect your home from water damage with sewer backup and overland flooding coverage. Speak to your insurance broker or agent to understand what is and is not covered under your policy.