Since 2006, the U.S.-based Insurance Institute for Highway Safety (IIHS) has acknowledged the vehicles that perform the best and offer the most protection for occupants at its annual awards. The 2020 Top Safety Picks can help drivers in their car-buying decision by narrowing down the most reliable and dependable vehicles.
The IIHS analyzes the top safety picks by testing the crashworthiness as well as crash avoidance and mitigation. In simple terms: The award winners are the vehicles that come equipped with acceptable or good headlights, have advanced or superior crash prevention, as well as good ratings in other areas of vehicle safety like head restraints and roof strength. Here are the Top Safety Pick+ award winners from the IIHS:
For a little more style, here are the luxury car selections.
If you are keen on buying a larger vehicle, check out these top safety picks for SUVs.
These SUVs are safe and luxurious.
We compared the IIHS Top Safety Pick+ winners to find out which vehicles are the cheapest to insure. To find out which of these safety-picks cost less to insure, we compared average car insurance quotes for a fictional 35-year-old driver with a clean driving record across 13 Ontario cities. We selected Ajax, Aurora, Kingston, Kitchener, Lindsay, London, Mississauga, Ottawa, Peterborough, Scarborough, Sudbury, Toronto and Windsor. Quotes may vary depending on your details and driving record.
Check out the top 10 results below, ranked from inexpensive to most expensive to insure:
The following 2020 Top Safety Pick+ award winners ranked as the most cost-effective to insure: The list showcases a variety of larger vehicles, which the IIHS notes are also the safest vehicles.
Although safety is paramount, your car insurance rate is more than just the safety-rating on the car you drive. Your driving record, age, location and driving history are all important factors to consider when calculating your rate. Details like how far your drive to work and whether you have any tickets or accidents on your record can increase your rate.
So, before you go ahead and buy a new ride, it’s important to compare car insurance quotes first. Every person is different, so even if your neighbour drives the same vehicle as you, you may end up with a significantly different rate. Compare and save on car insurance before making your final purchase decision.