Get money-saving tips in your inbox.

Stay on top of personal finance tips from our money experts!

News & Resources

A New Tool for High Risk Car Insurance in the U.S.

Jan. 12, 2015
2 mins
A woman driving her car glances and smiles at her un-pictured passenger

It’s now easier than ever for high-risk drivers in the U.S. to find auto insurance. Insurance Pros recently put out a press release about a new way for drivers in the U.S. to search for high-risk auto insurance rates.

Drivers who are required to carry extra auto insurance coverage because of a higher risk of collision can conveniently search by zip code on the Insurance Pros website. Insurance Pros is a website that supplies drivers with car insurance coverage in the U.S. The website conveniently lets drivers search for the best coverage at the lowest cost.

Drivers who must have a bonded insurance policy can use the Insurance Pros website to locate the lowest insurance rates by state. The website’s sorting features let you search for insurance companies that provide SR22 or other risk policies.

"The motorists who are planning to utilize our website to find insurance costs do not need to input personal information into our search finder," said one InsuranceProsUSA.com rep.

To help motorists find the ideal auto insurance coverage, the Insurance Pros tool offers extra insurance companies with every search. When you search for the SR22 policy, you’ll be presented with full coverage, liability and modified agencies with competitive rates nationwide.

"All vehicle types are included inside of our search finder to help drivers obtain insurance throughout the country with an affordable rate," said the rep.

The Insurance Pros website isn’t just for high-risk auto insurance rates. Search for life, health and other insurance plans by zip code.

High-Risk Auto Insurance in Canada

Last week we wrote a blog post on The Best Way for High-Risk Drivers to Shop for Car Insurance. Canada has a similar system for high-risk auto insurance as the U.S. Rates tend to vary by postal code due to theft patterns and traffic congestion. Search on Rates.ca by postal code and compare auto insurance quotes from over 20 insurance companies.

If you are involved in an at-fault collision or two, a traffic violation or you’ve been convicted for impaired driving, you may be considered a high-risk driver. Each insurance company has its own definition of a high-risk driver. While you may be considered a high-risk driver at one company, you might not be at another; that’s why it’s so important to shop the market.

Since high-risk drivers are more likely to be involved in a collision than drivers with clean driving records, not surprisingly insurance companies charge higher premiums for coverage. There are insurance companies that deal exclusively with high-risk drivers, such as Pafco, Jevco (Kingsway) and Coachman Insurance, just to name a few. If you’re not able to obtain coverage with these companies, you can go to the Facility Association as a last resort.

RATESDOTCA Team

The RATESDOTCA editorial team are experienced writers focused on sharing stories and bringing you the latest news in insurance and personal finance. Our goal is to provide Canadians with the information and resources they need to make better insurance and financial decisions.

Latest life insurance articles

10 Life insurance myths debunked
Life insurance is for someone older or has kids, right? Wrong. Let’s debunk life insurance myths and learn why everyone needs some form of coverage.
6 mins read
Do you need life insurance? A primer for Canadians
Life insurance isn’t a one-size-fits all solution. But if you have dependents, it can be an important financial safety net for those you love.
7 mins read
Why life insurance should be part of estate planning for new parents
Life insurance is one of the best ways new parents can protect their family and help loved ones in the event of your unexpected death.
5 mins read

Subscribe to our newsletter

Stay on top of our latest offers, relevant news and tips!

Thanks for joining!

You'll be hearing from us shortly - stay tuned.