Picture yourself sitting in the passenger seat of a friend’s car while you’re both cruising down a street or highway, and the driver begins to fidget with a mobile phone. What do you do? Do you tell them to put the phone away and drive? Or do you whisper a silent prayer and hope for the best?
Distracted driving has become the greatest road-safety threat in Canada. Incredibly, it has surpassed the menace impaired driving poses, and according to the results of a recent RATESDOTCA survey, 40% of Canadians believe distracted driving is the No. 1 cause of vehicular deaths on our roads versus 33% who say impaired driving is. Regardless, both distracted and impaired driving is incredibly dangerous and reckless.
On a more encouraging note, as a passenger in a vehicle, 20% say they have asked a driver to stop texting or using a mobile phone while driving at least once, clearly recognizing the danger distracted driving poses. By comparison, 23% say they have told someone who is impaired not to drive at least once.
Furthermore, survey respondents identify texting as the primary cause of traffic collisions due to distracted driving (58%), followed by placing a call or talking on a hands-free device (19%) and eating while driving (14%).
The survey also found young adults ranging in age from 18 to 34 are much more likely (50%) to check text messages while driving than adults over the age of 35. When asked if stiffer penalties should be introduced to drivers under the age of 25 who are convicted of distracted driving, 67% said ‘yes’.
Distracted driving could be a driver using a mobile phone while behind the wheel to send or respond to a text or email, make a phone call, or fiddle with the device’s GPS app. It could also be a motorist playing with the infotainment system in their vehicle, eating, or talking to a passenger instead of fully concentrating on driving. In other words, whatever diverts a driver’s attention from operating a vehicle is distracted driving.
However, as it pertains to Ontario’s Highway Traffic Act, distracted driving laws apply to the use of all handheld communication or entertainment devices while behind the wheel. Considering these devices are designed to absorb a person’s attention completely, it’s reasonable to draw the connection between distracted driving and mobile phone use.
While driving in Ontario, including when you are stopped in traffic or at a red light, it is illegal to:
It is permissible to use a hands-free wireless communications device with an earpiece, lapel button, or Bluetooth while driving. You can also view GPS display screens as long as they are built into your vehicle’s dashboard or are securely mounted on the dashboard.
The distracted driving laws in Alberta are similar to Ontario’s, but according to Alberta’s Traffic Safety Act, while driving it is illegal to:
Like the grave threat that impaired driving presents, what’s particularly ominous about a distracted driver is the potentially deadly consequences that individual can have on passengers, pedestrians, cyclists and other motorists.
Here’s an eye-opening fact: one out of every four fatal collisions in Canada involves a distracted driver, says the Traffic Injury Research Foundation (TIRF). Moreover, a 2015 TIRF report states car crashes caused by distracted driving equalled or surpassed impaired driving-related crashes in the provinces of Ontario, Newfoundland and Labrador, and Manitoba.
Consider the Insurance Bureau of Canada says a distracted driver misses up to 50% of what is happening around them while on the road, and that you are 23 times more likely to get into a car accident if you text while driving. It becomes clear how reckless distracted driving is.
And provincial insurance regulators are noticing. For instance, the Financial Services Regulatory Authority (FSRA) of Ontario is monitoring distracted driving trends. Its findings may affect auto insurance rates in the future since inattentive drivers are more likely to get into car accidents.
Meanwhile, a 2018 white paper published by the Canadian Council of Motor Transport Administrators cites data from the National Collision Database, revealing that 22.5% of serious injuries people suffered in Canada as a result of a collision involved some type of distracted driving.
Here are a few things each one of us – drivers and passengers – can do to reduce the threat of distracted driving:
A distracted driving conviction is no laughing matter. The penalties are severe and expensive.
The penalties are particularly harsh in Ontario, where drivers face fines up to $1,000, are hit with three demerit points, and a three-day licence suspension for the first infraction. The penalties increase with repeat infractions.
In other provinces, like Alberta, the penalty for distracted driving is a $300 fine and three demerit points. Currently, Saskatchewan has the stiffest penalties for drivers convicted for distracted driving: a first offence will get you a $580 fine and four demerit points. Additional infractions in the ‘Land of the Living Skies’ leads to vehicle seizures and fines ranging from $1,400 to $2,100.
Insurance is all about managing risk, and distracted driving is extremely risky behaviour. A distracted driving conviction will increase your car insurance by 15% to 25%. Furthermore, an insurer may deny you coverage if you have such a conviction on your driving record, and a conviction remains on your driving record for three years.
Bear these things in mind the next time your phone buzzes while you’re driving. The best way to keep your car insurance affordable and stay safe is to keep your eyes on the road, hands on the wheel, and drive defensively. It also helps to be a conscientious shopper when it comes to auto insurance.
Source: Insurance Bureau of Canada