Andrew Seale

Are timeshares worth it? Fractional ownership may seem an affordable alternative to cottage or vacation home ownership, but it comes with plenty of fees and not much by means of return on investment. Here’s what you need to know about timeshare basics.

Is closing a credit card bad for your credit score? The answer may surprise you. Read on to see how closing your card card can affect your standing as a borrower.

A CIBC study finds Canadian home buyers prefer fixed mortgage rates to variable, especially as recent discounts make locking in more affordable than ever.

Senior taxes can be more challenging than those filed earlier in life, with more tax credits and trickier income requirements to navigate. Here are our tips for making it easy.

Looking for the best mortgage apps? From pre-qualification to paying your deposit, these apps will make the home buying process much smoother.

Setting up an RSP, especially when in your 20s, can be a confusing undertaking. One new investor shares how she got started saving for her retirement.

Considering getting a US mortgage? Buying property stateside can be a great investment – but there are some key differences to expect when applying for an American mortgage. Here’s what you need to know.

Would you switch banks for a big incentive like a free tablet? A recent study from Oaken Financial finds Canadians are put off by “tease em and trap em” practices and should focus instead on products with real value.

Tangerine unveiled a new app on October 1, taking mobile banking options to a whole new high-tech level.

Living paycheque to paycheque isn’t the best way to manage your finances – but many Canadians do it, according to the Canadian Payroll Association. Looking to break the vicious cycle? Check out these 7 tips for sneaking savings into your spending habits.

A recent survey by CIBC found that 51% of Canadian post-secondary students have or will need to borrow money to pay for their education and 73% expect to owe more than $10,000.

The new card is available through CIBC and over 3,500 Tim Hortons locations in Canada.

\Single gals are snapping up real estate, especially in Canada’s urban centres. But the home buying process can be trickier when you’re going at it alone. Check out these top tips for navigating the housing and mortgage market solo.

Hey, we’re all human – tax mistakes happen… but what about when the error is made by the government? While a rare occurrence, the CRA can make mistakes. Here’s the course of action you can take if you disagree about your taxes.

Being audited sounds as pleasant as having your teeth pulled, but it’s a common part of the CRA’s tax process – and is bound to happen to you at least once. While audits are often due to high-risk claims, common tax mistakes can also prompt the CRA’s hairy eyeball. Here are the top triggers you should avoid making.

o your insurance company refuses to cover your losses – wondering how to dispute an insurance claim? Here are the 3 main steps.

Investing can be overwhelming for many – and a good financial advisor can be of utmost value. However, some savvy investors prefer to take a more hands-on approach to their investing, preferring fewer advisor services from their mutual funds in exchange for lower fees.

Facebook isn’t just for pokes and pics anymore – RBC introduced the ability to send e-transfers through Facebook Messenger. But is it a secure online banking option? Read on to learn more about banking socially – and safely.

Looking to lower your hydro bill this winter? While pulling on a sweater is a good start, there are several money-saving secrets you could be overlooking around the home. Here’s how to cut those energy rates.

Canadians plan to be more frugal with their spending, according to the latest RBC Canadian Consumer Outlook.

Less than a quarter (24%) of Canadians surveyed are living debt free compared to 26% in 2012.

It can be tricky to assess your snowbird insurance needs when leaving the country for an extended amount of time. Here are the most overlooked types.

Telematics auto insurance installs technology that monitors a driver’s every move, and rewards better driving with lower premiums. Here’s what you need to know about this new insurance trend, which is poised to take over the Ontario market – and why it’s become a big hit with younger drivers.

Recent data released by the Stats Canada National Household Survey show Canadians are making more money as the nation recovers from the recession.

Up, down, moderate – according to the media, Canada’s housing market sees more action than a roller coaster. How can readers sift through the misinformation and get to the real message?

Although the housing market and overall economy can indicate the state of bank stocks, be cautious using them as a concrete barometer.

Looking to get an online shopping refund? The process can be tricky when returning to stores cross-border. Check out these tips for getting your money back, including a new company that’ll deal with the red tape and legwork on your behalf – for a price.

Looking to create your own personal slice of paradise? Backyard renovations can provide the perfect setting for a money-saving staycation – AND will boost the equity of your home, to boot!

Financial advisors for seniors should address the unique needs of those preparing for retirement. Here’s how to choose the right one, and spot whether an investment strategy may not be in your best interest.

Property tax deferral programs, created to help seniors maintain affordability in their homes, are gaining traction across Canada.

Should you buy a cottage? Owning your own slice of getaway heaven may seem tempting as temperatures rise – but can you truly afford to own a vacation home?

Tax season 2013 has come and gone – and we know parting ways with your hard-earned cash can be a drag – but your financial contribution goes a long way. Cheer up with these 5 reasons to feel good about paying your taxes.

A new TD poll finds that it’s harder than ever for young adults to break into the housing market. Read on to see why Gen Y’s face more challenges than the Baby Boomers who came before them.

You may have heard of the Ontario couple looking to sell their home as the prize of an essay contest. While it’s a refreshing take on the housing market, could there be hidden costs for the winner?

A look at generational attitudes towards savings habits from the Baby Boomers to Gen Xers and Millennials.

What works for one person may not be a great option for you.

Get cash now for those unwanted gifts with a little creativity. Check out our tips for regifting, selling gifts online, or taking the pawn shop route.

The concept behind a Home Equity Line of Credit (HELOC) is simple – leverage your home in return for a hefty line of credit to draw from. However, it’s the underlying challenges associated with HELOC variable interest rates that makes a HELOC a tool best reserved for the thrifty and financially astute.

Royal Bank of Canada announced today that it is further expanding into the auto financing sector through the acquisition of Ally Bank’s car financing business division.