Compare Ottawa Car Insurance Quotes

Instantly compare car insurance quotes from over 30 insurance providers & save hundreds of dollars on your car insurance! Absolutely free!

Compare and Save

Rates.ca is Canada's premier destination for the best rates!

Access to great rates from the top brokers and financial institutions in Canada is just a few clicks away. We help match you with the products that best meet your needs while providing you with relevant information along the way to help you make an educated decision.

logo-Intact.png
Aviva_Company-logo_1928.jpg
logo-Echelon-General.png
logo-Zenith.png
logo-CAA.png
logo-RSA.png

Ottawa Car Insurance

Meeting with Ontario car insurance brokers to compare insurance prices may seem mundane, but it is something that must be done to stay within the boundaries of the law. This is because all Canadian provinces and territories mandate that drivers carry car insurance when driving on public roads. Driving while uninsured will result in severe penalties and possibly the revocation of your driver's licence. In addition, car insurance is a financial necessity for most people; very few drivers can afford to pay the costs of an accident out of their own pocket.

Driving challenges in Ottawa

With a population of around 1.1 million, driving in the city of Ottawa certainly necessitates a good car insurance policy. The police in Ottawa estimate that around 13,900 car accidents occur within the city limits annually. For example, Albert and Slater streets are notorious for traffic congestion and sudden stops due to the constant presence of slow-moving buses definitely can present certain challenges.

Tourists who are not familiar with the traffic laws in Ottawa may also pose a hazard. The prevalent one-way streets in Ottawa (which are not always marked with proper signage) are a frequent cause of accidents as well.

All of these problems are compounded during the brutal Canadian winter, during which time the roads may be covered in slippery ice. Be sure to invest in some decent winter tires. Stopping when you slam your brakes can mean the difference between being all right and writing off your car. Criminals are another source of worry with regards to automobile damage. Ottawa is a generally safe city, but it does have its share of car thieves who will smash a window or windshield to gain access to any valuables in plain sight. Many Ottawa drivers are willing to pay premium insurance rates to obtain good coverage for potential vehicle damages.

Recent Ottawa car insurance quotes

Shopper from OTTAWA, ONTARIO
2010 MAZDA MAZDA3 GS 4DR
Pembridge Insurance Company
$1280
per year
Scottish and York
$1496
per year
Aviva
$1897
per year
Wawanesa Mutual
$2211
per year
Range of quotes $931
Shopper from OTTAWA, ONTARIO
2018 AUDI TRUCK/VAN Q5 4DR AWD
Zenith Insurance
$1036
per year
Pembridge Insurance Company
$1111
per year
Scottish and York
$1197
per year
SGI Canada
$1222
per year
Range of quotes $186
Shopper from OTTAWA, ONTARIO
2019 HYUNDAI SONATA PREFERRED 4DR
Aviva
$1271
per year
Pembridge Insurance Company
$1287
per year
Dominion of Canada
$1390
per year
Chieftain Insurance
$1404
per year
Range of quotes $133
Shopper from OTTAWA, ONTARIO
2012 CHEVROLET CRUZE LT TURBO 4DR
Aviva
$939
per year
Pembridge Insurance Company
$1142
per year
Allstate
$1203
per year
CAA Insurance
$1229
per year
Range of quotes $290
Updated May 22, 2019

Ottawa auto insurance

On the other hand, there is considerable demand for affordable Auto insurance; not everyone has the money to take advantage of costly auto insurance policies. When shopping for cheap auto insurance, it is important to obtain several auto insurance quotes to compare and obtain the best auto insurance rates.

You should read reviews of various auto insurance companies to find the best value. Look for companies that provide discounts for a clean driving record. Some auto insurance companies will even offer a substantial discount for using a car-monitoring device. This is an electronic unit that monitors vehicle speed and other factors to encourage safe driving. Another factor that may be used to earn a discount is the average distance driven on a daily basis. Drivers with a very short commute may qualify for cheaper auto insurance rates. Lastly, auto insurance companies may provide a safe driving course, which may help you obtain a rate discount upon completion.

An auto insurance broker will be able to estimate auto insurance costs based on driver demographics, driving record, and other variables. We offer impartial rates from various auto insurance companies to allow users to easily compare auto insurance quotes.

Latest Articles

Do You Need Loan Insurance?

Here's how Loan insurance and other insurance products will protect your financial interest in the event of death, illness or ... Read more

RateSupermarket.ca Unveils Awards for Best Credit Cards, Banking Products

Looking for a new credit card? Check out who won this year's RateSupermarket Awards for best credit cards and banking ... Read more

Auto Rates Keep Going Up in Canada, But Why?

Auto premiums are up across Canada, what can we do about it? Read more