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Kitchener, a city with a small-town vibe, lies just 100 km west of the bustling downtown Toronto. Once known as Berlin, Kitchener is the largest region in Ontario’s Tri-city, the Waterloo Regional Municipality (consisting of Kitchener, Cambridge and Waterloo).
Even though it is not Toronto-busy, the Kitchener-Waterloo region is seeing tons more traffic, car accidents, and car thefts, according to the Annual Collision Report from the Waterloo Region Police Services. With the city being encircled by many highways—including key ones like Conestoga Parkway and Highway 8, which connects Waterloo, Kitchener, and Cambridge—the roads are constantly busy and moving. Add a growing downtown core into the mix where numerous developments are taking place, and you’ve got a very congested region where finding parking can be a challenge. Eek! Thankfully, saving on car insurance is way easier, and takes a lot less time. Find out why thousands of drivers trust Rates.ca to find the cheapest car insurance quotes in KW.
Auto insurance varies greatly across regions, and so comparing insurance quotes before you buy can save you hundreds of dollars on your annual premiums.
Drivers in Kitchener save an average of $350* on car insurance, according to data collected from quotes completed on Rates.ca. It takes just minutes to find the cheapest Kitchener car insurance rates with our insurance calculator that is completely free to use.
Discover how much you could save by comparing quotes today.
The Waterloo region started implementing roundabouts in 2004 to accommodate an increased volume of traffic, thereby reducing serious crashes, injuries and fatalities, improving road safety and efficiency. The region of Waterloo reports that there has been a 51% decrease in collisions with injuries at intersections where roundabouts have replaced traffic signals. Roundabouts also prevent unnecessary stops or idling on the road, and so reduces greenhouse gas emissions, leading way to better air quality.
In Canada, the first roundabouts did not emerge until the 1990’s, and there are approximately 400 roundabouts across the country, 30 alone in the region of Waterloo.
A roundabout is a circular intersection without any stop signs or signals, where all traffic moves clockwise. There is very little chance of head-on collisions this way. How can you navigate through the roundabouts in Kitchener? How do you enter a roundabout? Do you signal? Well, read on!
Here are a few tips to help you drive confidently and safely when you face a roundabout:
Frequently Asked Questions About Kitchener Car Insurance
With thousands of people commuting to work and back, combined with a growing population and busier roads, there has been an increase in collisions and car thefts in Kitchener-Waterloo. In fact, in 2017 alone there were 6,263 traffic collisions reported on the roads in the municipality of Waterloo, according to the annual collision reports by the Collision Reporting Centre. A higher number of accidents means more claims, and this tends to result in a rise in car insurance rates.
Due to a growing downtown core, and a thriving tech-focused job market, there are many young professionals relying on their car to get to their workplace. This, coupled with increasing population, makes the roads a very busy place. And as commute times increase, so do the chances of getting into accidents or a fender bender. All of these factors have contributed to an increase in car insurance rates in Kitchener. Drivers in Kitchener-Waterloo can save big on auto insurance simply by shopping around. The Financial Services Commission of Ontario (FSCO) recommends that you get at least three quotes from different companies to save on auto insurance, and the best way to have that is by shopping around. All it requires is an internet connection!
Kitchener is the fourth largest city in Ontario. An estimated 239,900 people live and work in Kitchener-Waterloo, with the city being renowned for its universities and colleges like the University of Waterloo, Wilfrid Laurier University, and Conestoga College. The region of Waterloo is also hot to a buzzing tech economy, and home to many tech and software companies like Google, Electronic Arts, BlackBerry, Thalmic Labs, and Open Text, to name a few. In addition, a significantly lower cost of living and relatively easier home ownership has made Kitchener a desirable city to live in.
All of these reasons and more contribute to more vehicles on Kitchener’s streets, and in some cases higher insurance premiums. Compare quotes today to find out if you could be getting a better deal on your KW car insurance.
Rates.ca simplifies the process of finding the cheapest auto insurance in Kitchener by comparing quotes from more than 30 top insurance companies in Canada. Make sure you have all your information in hand while starting to compare. Once you have filled out the quote details, you are provided with the best available quotes, making it easier for you to pick the right coverage at the best price.
If you are looking for car insurance discounts, the first thing you need to know is to keep your driving record clean of traffic tickets and claims. There are other ways that you can get discounts on your car insurance rates, too.
The easiest way to get your car insurance quote is to simply click on our comparison tool and answer a few questions about your driving history. Once you are done, we provide you with a list of quotes from insurance providers offering coverage. Once you see your available rates, it’s now up to you to make the choice! Make sure you have all information ready to ensure fast and accurate results. Some of the details you will need to provide are:
Yes, use public transit whenever possible. Commuting via transit can save you money on your car insurance as the less you drive, the more you save. Commuting also happens to be when roads are busiest, increasing your likelihood of being in an accident. Thankfully you have lots of options.
The Kitchener-Waterloo region has a full-fledged public transit system that provides a variety of options to travel. The Grand River Transit serves Kitchener, Cambridge, and Waterloo, and is a great way to travel around the city without your car. There are also daily GO bus and train services to Toronto. The Light Rail Transit is also another highly anticipated public transit system set to launch soon. Shave some bucks off your car insurance by switching your commute to public transit.
Now that you know what it takes to get the cheapest car insurance quotes, let’s get going! Rates.ca compares quotes from over 30 of Canada’s trusted insurance companies to fetch you some of the best rates for your budget. Drive away with some significant savings on your annual premiums. You do not want to miss out on an average of $350 in savings, do you?