icon

National Bank Credit Cards

Take advantage of great National Bank credit card offers today.

Types of National Bank credit cards

National Bank is the sixth largest commercial bank in Canada. With nearly 422 branches around the country, National Bank offers you a variety of personal credit cards that come with great rewards and perks. This includes everything from travel rewards credit cards to cash back credit cards. National Bank offers the following types of credit cards:

  • Low interest
  • Travel
  • Cash back
  • Rewards
  • No fee
  Annual fee First-year value Card type

ECHO® Cashback Mastercard®

$30 $255 Cash Back

World Mastercard®

$115 $215 Cash Back / Travel Rewards

World Elite™ Mastercard®

$150 $210 Cash Back / Travel Rewards

Platinum Mastercard®

$89 $151 Cash Back / Travel Rewards

Allure Mastercard

$0 $120 No Fee Cash Back / Travel Rewards

MC1™ Mastercard®

$0 $0 No Fee Credit Builder

mycredit® Mastercard®

$0 $246 No Fee Cash Back

Syncro Mastercard®

$0 $107 Low Interest

*The RATESDOTCA Best of Finance methodology assumes the cardholder spends an average of $2,000 a month on their card to determine the first-year value. The calculation includes all welcome bonuses and promotional offers at the time of publishing.

ECHO® cashback Mastercard®

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$0
+ Annual rewards
$285
- Annual fee
$30
Total first year value
$255
ECHO® cashback Mastercard®

card image
Welcome bonus
$0
National Bank Cash Back Rewards
Annual rewards
$285
National Bank Cash Back Rewards
Annual fees:
$30
Interest rates:
20.99% on purchases • 22.49% on cash advances
Get rewarded on gas and groceries for a low annual fee
No wait times on accessing your rewards - Use your cash back anytime you like!
Details at a glance Collapse details
Welcome bonus
$0
Annual rewards
$285
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$0
+ Annual rewards
$285
- Annual fee
$30
Total first year value
$255
Annual fees:
$30
Interest rates:
20.99% on purchases
22.49% on cash advances
Get rewarded on gas and groceries for a low annual fee
No wait times on accessing your rewards - Use your cash back anytime you like!
Details at a glance Collapse details

World Mastercard®

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$150
+ Annual rewards
$1030
- Annual fee (First Year Waived)
0
Total first year value
$1180
World Mastercard®

card image
Welcome bonus
$150
À la carte Rewards points
Annual rewards
$1030
À la carte Rewards points
Annual fees:
$115 (First Year Waived)
Interest rates:
20.99% on purchases • 22.49% on cash advances
Earn flexible rewards you can redeem for travel, statement credits and much more
Excellent insurance coverage for travellers and shoppers
Details at a glance Collapse details
Welcome bonus
$150
Annual rewards
$1030
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$150
+ Annual rewards
$1030
- Annual fee (First Year Waived)
0
Total first year value
$1180
Annual fees:
$115 (First Year Waived)
Interest rates:
20.99% on purchases
22.49% on cash advances
Earn flexible rewards you can redeem for travel, statement credits and much more
Excellent insurance coverage for travellers and shoppers
Details at a glance Collapse details

World Elite™ Mastercard®

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$150
+ Annual rewards
$1450
- Annual fee (First Year Waived)
0
Total first year value
$1600
World Elite™ Mastercard®

card image
Welcome bonus
$150
À la carte Rewards points
Annual rewards
$1450
À la carte Rewards points
Annual fees:
$150 (First Year Waived)
Interest rates:
20.49% on purchases • 22.49% on cash advances
Great travel perks and benefits including an annual travel fees credit
Redeem your points on travel,  statement credits and much more
Details at a glance Collapse details
Welcome bonus
$150
Annual rewards
$1450
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$150
+ Annual rewards
$1450
- Annual fee (First Year Waived)
0
Total first year value
$1600
Annual fees:
$150 (First Year Waived)
Interest rates:
20.49% on purchases
22.49% on cash advances
Great travel perks and benefits including an annual travel fees credit
Redeem your points on travel,  statement credits and much more
Details at a glance Collapse details

Platinum Mastercard®

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$150
+ Annual rewards
$240
- Annual fee (First Year Waived)
0
Total first year value
$390
Platinum Mastercard®

card image
Welcome bonus
$150
À la carte Rewards points
Annual rewards
$240
À la carte Rewards points
Annual fees:
$89 (First Year Waived)
Interest rates:
20.99% on purchases • 22.49% on cash advances
A low fee card with a generous suite of travel insurance
Use your points on a variety of rewards, including travel or statement credits
Details at a glance Collapse details
Welcome bonus
$150
Annual rewards
$240
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$150
+ Annual rewards
$240
- Annual fee (First Year Waived)
0
Total first year value
$390
Annual fees:
$89 (First Year Waived)
Interest rates:
20.99% on purchases
22.49% on cash advances
A low fee card with a generous suite of travel insurance
Use your points on a variety of rewards, including travel or statement credits
Details at a glance Collapse details

Allure Mastercard

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$0
+ Annual rewards
$120
- Annual fee
$0
Total first year value
$120
Allure™ Mastercard®

card image
Welcome bonus
$0
À la carte Rewards points
Annual rewards
$120
À la carte Rewards points
Annual fees:
$0
Interest rates:
20.99% on purchases • 22.49% on cash advances
Earn rewards that allow you to support the Quebec Breast Cancer Foundation (National Bank donates 10 cents for every $10 charged on the card).
A no fee card that includes shopping insurance
Details at a glance Collapse details
Welcome bonus
$0
Annual rewards
$120
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$0
+ Annual rewards
$120
- Annual fee
$0
Total first year value
$120
Annual fees:
$0
Interest rates:
20.99% on purchases
22.49% on cash advances
Earn rewards that allow you to support the Quebec Breast Cancer Foundation (National Bank donates 10 cents for every $10 charged on the card).
A no fee card that includes shopping insurance
Details at a glance Collapse details

MC1™ Mastercard®

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$0
+ Annual rewards
$0
- Annual fee
$0
Total first year value
$0
MC1™ Mastercard®

card image
Welcome bonus
$0
Annual rewards
$0
Annual fees:
$0
Interest rates:
20.99% on purchases • 22.49% on cash advances
Build up your credit while paying no annual fee
Includes complimentary shopping insurance
Details at a glance Collapse details
Welcome bonus
$0
Annual rewards
$0
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$0
+ Annual rewards
$0
- Annual fee
$0
Total first year value
$0
Annual fees:
$0
Interest rates:
20.99% on purchases
22.49% on cash advances
Build up your credit while paying no annual fee
Includes complimentary shopping insurance
Details at a glance Collapse details

mycredit® Mastercard®

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$0
+ Annual rewards
$138
- Annual fee
$0
Total first year value
$138
mycredit Mastercard®

card image
Welcome bonus
$0
National Bank Cash Back Rewards
Annual rewards
$138
National Bank Cash Back Rewards
Annual fees:
$0
Interest rates:
20.99% on purchases • 22.49% on cash advances
A no annual fee card that earns you money back on all of your purchases
Includes rare Mobile Device insurance!
Details at a glance Collapse details
Welcome bonus
$0
Annual rewards
$138
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$0
+ Annual rewards
$138
- Annual fee
$0
Total first year value
$138
Annual fees:
$0
Interest rates:
20.99% on purchases
22.49% on cash advances
A no annual fee card that earns you money back on all of your purchases
Includes rare Mobile Device insurance!
Details at a glance Collapse details

Syncro Mastercard®

The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$0
+ Annual savings
$142
- Annual fee
$35
Total first year value
$107
National Bank Syncro Mastercard®

card image
Welcome bonus
$0
Annual savings
$142
Annual fees:
$35
Interest rates:
8.9% on purchases • 12.9% on cash advances
A low fee card with one of the lowest interests rates out there
Includes complimentary shopping insurance and other great perks
Details at a glance Collapse details
Welcome bonus
$0
Annual savings
$0
The estimated dollar amount of benefits you’ll accumulate based on your monthly spending and rewards preference
+ Welcome bonus
$0
+ Annual savings
$142
- Annual fee
$35
Total first year value
$107
Annual fees:
$35
Interest rates:
8.9% on purchases
12.90% on cash advances
A low fee card with one of the lowest interests rates out there
Includes complimentary shopping insurance and other great perks
Details at a glance Collapse details

*Rates, product information, and reward estimates are subject to change at any time and do not constitute financial advice. This post was not sponsored. The views and opinions expressed in this review are purely those of RATESDOTCA. Information in this article is accurate as of the date of this posting, June 18, 2021. Read our full disclaimer.

National Bank rewards

Whichever credit card you choose, National Bank offers a very flexible rewards program. You can use your National Bank rewards points for the following:

  • Travel bookings: If you have a National Bank travel rewards card, you can enjoy the perks of travel insurance, vehicle rental insurance, and redeem your points at a travel agency of your choice, among other things.

  • National Bank products: Such as free year of banking if you have a banking plan with a monthly fee or use your points to help make a payment on your mortgage.

  • Merchandise: Redeem your points on items like home products, kitchen appliances, and fashion accessories

  • Retail purchases: You can use your points to purchase a gift card from popular retailers like Starbucks, Best Buy, and Hudson’s Bay.

Latest credit card articles

Quiz: How Well Do You Know Your Credit Card?
Many people overlook their credit card features, perks and insurance coverage. How well do you know your credit card?
In the Ring: Scotiabank Gold American Express Card vs. Scotiabank Passport Visa Infinite Card
Find out which Scotiabank travel rewards card offers the most points and best benefits.
Top 3 Credit Cards With Roadside Assistance in Canada for 2021
Roadside assistance can help you with your car troubles. Here are the best credit cards with complimentary roadside assistance.