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National Bank Credit Cards

Take advantage of great National Bank credit card offers today.

Types of National Bank credit cards

National Bank is the sixth largest commercial bank in Canada. With nearly 422 branches around the country, National Bank offers you a variety of personal credit cards that come with great rewards and perks. This includes everything from travel rewards credit cards to cash back credit cards. National Bank offers the following types of credit cards:

  • Low interest
  • Travel
  • Cash back
  • Rewards
  • No fee
  Annual fee First-year value Card type

ECHO® Cashback Mastercard®

$30 $255 Cash Back

World Mastercard®

$115 $215 Cash Back / Travel Rewards

World Elite™ Mastercard®

$150 $210 Cash Back / Travel Rewards

Platinum Mastercard®

$89 $151 Cash Back / Travel Rewards

Allure Mastercard

$0 $120 No Fee Cash Back / Travel Rewards

MC1™ Mastercard®

$0 $0 No Fee Credit Builder

mycredit® Mastercard®

$0 $246 No Fee Cash Back

Syncro Mastercard®

$0 $107 Low Interest

*The RATESDOTCA Best of Finance methodology assumes the cardholder spends an average of $2,000 a month on their card to determine the first-year value. The calculation includes all welcome bonuses and promotional offers at the time of publishing.

ECHO® cashback Mastercard®

First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$0
Annual rewards
$285
Annual fee
$30
Total first year value
$255
ECHO® cashback Mastercard®

card image
Welcome bonus
$0
National Bank Cash Back Rewards
Annual rewards
$285
National Bank Cash Back Rewards
Annual fee
$30

Get rewarded on gas and groceries for a low annual fee
No wait times on accessing your rewards - Use your cash back anytime you like!
Details at a glance Collapse details
First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$0
Annual rewards
$285
annualFee
$30
Total first year value
$255
Welcome bonus
$0
Annual rewards
$285
Get rewarded on gas and groceries for a low annual fee
No wait times on accessing your rewards - Use your cash back anytime you like!
Details at a glance Collapse details

World Mastercard®

First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$0
Annual rewards
$1030
Annual fee
$115
Total first year value
$915
World Mastercard®

card image
Welcome bonus
$0
À la carte Rewards points
Annual rewards
$1030
À la carte Rewards points
Annual fee
$115

Earn flexible rewards you can redeem for travel, statement credits and much more
Excellent insurance coverage for travellers and shoppers
Details at a glance Collapse details
First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$0
Annual rewards
$1030
annualFee
$115
Total first year value
$915
Welcome bonus
$0
Annual rewards
$1030
Earn flexible rewards you can redeem for travel, statement credits and much more
Excellent insurance coverage for travellers and shoppers
Details at a glance Collapse details

World Elite™ Mastercard®

First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$0
Annual rewards
$1200
Annual fee
$150
Total first year value
$1050
World Elite™ Mastercard®

card image
Welcome bonus
$0
À la carte Rewards points
Annual rewards
$1200
À la carte Rewards points
Annual fee
$150

Great travel perks and benefits including an annual travel fees credit
Redeem your points on travel,  statement credits and much more
Details at a glance Collapse details
First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$0
Annual rewards
$1200
annualFee
$150
Total first year value
$1050
Welcome bonus
$0
Annual rewards
$1200
Great travel perks and benefits including an annual travel fees credit
Redeem your points on travel,  statement credits and much more
Details at a glance Collapse details

Platinum Mastercard®

First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$0
Annual rewards
$240
Annual fee
$89
Total first year value
$151
Platinum Mastercard®

card image
Welcome bonus
$0
À la carte Rewards points
Annual rewards
$240
À la carte Rewards points
Annual fee
$89

A low fee card with a generous suite of travel insurance
Use your points on a variety of rewards, including travel or statement credits
Details at a glance Collapse details
First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$0
Annual rewards
$240
annualFee
$89
Total first year value
$151
Welcome bonus
$0
Annual rewards
$240
A low fee card with a generous suite of travel insurance
Use your points on a variety of rewards, including travel or statement credits
Details at a glance Collapse details

Allure Mastercard

First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$0
Annual rewards
$120
Annual fee
$0
Total first year value
$120
Allure™ Mastercard®

card image
Welcome bonus
$0
À la carte Rewards points
Annual rewards
$120
À la carte Rewards points
Annual fee
$0

Earn rewards that allow you to support the Quebec Breast Cancer Foundation (National Bank donates 10 cents for every $10 charged on the card).
A no fee card that includes shopping insurance
Details at a glance Collapse details
First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$0
Annual rewards
$120
annualFee
$0
Total first year value
$120
Welcome bonus
$0
Annual rewards
$120
Earn rewards that allow you to support the Quebec Breast Cancer Foundation (National Bank donates 10 cents for every $10 charged on the card).
A no fee card that includes shopping insurance
Details at a glance Collapse details

MC1™ Mastercard®

First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$0
Annual rewards
$0
Annual fee
$0
Total first year value
$0
MC1™ Mastercard®

card image
Welcome bonus
$0
Annual rewards
$0
Annual fee
$0

Build up your credit while paying no annual fee
Includes complimentary shopping insurance
Details at a glance Collapse details
First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$0
Annual rewards
$0
annualFee
$0
Total first year value
$0
Welcome bonus
$0
Annual rewards
$0
Build up your credit while paying no annual fee
Includes complimentary shopping insurance
Details at a glance Collapse details

mycredit® Mastercard®

First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$108
Annual rewards
$138
Annual fee
$0
Total first year value
$246
mycredit Mastercard®

card image
Welcome bonus
$108
National Bank Cash Back Rewards
Annual rewards
$138
National Bank Cash Back Rewards
Annual fee
$0

A no annual fee card that earns you money back on all of your purchases
Includes rare Mobile Device insurance!
Details at a glance Collapse details
First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$108
Annual rewards
$138
annualFee
$0
Total first year value
$246
Welcome bonus
$108
Annual rewards
$138
A no annual fee card that earns you money back on all of your purchases
Includes rare Mobile Device insurance!
Details at a glance Collapse details

Syncro Mastercard®

First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$0
Annual savings
$142
Annual fee
$35
Total first year value
$107
National Bank Syncro Mastercard®

card image
Welcome bonus
$0
Annual savings
$142
Annual fee
$35

A low fee card with one of the lowest interests rates out there
Includes complimentary shopping insurance and other great perks
Details at a glance Collapse details
First Year Value is the estimated dollar amount of benefits you will accumulate based on your monthly spending and rewards preference
Welcome bonus
$0
Annual savings
$142
annualFee
$35
Total first year value
$107
Welcome bonus
$0
Annual savings
$0
A low fee card with one of the lowest interests rates out there
Includes complimentary shopping insurance and other great perks
Details at a glance Collapse details

*Rates, product information, and reward estimates are subject to change at any time and do not constitute financial advice. This post was not sponsored. The views and opinions expressed in this review are purely those of RATESDOTCA. Information in this article is accurate as of the date of this posting, June 18, 2021. Read our full disclaimer.

National Bank rewards

Whichever credit card you choose, National Bank offers a very flexible rewards program. You can use your National Bank rewards points for the following:

  • Travel bookings: If you have a National Bank travel rewards card, you can enjoy the perks of travel insurance, vehicle rental insurance, and redeem your points at a travel agency of your choice, among other things.

  • National Bank products: Such as free year of banking if you have a banking plan with a monthly fee or use your points to help make a payment on your mortgage.

  • Merchandise: Redeem your points on items like home products, kitchen appliances, and fashion accessories

  • Retail purchases: You can use your points to purchase a gift card from popular retailers like Starbucks, Best Buy, and Hudson’s Bay.

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