• $100 Annual Travel Enhancement Credit
• Trip Cancellation Insurance - $2,000
• Trip Interruption Insurance - $2,000
• Emergency Medical Term – 31 days
• Complimentary membership for Mastercard Airport Experiences Provided by Lounge Key

Welcome Bonus:

• 20,000 Points ($100 in travel rewards). PLUS, an additional 20,000 points when you spend $5,000 in the first 6 months*.

HSBC Travel Rewards:

• Earn 6 points for every $1 spent on eligible travel purchases.
• Earn 3 points for every other $1 spent on eligible purchases.

Standard Annual Interest Rates of:

• 19.9% on Purchases
• 22.9% on Cash Advances
• 22.9% on Balance Transfers

• Personal Income: $80,000
• Household Income: $150,000
• Credit Score: Good (660+)
• Canadian Resident
• Provincial Age of Majority

• Purchase Protection – 90 days
• Extended Warranty – 1 year
• Optional Travel and Medical Insurance - $69 per year
• Price Protection Service – Up to $500

Welcome Bonus:

• Apply by September 27th and get 20,000 Points (up to $100 in value) when you spend $2,000 within 6 months of account opening*, and get a 1st Year annual fee waiver for the Primary Cardholder* (a $25 value).

HSBC Rewards Points:

• 2x Rewards on eligible dining and entertainment
• 1 Point for every $1 on all other everyday purchases

Standard Annual Interest Rates of:

• 11.9% on Purchases
• 11.9% on Cash Advances
• 11.9% on Balance Transfers

• Personal Income: N/A
• Household Income: N/A
• Credit Score: Good (660+)
• Canadian Resident
• Provincial Age of Majority