icon

BMO Credit Cards

Take advantage of great BMO credit card offers today.

Today's top BMO credit cards Feb 26, 2021

BMO eclipse Visa Infinite* Card

card image
Welcome bonus
$284
BMO Rewards points
Annual rewards
$578
BMO Rewards points
Annual fee
$120
First Year Waived

Designed for the lifestyle of the urban digital millennial
Redeem points for travel or cashback, including "pay with points" on any purchase
Details at a glance Collapse details
Welcome bonus
$284
Annual rewards
$578
Designed for the lifestyle of the urban digital millennial
Redeem points for travel or cashback, including "pay with points" on any purchase
Details at a glance Collapse details
BMO AIR MILES World Elite* Mastercard*

card image
Welcome bonus
$344
AIRMILES Rewards
Annual rewards
$412
AIRMILES Rewards
Annual fee
$120
First Year Waived

Great for Air Miles loyalists
Comprehensive travel insurance and access
Details at a glance Collapse details
Welcome bonus
$344
Annual rewards
$412
Great for Air Miles loyalists
Comprehensive travel insurance and access
Details at a glance Collapse details
BMO World Elite™ Mastercard*

card image
Welcome bonus
$284
BMO Rewards points
Annual rewards
$391
BMO Rewards points
Annual fee
$150
First Year Waived

Flexible rewards let you redeem for travel, cash in a BMO investment account, and even statement credtis
Very strong suite of travel insurance, plus 4 complimentary LoungeKey passes 
Details at a glance Collapse details
Welcome bonus
$284
Annual rewards
$391
Flexible rewards let you redeem for travel, cash in a BMO investment account, and even statement credtis
Very strong suite of travel insurance, plus 4 complimentary LoungeKey passes 
Details at a glance Collapse details
BMO CashBack World Elite* Mastercard*

card image
Welcome bonus
$170
BMO Cash Back Rewards
Annual rewards
$360
BMO Cash Back Rewards
Annual fee
$120
First Year Waived

Strong and straightforward cashback rewards rate - 1.5% cash back in all catagories 
Rare Travel perks for a cashback card like Lounge Key access and travel insurance
Details at a glance Collapse details
Welcome bonus
$170
Annual rewards
$360
Strong and straightforward cashback rewards rate - 1.5% cash back in all catagories 
Rare Travel perks for a cashback card like Lounge Key access and travel insurance
Details at a glance Collapse details
BMO CashBack® Mastercard®*

card image
Welcome bonus
$95
BMO Cash Back Rewards
Annual rewards
$288
BMO Cash Back Rewards
Annual fee
$0

Winner - Best credit card for newcomers to Canada
Cash back rewards include the freedom to redeem anytime
Details at a glance Collapse details
Welcome bonus
$95
Annual rewards
$288
Winner - Best credit card for newcomers to Canada
Cash back rewards include the freedom to redeem anytime
Details at a glance Collapse details

The Bank of Montreal

The Bank of Montreal (BMO), founded in 1817 in Montreal, Quebec, is among the ten largest banks in North America. BMO offers a wide range of credit cards to Canadians, ranging from student credit cards to rewards credit cards. Compare the best BMO credit cards available in Canada and find the best one for you.

BMO credit cards

BMO offers you the following types of credit cards:

  • Cash back credit cards
  • Low interest credit cards
  • Student credit cards
  • Air Miles credit cards
  • Travel rewards credit cards
  • No fee credit cards

BMO rewards program

The Bank of Montreal offers a great rewards program for eligible credit card holders. See the best BMO rewards:

  • Travel rewards– You can redeem your rewards points for several travel rewards such as flights, hotels, cruises, vacation packages and car rentals.
  • Statement credit– Pay off your credit balance by using your points as statement credit for your credit card.
  • Investment rewards – BMO allows you to use your rewards points to contribute an amount to your online BMO investment account.
  • Merchandise and gift cards rewards- Redeem your points for a wide range of merchandise and gift cards from the BMO Rewards online catalogue.

BMO partnerships

BMO offers Air Miles credit cards that allow you to earn Air Miles for exclusive travel rewards and perks. You can earn twice the amount of Air Miles when you use your BMO Air Miles credit card at participating retailers. Use your Miles for great travel rewards, merchandise, event tickets and much more.

Latest credit card articles
Top 7 Credit Cards in Canada for Food Delivery in 2021
Learn which credit cards offer the most rewards for food delivery or food subscription services.
Are Credit Cards with Annual Fees Worth It?
Are you overlooking the perks, benefits, and rewards of an annual fee credit card? Here is how to calculate if you’ll benefit from a card with a fee.
Building Credit Just Got Easier
KOHO cardholders can now take advantage of the new low-cost Credit Building feature.