Car Insurance Application

Your guide to the information required for an auto insurance application.

Car Insurance Application

Filling out an insurance application is a key step in obtaining auto insurance coverage. An insurance broker, agent or insurance company can do it on your behalf. It is important to understand what information is required for the application so you can be prepared to speak with a licenced insurance representative. You can also provide the information on Rates.ca and get access to several auto insurance quotes at once. Honesty is key when providing answers to the questions in the insurance application. Inaccurate information can result in an increase in rates or even make your policy void. The insurance representative will tend to verify the accuracy of the information you provide through a Motor Vehicle Record (MVR) to ensure there are no discrepancies. Most of the information for an insurance application can be broken down into two categories: vehicle information and driver information.

Vehicle Information:

  • Vehicle make, model and year
  • Main use of the vehicle
  • Expected usage (mileage)

Driver Information:

  • Name
  • Postal code
  • Gender
  • Date of birth
  • Marital status
  • Licence information
  • Licence type
  • Date G1/G2/G was obtained
  • Licence suspensions
  • Completion of a Canadian Driver Training Course
  • Accident/ticket/claims history

Insurance history:

  • Current insurance status
  • Years of continuous insurance coverage
  • Years insured
  • Previous insurance cancellations

You are also asked for additional information to see if you quality for any discounts (i.e. retiree discount, multi-vehicle discount, multi-policy discount etc.). Finally, you have to choose your coverage type and deductibles, both of which have an effect on the insurance premium.

Get notified when it’s time to save.

Let us know your renewal date and we’ll let you know the best time to shop the market for the cheapest car insurance rates.

Latest Articles

Six Creative Ways to Spend Your Time in an Airport During a Delay

Here's how to fix the boredom when you're stranded in an airport. Read more

Rising Home Prices Boost Equity Take-Outs

Rising home prices increase home equity withdrawals. This is how people are spending their equity and why it could be ... Read more

Here's How Much Car Insurance Costs in Your Province

Are you paying too much for car insurance? Here’s what drivers pay in every province. And, how to find ... Read more

Alberta Announces Approval of Electronic Pink Slips for Proof of Auto Insurance

Alberta joins Nova Scotia and Newfoundland and Labrador to allow electronic pink slips to be used as proof of insurance. Read more