belairdirect Insurance

Learn more about belairdirect Insurance & compare quotes from 30+ car insurance companies! Car Insurance

Welcome to Canada's premier destination for finding the best Ontario car insurance and Alberta auto insurance rates! Whether you're a brand new driver looking to get auto insurance for the very first time, an existing driver with a policy up for renewal or a curious shopper simply interested in knowing whether you're getting a good deal on your existing policy, is the service for you.

Our comparison service makes it possible for you to obtain quick car insurance rates in a matter of minutes. Avoid having to shop around with several insurance companies and instead use to access all the best car insurance rates all in one spot!


About belairdirect Insurance

belairdirect makes car and home insurance affordable and easy to get with their online service and bundled packages. Offering services to more than 500,000 customers, this company is known for their safe and trustworthy coverage.

This company has been providing insurance for 60 years and in 1997, was the first loss insurer to offer online car insurance quotes to consumers. It joined the Intact Financial Corporation family in 1989 and its policies are underwritten by Belair Insurance Company Inc. and The Nordic Insurance Company of Canada.



Autocomfort is an optional coverage that costs a few more dollars and gives you additional protection in case you’re in an accident. It enhances the coverage benefits offered through your standard car insurance policy.

This includes the following:

  • Rental vehicle in the event of an insured loss ($3000 per event)
  • Coverage for damage you may cause to a rented vehicle anywhere in Canada and the United States ($45,000)
  • Emergency roadside assistance ($50 per occurrence)

To add autocomfort coverage to your policy, you must have coverage for collision or upset and comprehensive.

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Standard Car Insurance

belairdirect believes in bringing great value to their customers, which is why they offer a variety of coverage options as well as bundle deals.

For Standard Coverage, Liability is key. This will protect if you’re responsible for injuring someone or damaging someone else’s property.

Should you be injured in a car accident, Accident Benefits, will ensure that you have money while you’re getting better. This coverage is there for whomever is at fault, and is there for you, a passenger or a pedestrian that is injured.

There are some accidents where you may not know who hit your car. Uninsured Automobile Coverage means if you’re injured, you’ll be protected.

During an instance while you’re in a not-at-fault accident, you can also have Direct Compensation Property Damage to cover the damage to your car and its contents. Your insurance will pay for the damages and if the other driver is only 50% at fault, this policy will cover 50% of the costs to repair your car.

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Optional car insurance

Your needs are special to you and with these add-ons you can find the right insurance policy.

Accident Forgiveness

belairdirect offers accident forgiveness, which means that if you’ve had to make a claim while being insured with them, there is no increase on premiums at the time of renewal. You will also be offered Emergency Roadside Assistance, which includes up to $50 in roadside service if you’re having vehicle troubles.

To qualify for this program you must

  • have this endorsement on the policy
  • be claims-free for seven years before the at-fault accident
  • this only applies to the vehicle covered by this policy, the principle driver and while you’re with belairdirect
  • this does not apply in the case of a convicted criminial code offence or serious/major conviction
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Collision and Comprehensive Insurance Coverage

Collision and Comprehensive Insurance Coverage

The cost of fixing your own vehicle in an at-fault accident can be expensive. Collision insurance will cover the costs of those repairs.

Meanwhile, Comprehensive Insurance Coverage will cover the costs to repair damage from another source, such as fire, theft or vandalism.

Home Insurance and More

belairdirect also insures homes and recreational vehicles. If you bundle together these policies, you could save, which is part of the draw with this Canadian company.

If you want to know exactly how its car insurance policies rate against its competitors, let us do the work for you!

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