About RATESDOTCA

Who we are

We are RATESDOTCA, Canada’s largest digital marketplace for insurance and financial services. We offer dynamic and accurate rate information, intuitive tools and expert advice – to help you find the best services for the lowest price.

We know that shopping for insurance and financial services is never fun. That’s why our goal is to make it easy.

Using our online tools, you can search the entire market and compare rates on car, home, life and travel insurance, mortgage and credit cards. All it takes is a few clicks to get matched with a range of quotes from Canada’s top providers – the brands you know and trust – and only a glance to discover the best rate for your specific needs.

To help you along on this journey, we abide by the following principles:

• Keep it simple. Insurance and finances are complicated enough. That’s why our site aims to make things as simple as possible. All you need to do is fill out a form and pick the best rate from dozens of providers. No need to go to other sites or conduct extensive research. If you already have coverage, no worries – we can help you find a better one.
• Provide useful advice, no matter what. Our experts in the insurance and finance fields ensure that the advice we provide is both sound and practical – whether it’s provided in person or through our online content. We want you to get the exact answers you’re looking for, so you can start saving today.
• Adhere to strict editorial standards. Our editorial team is here to ensure that all the content you consume on this website, including all the data, is thoroughly vetted by experts and only provides the information you seek. See our editorial policy to learn more.

The history of RATESDOTCA

RATESDOTCA was founded under the name of Kanetix in 1999. It was one of the first online tools to allow Canadians to generate multiple car insurance quotes at once, initially aimed at younger, internet-savvy drivers – the most likely demographic to search for cheap online quotes at the time.

Early growth

Throughout the 2000s, Kanetix expanded into other parts of the country, including Quebec, Alberta and the Atlantic Provinces. It also introduced property and life insurance quoters, complementing its already robust auto insurance offering. A decade later, it received a significant investment from a private equity firm, which allowed the company to kick off its greatest growth spurt yet.

Growth in the 2010s

The 2010s saw Kanetix grow more than ever before. It expanded into new markets, such as mortgage and credit cards, and acquired several industry-leading companies, including RateSupermarket.ca and Rates.ca. This decade also marked the launch of the Auto and Home Insuramap, a tool that lets customers view premiums by postal code.

Rebrand and new partnerships

In 2020, Kanetix rebranded itself to RATESDOTCA, merging with RateSupermarket.ca and moving to the Rates.ca domain, where it remains to this day.